Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provid… Read more
Live Oak Bancshares, Inc. (LOB) - Total Liabilities
Latest total liabilities as of December 2025: $13.88 Billion USD
Based on the latest financial reports, Live Oak Bancshares, Inc. (LOB) has total liabilities worth $13.88 Billion USD as of December 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Live Oak Bancshares, Inc. - Total Liabilities Trend (2011–2025)
This chart illustrates how Live Oak Bancshares, Inc.'s total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
Live Oak Bancshares, Inc. Competitors by Total Liabilities
The table below lists competitors of Live Oak Bancshares, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
AnaptysBio Inc
NASDAQ:ANAB
|
USA | $327.19 Million |
|
Zhongshan Public Utilities Group Co Ltd
SHE:000685
|
China | CN¥17.17 Billion |
|
ORG Packaging Co Ltd
SHE:002701
|
China | CN¥20.72 Billion |
|
Henzhen Zhaowei Machinery And Elect
SHE:003021
|
China | CN¥829.41 Million |
|
Vantage Towers AG
PINK:VTWRF
|
USA | $5.49 Billion |
|
Veris Gold Corp
PINK:YNGFF
|
USA | $201.89 Million |
|
Fila Holdings Corp
KO:081660
|
Korea | ₩2.75 Trillion |
Liability Composition Analysis (2011–2025)
This chart breaks down Live Oak Bancshares, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 11.11 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Live Oak Bancshares, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Live Oak Bancshares, Inc. (2011–2025)
The table below shows the annual total liabilities of Live Oak Bancshares, Inc. from 2011 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $13.88 Billion | +16.25% |
| 2024-12-31 | $11.94 Billion | +11.75% |
| 2023-12-31 | $10.68 Billion | +18.14% |
| 2022-12-31 | $9.04 Billion | +20.62% |
| 2021-12-31 | $7.50 Billion | +2.65% |
| 2020-12-31 | $7.30 Billion | +70.16% |
| 2019-12-31 | $4.29 Billion | +35.12% |
| 2018-12-31 | $3.18 Billion | +36.84% |
| 2017-12-31 | $2.32 Billion | +51.50% |
| 2016-12-31 | $1.53 Billion | +79.62% |
| 2015-12-31 | $853.13 Million | +46.71% |
| 2014-12-31 | $581.50 Million | +52.24% |
| 2013-12-31 | $381.96 Million | +22.93% |
| 2012-12-31 | $310.71 Million | +30.24% |
| 2011-12-31 | $238.57 Million | -- |