UMB Financial Corporation (UMBF) - Cash Flow Conversion Efficiency
Based on the latest financial reports, UMB Financial Corporation (UMBF) has a cash flow conversion efficiency ratio of 0.043x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($349.26 Million) by net assets ($8.03 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see UMB Financial Corporation (UMBF) market capitalisation for the company's overall valuation and market capitalisation.
UMB Financial Corporation - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how UMB Financial Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data.
UMB Financial Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of UMB Financial Corporation ranked by their cash flow conversion efficiency. Explore UMB Financial Corporation cash flow quality index to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
BALOISE HLDG AG ADR/1/10
F:BLO
|
N/A |
|
CPFL Energia S.A
SA:CPFE3
|
0.072x |
|
Konfoong Materials International Co Ltd
SHE:300666
|
0.013x |
|
Aurobindo Pharma Limited
NSE:AUROPHARMA
|
0.076x |
|
Hyundai Glovis
KO:086280
|
0.084x |
|
Wan Hai Lines Ltd
TW:2615
|
0.038x |
|
Boston Properties Inc
NYSE:BXP
|
0.020x |
|
SG Micro Corp
SHE:300661
|
0.029x |
Annual Cash Flow Conversion Efficiency for UMB Financial Corporation (1989–2025)
The table below shows the annual cash flow conversion efficiency of UMB Financial Corporation from 1989 to 2025. View UMB Financial Corporation (UMBF) stock price for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $7.69 Billion | $1.03 Billion | 0.133x | +105.34% |
| 2024-12-31 | $3.47 Billion | $225.29 Million | 0.065x | -57.37% |
| 2023-12-31 | $3.10 Billion | $472.60 Million | 0.152x | +655.30% |
| 2022-12-31 | $38.13 Billion | $769.55 Million | 0.020x | +60.30% |
| 2021-12-31 | $42.42 Billion | $534.08 Million | 0.013x | +10.73% |
| 2020-12-31 | $32.86 Billion | $373.60 Million | 0.011x | -11.87% |
| 2019-12-31 | $26.46 Billion | $341.43 Million | 0.013x | -90.28% |
| 2018-12-31 | $2.23 Billion | $295.70 Million | 0.133x | -11.35% |
| 2017-12-31 | $2.18 Billion | $326.53 Million | 0.150x | -0.92% |
| 2016-12-31 | $1.96 Billion | $296.44 Million | 0.151x | +35.60% |
| 2015-12-31 | $1.89 Billion | $210.96 Million | 0.111x | -25.46% |
| 2014-12-31 | $1.64 Billion | $245.66 Million | 0.149x | -23.75% |
| 2013-12-31 | $1.51 Billion | $295.20 Million | 0.196x | +12.07% |
| 2012-12-31 | $1.28 Billion | $223.74 Million | 0.175x | -2.22% |
| 2011-12-31 | $1.19 Billion | $213.04 Million | 0.179x | +5.55% |
| 2010-12-31 | $1.06 Billion | $179.77 Million | 0.169x | +17.32% |
| 2009-12-31 | $1.02 Billion | $146.69 Million | 0.144x | +5.05% |
| 2008-12-31 | $974.81 Million | $134.03 Million | 0.137x | -6.73% |
| 2007-12-31 | $890.57 Million | $131.28 Million | 0.147x | -2.87% |
| 2006-12-31 | $848.88 Million | $128.84 Million | 0.152x | +20.16% |
| 2005-12-31 | $833.46 Million | $105.27 Million | 0.126x | -4.96% |
| 2004-12-31 | $819.18 Million | $108.87 Million | 0.133x | -31.83% |
| 2003-12-31 | $811.92 Million | $158.29 Million | 0.195x | +45.59% |
| 2002-12-31 | $802.80 Million | $107.50 Million | 0.134x | +21.35% |
| 2001-12-31 | $768.58 Million | $84.81 Million | 0.110x | -27.29% |
| 2000-12-31 | $702.93 Million | $106.69 Million | 0.152x | +547.16% |
| 1999-12-31 | $654.99 Million | $15.36 Million | 0.023x | -79.77% |
| 1998-12-31 | $662.80 Million | $76.83 Million | 0.116x | -49.05% |
| 1997-12-31 | $624.20 Million | $142.00 Million | 0.227x | +29.79% |
| 1996-12-31 | $582.50 Million | $102.10 Million | 0.175x | +43.00% |
| 1995-12-31 | $622.50 Million | $76.30 Million | 0.123x | -46.47% |
| 1994-12-31 | $557.30 Million | $127.60 Million | 0.229x | +122.00% |
| 1993-12-31 | $586.60 Million | $60.50 Million | 0.103x | -67.74% |
| 1992-12-31 | $399.70 Million | $127.80 Million | 0.320x | +206.34% |
| 1991-12-31 | $372.70 Million | $38.90 Million | 0.104x | +70.53% |
| 1990-12-31 | $343.10 Million | $21.00 Million | 0.061x | -53.73% |
| 1989-12-31 | $316.00 Million | $41.80 Million | 0.132x | -- |
About UMB Financial Corporation
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan sy… Read more