SAP SE (SAP) - Total Liabilities
Based on the latest financial reports, SAP SE (SAP) has total liabilities worth €28.10 Billion EUR (≈ $32.85 Billion USD) as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore how much of SAP SE's assets are long-term investments to see how much of total assets are deployed in long-term investments.
SAP SE - Total Liabilities Trend (2013–2025)
This chart illustrates how SAP SE's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see balance sheet size of SAP SE.
SAP SE Competitors by Total Liabilities
The table below lists competitors of SAP SE ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
SAP SE
F:SAPA
|
Germany | €28.10 Billion |
|
TotalEnergies SE
PA:TTE
|
France | €189.13 Billion |
|
Arista Networks
NYSE:ANET
|
USA | $8.17 Billion |
|
Charles Schwab Corp
NYSE:SCHW
|
USA | $765.00 Million |
|
Banco Santander SA ADR
NYSE:SAN
|
USA | $1.84 Trillion |
|
Nextera Energy Inc
NYSE:NEE
|
USA | $146.24 Billion |
|
Reliance Industries Limited
F:RLI
|
Germany | €10.92 Trillion |
|
Airbus SE
F:AIRA
|
Germany | €113.04 Billion |
Liability Composition Analysis (2013–2025)
This chart breaks down SAP SE's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See SAP SE (SAP) net asset quality to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 1.07 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 0.63 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.38 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how SAP SE's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for SAP SE (2013–2025)
The table below shows the annual total liabilities of SAP SE from 2013 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | €25.29 Billion ≈ $29.56 Billion |
-10.69% |
| 2024-12-31 | €28.31 Billion ≈ $33.10 Billion |
+13.58% |
| 2023-12-31 | €24.93 Billion ≈ $29.14 Billion |
-14.94% |
| 2022-12-31 | €29.31 Billion ≈ $34.26 Billion |
-1.14% |
| 2021-12-31 | €29.65 Billion ≈ $34.66 Billion |
+3.83% |
| 2020-12-31 | €28.55 Billion ≈ $33.38 Billion |
-2.86% |
| 2019-12-31 | €29.39 Billion ≈ $34.36 Billion |
+29.98% |
| 2018-12-31 | €22.61 Billion ≈ $26.44 Billion |
+33.36% |
| 2017-12-31 | €16.96 Billion ≈ $19.82 Billion |
-5.16% |
| 2016-12-31 | €17.88 Billion ≈ $20.90 Billion |
-1.19% |
| 2015-12-31 | €18.09 Billion ≈ $21.15 Billion |
-4.92% |
| 2014-12-31 | €19.03 Billion ≈ $22.25 Billion |
+72.34% |
| 2013-12-31 | €11.04 Billion ≈ $12.91 Billion |
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About SAP SE
SAP SE, together with its subsidiaries, provides enterprise application and business solutions worldwide. It offers SAP Business AI; SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR, time, payroll, tale… Read more