United Bancorp Inc
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers a range of banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry,… Read more
United Bancorp Inc (UBCP) - Total Liabilities
Latest total liabilities as of December 2025: $786.93 Million USD
Based on the latest financial reports, United Bancorp Inc (UBCP) has total liabilities worth $786.93 Million USD as of December 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
United Bancorp Inc - Total Liabilities Trend (1992–2025)
This chart illustrates how United Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
United Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of United Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Resimac Group Ltd
AU:RMC
|
Australia | AU$16.49 Billion |
|
Namu Tech Co.Ltd
KQ:242040
|
Korea | ₩64.24 Billion |
|
Rex International Holding Limited
OTCGREY:REXHF
|
USA | $864.92 Million |
|
Sabina Public Company Limited
BK:SABINA
|
Thailand | ฿579.56 Million |
|
Gozde Girisim Sermayesi Yatirim Ortakligi AS
IS:GOZDE
|
Turkey | TL904.99 Million |
|
Bank of the James Financial Group
NASDAQ:BOTJ
|
USA | $943.15 Million |
|
Vigo System SA
WAR:VGO
|
Poland | zł51.54 Million |
|
Chengdu Qinchuan IoT Technology Co Ltd
SHG:688528
|
China | CN¥353.48 Million |
Liability Composition Analysis (1992–2025)
This chart breaks down United Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 11.16 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how United Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for United Bancorp Inc (1992–2025)
The table below shows the annual total liabilities of United Bancorp Inc from 1992 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $786.93 Million | +4.48% |
| 2024-12-31 | $753.20 Million | -0.35% |
| 2023-12-31 | $755.86 Million | +8.34% |
| 2022-12-31 | $697.66 Million | +6.88% |
| 2021-12-31 | $652.75 Million | +4.43% |
| 2020-12-31 | $625.07 Million | -0.11% |
| 2019-12-31 | $625.78 Million | +15.34% |
| 2018-12-31 | $542.57 Million | +30.60% |
| 2017-12-31 | $415.44 Million | +5.07% |
| 2016-12-31 | $395.38 Million | +8.73% |
| 2015-12-31 | $363.63 Million | +0.61% |
| 2014-12-31 | $361.42 Million | +3.21% |
| 2013-12-31 | $350.17 Million | -12.83% |
| 2012-12-31 | $401.73 Million | +5.89% |
| 2011-12-31 | $379.38 Million | -2.18% |
| 2010-12-31 | $387.85 Million | -5.58% |
| 2009-12-31 | $410.76 Million | +0.70% |
| 2008-12-31 | $407.90 Million | -2.30% |
| 2007-12-31 | $417.48 Million | +7.30% |
| 2006-12-31 | $389.07 Million | +2.54% |
| 2005-12-31 | $379.45 Million | +4.05% |
| 2004-12-31 | $364.70 Million | +3.31% |
| 2003-12-31 | $353.01 Million | +7.12% |
| 2002-12-31 | $329.56 Million | +6.02% |
| 2001-12-31 | $310.84 Million | +5.30% |
| 2000-12-31 | $295.21 Million | +7.94% |
| 1999-12-31 | $273.50 Million | +5.93% |
| 1998-12-31 | $258.20 Million | +8.53% |
| 1997-12-31 | $237.90 Million | +30.43% |
| 1996-12-31 | $182.40 Million | +5.62% |
| 1995-12-31 | $172.70 Million | +2.13% |
| 1994-12-31 | $169.10 Million | +8.19% |
| 1993-12-31 | $156.30 Million | +3.78% |
| 1992-12-31 | $150.60 Million | -- |