UMB Financial Corporation Cash Flow Conversion Efficiency
UMB Financial Corporation cash flow conversion efficiency. Based on the latest financial reports, UMB Financial Corporation (UMBF) has a cash flow conversion efficiency ratio of 0.043x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($349.26 Million) by net assets ($8.03 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of UMB Financial Corporation (1989–2025)
Cash flow conversion efficiency of UMB Financial Corporation from 1989 to 2025. This chart illustrates how UMB Financial Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. View UMB Financial Corporation share price for real-time trading data and today's change.
UMB Financial Corporation Cash Flow Conversion Ratio Explained
UMB Financial Corporation cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
UMB Financial Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of UMB Financial Corporation ranked by their cash flow conversion efficiency. Also see UMB Financial Corporation (UMBF) total market value for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Guangdong Hec Technology Holding Co Ltd Class A
SHG:600673
|
0.025x |
|
RAKUTEN GROUP SPONS.ADR 1
F:RAKA
|
0.382x |
|
Anhui Conch Cement Co Ltd
SHG:600585
|
0.036x |
|
GEA GROUP
XETRA:G1A
|
0.073x |
|
AGNC Investment Corp.
NASDAQ:AGNC
|
0.017x |
|
Alcoa Corp
NYSE:AA
|
0.040x |
|
Klepierre SA
PA:LI
|
0.041x |
|
Ipsen SA
PA:IPN
|
0.125x |
Annual Cash Flow Conversion Efficiency for UMB Financial Corporation (1989–2025)
The table below shows the annual cash flow conversion efficiency of UMB Financial Corporation from 1989 to 2025. Review free cash flow generation of UMB Financial Corporation to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $7.69 Billion | $1.03 Billion | 0.133x | +105.34% |
| 2024-12-31 | $3.47 Billion | $225.29 Million | 0.065x | -57.37% |
| 2023-12-31 | $3.10 Billion | $472.60 Million | 0.152x | +655.30% |
| 2022-12-31 | $38.13 Billion | $769.55 Million | 0.020x | +60.30% |
| 2021-12-31 | $42.42 Billion | $534.08 Million | 0.013x | +10.73% |
| 2020-12-31 | $32.86 Billion | $373.60 Million | 0.011x | -11.87% |
| 2019-12-31 | $26.46 Billion | $341.43 Million | 0.013x | -90.28% |
| 2018-12-31 | $2.23 Billion | $295.70 Million | 0.133x | -11.35% |
| 2017-12-31 | $2.18 Billion | $326.53 Million | 0.150x | -0.92% |
| 2016-12-31 | $1.96 Billion | $296.44 Million | 0.151x | +35.60% |
| 2015-12-31 | $1.89 Billion | $210.96 Million | 0.111x | -25.46% |
| 2014-12-31 | $1.64 Billion | $245.66 Million | 0.149x | -23.75% |
| 2013-12-31 | $1.51 Billion | $295.20 Million | 0.196x | +12.07% |
| 2012-12-31 | $1.28 Billion | $223.74 Million | 0.175x | -2.22% |
| 2011-12-31 | $1.19 Billion | $213.04 Million | 0.179x | +5.55% |
| 2010-12-31 | $1.06 Billion | $179.77 Million | 0.169x | +17.32% |
| 2009-12-31 | $1.02 Billion | $146.69 Million | 0.144x | +5.05% |
| 2008-12-31 | $974.81 Million | $134.03 Million | 0.137x | -6.73% |
| 2007-12-31 | $890.57 Million | $131.28 Million | 0.147x | -2.87% |
| 2006-12-31 | $848.88 Million | $128.84 Million | 0.152x | +20.16% |
| 2005-12-31 | $833.46 Million | $105.27 Million | 0.126x | -4.96% |
| 2004-12-31 | $819.18 Million | $108.87 Million | 0.133x | -31.83% |
| 2003-12-31 | $811.92 Million | $158.29 Million | 0.195x | +45.59% |
| 2002-12-31 | $802.80 Million | $107.50 Million | 0.134x | +21.35% |
| 2001-12-31 | $768.58 Million | $84.81 Million | 0.110x | -27.29% |
| 2000-12-31 | $702.93 Million | $106.69 Million | 0.152x | +547.16% |
| 1999-12-31 | $654.99 Million | $15.36 Million | 0.023x | -79.77% |
| 1998-12-31 | $662.80 Million | $76.83 Million | 0.116x | -49.05% |
| 1997-12-31 | $624.20 Million | $142.00 Million | 0.227x | +29.79% |
| 1996-12-31 | $582.50 Million | $102.10 Million | 0.175x | +43.00% |
| 1995-12-31 | $622.50 Million | $76.30 Million | 0.123x | -46.47% |
| 1994-12-31 | $557.30 Million | $127.60 Million | 0.229x | +122.00% |
| 1993-12-31 | $586.60 Million | $60.50 Million | 0.103x | -67.74% |
| 1992-12-31 | $399.70 Million | $127.80 Million | 0.320x | +206.34% |
| 1991-12-31 | $372.70 Million | $38.90 Million | 0.104x | +70.53% |
| 1990-12-31 | $343.10 Million | $21.00 Million | 0.061x | -53.73% |
| 1989-12-31 | $316.00 Million | $41.80 Million | 0.132x | -- |
About UMB Financial Corporation
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan sy… Read more