UMB Financial Corporation (UMBF) - Cash Flow Conversion Efficiency
Based on the latest financial reports, UMB Financial Corporation (UMBF) has a cash flow conversion efficiency ratio of 0.037x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($272.21 Million) by net assets ($7.44 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See UMB Financial Corporation balance sheet independence to measure how much of total assets are equity-financed.
UMB Financial Corporation - Cash Flow Conversion Efficiency Trend (1989–2024)
This chart illustrates how UMB Financial Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check UMBF cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
UMB Financial Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of UMB Financial Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
BALOISE HLDG AG ADR/1/10
F:BLO
|
N/A |
|
Cognex Corporation
NASDAQ:CGNX
|
0.030x |
|
Xizang Haisco Pharmaceutical Group Co Ltd
SHE:002653
|
0.008x |
|
Eurofins Scientific SE
PA:ERF
|
0.220x |
|
RoboTechnik Intelligent Technology Co Ltd
SHE:300757
|
0.044x |
|
Grupo Cibest S.A.
NYSE:CIB
|
0.019x |
|
Brookfield Renewable Partners L.P
TO:BEP-UN
|
0.010x |
|
Hyundai Glovis
KO:086280
|
0.084x |
Annual Cash Flow Conversion Efficiency for UMB Financial Corporation (1989–2024)
The table below shows the annual cash flow conversion efficiency of UMB Financial Corporation from 1989 to 2024. For the full company profile with market capitalisation and key ratios, see UMB Financial Corporation (UMBF) market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $3.47 Billion | $225.29 Million | 0.065x | -57.37% |
| 2023-12-31 | $3.10 Billion | $472.60 Million | 0.152x | +655.30% |
| 2022-12-31 | $38.13 Billion | $769.55 Million | 0.020x | +60.30% |
| 2021-12-31 | $42.42 Billion | $534.08 Million | 0.013x | +10.73% |
| 2020-12-31 | $32.86 Billion | $373.60 Million | 0.011x | -11.87% |
| 2019-12-31 | $26.46 Billion | $341.43 Million | 0.013x | -90.28% |
| 2018-12-31 | $2.23 Billion | $295.70 Million | 0.133x | -11.35% |
| 2017-12-31 | $2.18 Billion | $326.53 Million | 0.150x | -0.92% |
| 2016-12-31 | $1.96 Billion | $296.44 Million | 0.151x | +35.60% |
| 2015-12-31 | $1.89 Billion | $210.96 Million | 0.111x | -25.46% |
| 2014-12-31 | $1.64 Billion | $245.66 Million | 0.149x | -23.75% |
| 2013-12-31 | $1.51 Billion | $295.20 Million | 0.196x | +12.07% |
| 2012-12-31 | $1.28 Billion | $223.74 Million | 0.175x | -2.22% |
| 2011-12-31 | $1.19 Billion | $213.04 Million | 0.179x | +5.55% |
| 2010-12-31 | $1.06 Billion | $179.77 Million | 0.169x | +17.32% |
| 2009-12-31 | $1.02 Billion | $146.69 Million | 0.144x | +5.05% |
| 2008-12-31 | $974.81 Million | $134.03 Million | 0.137x | -6.73% |
| 2007-12-31 | $890.57 Million | $131.28 Million | 0.147x | -2.87% |
| 2006-12-31 | $848.88 Million | $128.84 Million | 0.152x | +20.16% |
| 2005-12-31 | $833.46 Million | $105.27 Million | 0.126x | -4.96% |
| 2004-12-31 | $819.18 Million | $108.87 Million | 0.133x | -31.83% |
| 2003-12-31 | $811.92 Million | $158.29 Million | 0.195x | +45.59% |
| 2002-12-31 | $802.80 Million | $107.50 Million | 0.134x | +21.35% |
| 2001-12-31 | $768.58 Million | $84.81 Million | 0.110x | -27.29% |
| 2000-12-31 | $702.93 Million | $106.69 Million | 0.152x | +547.16% |
| 1999-12-31 | $654.99 Million | $15.36 Million | 0.023x | -79.77% |
| 1998-12-31 | $662.80 Million | $76.83 Million | 0.116x | -49.05% |
| 1997-12-31 | $624.20 Million | $142.00 Million | 0.227x | +29.79% |
| 1996-12-31 | $582.50 Million | $102.10 Million | 0.175x | +43.00% |
| 1995-12-31 | $622.50 Million | $76.30 Million | 0.123x | -46.47% |
| 1994-12-31 | $557.30 Million | $127.60 Million | 0.229x | +122.00% |
| 1993-12-31 | $586.60 Million | $60.50 Million | 0.103x | -67.74% |
| 1992-12-31 | $399.70 Million | $127.80 Million | 0.320x | +206.34% |
| 1991-12-31 | $372.70 Million | $38.90 Million | 0.104x | +70.53% |
| 1990-12-31 | $343.10 Million | $21.00 Million | 0.061x | -53.73% |
| 1989-12-31 | $316.00 Million | $41.80 Million | 0.132x | -- |
About UMB Financial Corporation
UMB Financial Corporation operates as the bank holding company that provides banking services and asset servicing in the United States and internationally. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, mezzanine debt… Read more