UMB Financial Corporation (UMBF) - Total Liabilities
Based on the latest financial reports, UMB Financial Corporation (UMBF) has total liabilities worth $65.40 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore cash efficiency ratio of UMB Financial Corporation to assess how effectively this company generates cash.
UMB Financial Corporation - Total Liabilities Trend (1989–2025)
This chart illustrates how UMB Financial Corporation's total liabilities have evolved over time, based on quarterly financial data. Check UMBF cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
UMB Financial Corporation Competitors by Total Liabilities
The table below lists competitors of UMB Financial Corporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Anker Innovations Technology Co Ltd
SHE:300866
|
China | CN¥9.91 Billion |
|
Raytron Technology Co Ltd
SHG:688002
|
China | CN¥3.66 Billion |
|
Spic Yuanda Environmental Protection Co Ltd
SHG:600292
|
China | CN¥4.49 Billion |
|
Symrise AG
F:SY1
|
Germany | €3.99 Billion |
|
D'Ieteren Group SA
BR:DIE
|
Belgium | €6.72 Billion |
|
Advantech Co Ltd
TW:2395
|
Taiwan | NT$18.56 Billion |
|
CICT Mobile Communication Technology Co. Ltd. A
SHG:688387
|
China | CN¥6.81 Billion |
Liability Composition Analysis (1989–2025)
This chart breaks down UMB Financial Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see UMB Financial Corporation stock valuation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.01 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.50 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how UMB Financial Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for UMB Financial Corporation (1989–2025)
The table below shows the annual total liabilities of UMB Financial Corporation from 1989 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $65.40 Billion | +39.32% |
| 2024-12-31 | $46.94 Billion | +14.74% |
| 2023-12-31 | $40.91 Billion | +10629.10% |
| 2022-12-31 | $381.31 Million | +40.42% |
| 2021-12-31 | $271.54 Million | +0.72% |
| 2020-12-31 | $269.60 Million | +176.54% |
| 2019-12-31 | $97.49 Million | -99.54% |
| 2018-12-31 | $21.12 Billion | +7.82% |
| 2017-12-31 | $19.59 Billion | +4.65% |
| 2016-12-31 | $18.72 Billion | +8.83% |
| 2015-12-31 | $17.20 Billion | +8.47% |
| 2014-12-31 | $15.86 Billion | +2.93% |
| 2013-12-31 | $15.41 Billion | +12.88% |
| 2012-12-31 | $13.65 Billion | +10.51% |
| 2011-12-31 | $12.35 Billion | +8.87% |
| 2010-12-31 | $11.34 Billion | +6.54% |
| 2009-12-31 | $10.65 Billion | +6.46% |
| 2008-12-31 | $10.00 Billion | +18.33% |
| 2007-12-31 | $8.45 Billion | +4.75% |
| 2006-12-31 | $8.07 Billion | +8.83% |
| 2005-12-31 | $7.41 Billion | +6.13% |
| 2004-12-31 | $6.99 Billion | +0.70% |
| 2003-12-31 | $6.94 Billion | -4.08% |
| 2002-12-31 | $7.23 Billion | -9.16% |
| 2001-12-31 | $7.96 Billion | +11.14% |
| 2000-12-31 | $7.16 Billion | -4.16% |
| 1999-12-31 | $7.48 Billion | +7.01% |
| 1998-12-31 | $6.99 Billion | +8.64% |
| 1997-12-31 | $6.43 Billion | +8.44% |
| 1996-12-31 | $5.93 Billion | +4.78% |
| 1995-12-31 | $5.66 Billion | -6.34% |
| 1994-12-31 | $6.04 Billion | +1.67% |
| 1993-12-31 | $5.94 Billion | +29.08% |
| 1992-12-31 | $4.60 Billion | +6.58% |
| 1991-12-31 | $4.32 Billion | +9.95% |
| 1990-12-31 | $3.93 Billion | +5.55% |
| 1989-12-31 | $3.72 Billion | -- |
About UMB Financial Corporation
UMB Financial Corporation operates as the bank holding company that provides banking services and asset servicing in the United States and internationally. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, mezzanine debt… Read more