United Bankshares Inc

NASDAQ:UBSI USA Banks - Regional
Market Cap
$5.45 Billion
Market Cap Rank
#2659 Global
#1834 in USA
Share Price
$39.08
Change (1 day)
-0.56%
52-Week Range
$31.50 - $45.52
All Time High
$45.52
About

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial an… Read more

United Bankshares Inc (UBSI) - Total Liabilities

Latest total liabilities as of December 2025: $28.16 Billion USD

Based on the latest financial reports, United Bankshares Inc (UBSI) has total liabilities worth $28.16 Billion USD as of December 2025.

Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

United Bankshares Inc - Total Liabilities Trend (1989–2025)

This chart illustrates how United Bankshares Inc's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.

United Bankshares Inc Competitors by Total Liabilities

The table below lists competitors of United Bankshares Inc ranked by their total liabilities.

Company Country Total Liabilities
CSC Financial Co. Ltd
F:CS0
Germany €502.52 Billion
Madrigal Pharmaceuticals Inc
NASDAQ:MDGL
USA $736.73 Million
Fannie Mae
LSE:0IL0
UK $4.17 Trillion
LEG Immobilien SE
PINK:LEGIF
USA $12.03 Billion
Federal Hme 6.55 Pf
OTCQB:FMCKI
USA $3.43 Trillion
SAIC Motor Corp Ltd
SHG:600104
China CN¥587.14 Billion
AVIC Jonhon Optronic Technology Co Ltd
SHE:002179
China CN¥16.19 Billion
GALDERMA GROUP AG
NYSE:GALDY
USA $5.24 Billion

Liability Composition Analysis (1989–2025)

This chart breaks down United Bankshares Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 28.21 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 5.12 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.84 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how United Bankshares Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for United Bankshares Inc (1989–2025)

The table below shows the annual total liabilities of United Bankshares Inc from 1989 to 2025.

Year Total Liabilities Change
2025-12-31 $28.16 Billion +12.52%
2024-12-31 $25.03 Billion -0.50%
2023-12-31 $25.16 Billion +0.73%
2022-12-31 $24.97 Billion +1.47%
2021-12-31 $24.61 Billion +12.44%
2020-12-31 $21.89 Billion +34.29%
2019-12-31 $16.30 Billion +1.87%
2018-12-31 $16.00 Billion +1.14%
2017-12-31 $15.82 Billion +28.89%
2016-12-31 $12.27 Billion +12.96%
2015-12-31 $10.87 Billion +1.81%
2014-12-31 $10.67 Billion +38.72%
2013-12-31 $7.69 Billion +3.58%
2012-12-31 $7.43 Billion -0.73%
2011-12-31 $7.48 Billion +17.60%
2010-12-31 $6.36 Billion -9.67%
2009-12-31 $7.04 Billion -4.37%
2008-12-31 $7.37 Billion +1.82%
2007-12-31 $7.23 Billion +18.90%
2006-12-31 $6.08 Billion -0.16%
2005-12-31 $6.09 Billion +4.98%
2004-12-31 $5.80 Billion +0.71%
2003-12-31 $5.76 Billion +9.78%
2002-12-31 $5.25 Billion +2.44%
2001-12-31 $5.13 Billion +14.56%
2000-12-31 $4.47 Billion -4.27%
1999-12-31 $4.67 Billion +12.71%
1998-12-31 $4.15 Billion +12.10%
1997-12-31 $3.70 Billion +78.82%
1996-12-31 $2.07 Billion +28.14%
1995-12-31 $1.61 Billion +0.39%
1994-12-31 $1.61 Billion +3.79%
1993-12-31 $1.55 Billion +10.86%
1992-12-31 $1.40 Billion +29.82%
1991-12-31 $1.08 Billion -0.98%
1990-12-31 $1.09 Billion +8.31%
1989-12-31 $1.00 Billion --