UMB Financial Corporation (UMBF) - Total Assets
Based on the latest financial reports, UMB Financial Corporation (UMBF) holds total assets worth $73.09 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore UMBF cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
UMB Financial Corporation - Total Assets Trend (1989–2025)
This chart illustrates how UMB Financial Corporation's total assets have evolved over time, based on quarterly financial data. See UMBF book value for net asset value and shareholders' equity analysis.
UMB Financial Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
UMB Financial Corporation's total assets of $73.09 Billion consist of 1.3% current assets and 98.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.3% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $486.87 Million | 0.7% |
| Goodwill | $1.84 Billion | 2.5% |
Asset Composition Trend (1989–2025)
This chart illustrates how UMB Financial Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see UMB Financial Corporation stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: UMB Financial Corporation's current assets represent 1.3% of total assets in 2025, a decrease from 15.4% in 1989.
- Cash Position: Cash and equivalents constituted 1.3% of total assets in 2025, down from 15.4% in 1989.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 1989.
- Asset Diversification: The largest asset category is goodwill at 2.5% of total assets.
UMB Financial Corporation Competitors by Total Assets
Key competitors of UMB Financial Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Postal Savings Bank of China Co Ltd
SHG:601658
|
China | CN¥18.61 Trillion |
|
Danske Bank A/S
CO:DANSKE
|
Denmark | Dkr3.79 Trillion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
|
Bank of Shanghai Co Ltd
SHG:601229
|
China | CN¥3.38 Trillion |
|
SCB X Public Company Limited
BK:SCB
|
Thailand | ฿3.47 Trillion |
|
TMBThanachart Bank Public Company Limited
F:NVPJ
|
Germany | €1.70 Trillion |
|
Ameris Bancorp
NASDAQ:ABCB
|
USA | $27.10 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
UMB Financial Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.01 | 0.36 | 0.46 |
| Quick Ratio | 0.01 | 0.36 | 0.45 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-63.97 Billion | $-29.36 Billion | $-16.97 Billion |
UMB Financial Corporation - Advanced Valuation Insights
This section examines the relationship between UMB Financial Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.38 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 45.0% |
| Total Assets | $73.09 Billion |
| Market Capitalization | $10.20 Billion USD |
Valuation Analysis
Below Book Valuation: The market values UMB Financial Corporation's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: UMB Financial Corporation's assets grew by 45.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for UMB Financial Corporation (1989–2025)
The table below shows the annual total assets of UMB Financial Corporation from 1989 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $73.09 Billion | +45.00% |
| 2024-12-31 | $50.41 Billion | +14.54% |
| 2023-12-31 | $44.01 Billion | +14.28% |
| 2022-12-31 | $38.51 Billion | -9.79% |
| 2021-12-31 | $42.69 Billion | +28.88% |
| 2020-12-31 | $33.13 Billion | +24.72% |
| 2019-12-31 | $26.56 Billion | +13.75% |
| 2018-12-31 | $23.35 Billion | +7.26% |
| 2017-12-31 | $21.77 Billion | +5.27% |
| 2016-12-31 | $20.68 Billion | +8.32% |
| 2015-12-31 | $19.09 Billion | +9.10% |
| 2014-12-31 | $17.50 Billion | +3.48% |
| 2013-12-31 | $16.91 Billion | +13.30% |
| 2012-12-31 | $14.93 Billion | +10.23% |
| 2011-12-31 | $13.54 Billion | +9.16% |
| 2010-12-31 | $12.40 Billion | +6.36% |
| 2009-12-31 | $11.66 Billion | +6.26% |
| 2008-12-31 | $10.98 Billion | +17.49% |
| 2007-12-31 | $9.34 Billion | +4.77% |
| 2006-12-31 | $8.92 Billion | +8.12% |
| 2005-12-31 | $8.25 Billion | +5.67% |
| 2004-12-31 | $7.81 Billion | +0.72% |
| 2003-12-31 | $7.75 Billion | -3.56% |
| 2002-12-31 | $8.04 Billion | -7.96% |
| 2001-12-31 | $8.73 Billion | +10.98% |
| 2000-12-31 | $7.87 Billion | -3.24% |
| 1999-12-31 | $8.13 Billion | +6.30% |
| 1998-12-31 | $7.65 Billion | +8.42% |
| 1997-12-31 | $7.05 Billion | +8.32% |
| 1996-12-31 | $6.51 Billion | +3.67% |
| 1995-12-31 | $6.28 Billion | -4.81% |
| 1994-12-31 | $6.60 Billion | +1.08% |
| 1993-12-31 | $6.53 Billion | +30.49% |
| 1992-12-31 | $5.00 Billion | +6.63% |
| 1991-12-31 | $4.69 Billion | +9.84% |
| 1990-12-31 | $4.27 Billion | +5.78% |
| 1989-12-31 | $4.04 Billion | -- |
About UMB Financial Corporation
UMB Financial Corporation operates as the bank holding company that provides banking services and asset servicing in the United States and internationally. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, mezzanine debt… Read more