OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.
OppFi Inc (OPFI) - Total Liabilities
Latest total liabilities as of September 2025: $443.36 Million USD
Based on the latest financial reports, OppFi Inc (OPFI) has total liabilities worth $443.36 Million USD as of September 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
OppFi Inc - Total Liabilities Trend (2019–2024)
This chart illustrates how OppFi Inc's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
OppFi Inc Competitors by Total Liabilities
The table below lists competitors of OppFi Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Crawford & Company
NYSE:CRD-B
|
USA | $592.87 Million |
|
Palladyne AI Corp
NASDAQ:PDYN
|
USA | $21.08 Million |
|
BVZ Holding AG
SW:BVZN
|
Switzerland | CHF436.12 Million |
|
Chularat Hospital Public Company Limited
BK:CHG
|
Thailand | ฿1.98 Billion |
|
Langfang Development Co Ltd
SHG:600149
|
China | CN¥245.58 Million |
|
Sinomach General Machinery Science Technology Co Ltd
SHG:600444
|
China | CN¥760.72 Million |
|
Ningxia Xiaoming Agriculture & Animal Husbandry Co.Ltd
SHE:300967
|
China | CN¥753.52 Million |
Liability Composition Analysis (2019–2024)
This chart breaks down OppFi Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 8.54 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | 0.63 | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.97 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.62 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how OppFi Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for OppFi Inc (2019–2024)
The table below shows the annual total liabilities of OppFi Inc from 2019 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $406.96 Million | -0.14% |
| 2023-12-31 | $407.51 Million | -3.13% |
| 2022-12-31 | $420.69 Million | +22.21% |
| 2021-12-31 | $344.23 Million | +84.56% |
| 2020-12-31 | $186.51 Million | -25.15% |
| 2019-12-31 | $249.18 Million | -- |