PEPPER MONEY LTD. (X95) - Total Liabilities
Based on the latest financial reports, PEPPER MONEY LTD. (X95) has total liabilities worth €17.53 Billion EUR (≈ $20.49 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore PEPPER MONEY LTD. long-term investment intensity to see how much of total assets are deployed in long-term investments.
PEPPER MONEY LTD. - Total Liabilities Trend (2022–2025)
This chart illustrates how PEPPER MONEY LTD.'s total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see PEPPER MONEY LTD. total assets.
PEPPER MONEY LTD. Competitors by Total Liabilities
The table below lists competitors of PEPPER MONEY LTD. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Jasmine International Public Company Limited
BK:JAS-R
|
Thailand | ฿6.65 Billion |
|
Miwon Commerci
KO:002840
|
Korea | ₩87.16 Billion |
|
Beijing Bohui Science & Technology Co Ltd
SHG:688004
|
China | CN¥98.57 Million |
|
Promotora de Informaciones SA
MC:PRS
|
Spain | €1.27 Billion |
|
Altimmune Inc
NASDAQ:ALT
|
USA | $55.04 Million |
|
Longxing Chemical Stock Co Ltd
SHE:002442
|
China | CN¥2.78 Billion |
|
Guangdong Provincial Expressway Development Co Ltd
SHE:200429
|
China | HK$13.58 Billion |
Liability Composition Analysis (2022–2025)
This chart breaks down PEPPER MONEY LTD.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See PEPPER MONEY LTD. (X95) balance sheet quality index to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 20.15 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.95 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how PEPPER MONEY LTD.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for PEPPER MONEY LTD. (2022–2025)
The table below shows the annual total liabilities of PEPPER MONEY LTD. from 2022 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | €17.53 Billion ≈ $20.49 Billion |
+5.49% |
| 2024-12-31 | €16.62 Billion ≈ $19.43 Billion |
-14.10% |
| 2023-12-31 | €19.34 Billion ≈ $22.62 Billion |
+1.40% |
| 2022-12-31 | €19.08 Billion ≈ $22.30 Billion |
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About PEPPER MONEY LTD.
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment … Read more