OppFi Inc Total Assets
OppFi Inc total assets. Based on the latest financial reports, OppFi Inc (OPFI) holds total assets worth $719.99 Million USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see market cap of OppFi Inc for the company's overall valuation and market capitalisation.
Total Assets of OppFi Inc (2019–2025)
Total assets of OppFi Inc from 2019 to 2025. This chart illustrates how OppFi Inc's total assets have evolved over time, based on quarterly financial data. See OppFi Inc (OPFI) share price today for real-time trading data and today's change.
OppFi Inc - Asset Composition Analysis
OppFi Inc Total Assets Breakdown (December 2025)
OppFi Inc total assets breakdown as of December 2025. OppFi Inc's total assets of $719.99 Million consist of 84.8% current assets and 15.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $49.45 Million | 6.6% |
| Accounts Receivable | $546.24 Million | 72.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $36.46 Million | 4.8% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2019–2025)
This chart illustrates how OppFi Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore OppFi Inc current assets vs equity to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: OppFi Inc's current assets represent 84.8% of total assets in 2025, an increase from 5.9% in 2019.
- Cash Position: Cash and equivalents constituted 6.6% of total assets in 2025, up from 5.9% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2019.
- Asset Diversification: The largest asset category is accounts receivable at 72.4% of total assets.
OppFi Inc Competitors by Total Assets
Key competitors of OppFi Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Hoist Finance AB
ST:HOFI
|
Sweden | Skr59.43 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
FinVolution Group
F:PP3
|
Germany | €25.41 Billion |
|
Solvar Ltd
AU:SVR
|
Australia | AU$965.83 Million |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
Axactor SE
OL:ACR
|
Norway | Nkr1.28 Billion |
OppFi Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.14 | 8.37 | 0.28 |
| Quick Ratio | 1.14 | 8.37 | 0.28 |
| Cash Ratio | 0.00 | 0.88 | 0.00 |
| Working Capital | $7.68 Million | $484.88 Million | $-1.11 Million |
OppFi Inc - Advanced Valuation Insights
This section examines the relationship between OppFi Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 10.61 |
| Latest Market Cap to Assets Ratio | 0.66 |
| Asset Growth Rate (YoY) | 17.6% |
| Total Assets | $754.09 Million |
| Market Capitalization | $498.70 Million USD |
Valuation Analysis
Below Book Valuation: The market values OppFi Inc's assets below their book value (0.66x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: OppFi Inc's assets grew by 17.6% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for OppFi Inc (2019–2025)
The table below shows the annual total assets of OppFi Inc from 2019 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $754.09 Million | +17.61% |
| 2024-12-31 | $641.17 Million | +6.59% |
| 2023-12-31 | $601.54 Million | +3.74% |
| 2022-12-31 | $579.84 Million | +15.48% |
| 2021-12-31 | $502.11 Million | +75.66% |
| 2020-12-31 | $285.84 Million | -0.27% |
| 2019-12-31 | $286.63 Million | -- |
About OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.