OppFi Inc (OPFI) - Total Liabilities
Based on the latest financial reports, OppFi Inc (OPFI) has total liabilities worth $377.00 Million USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore OPFI long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
OppFi Inc - Total Liabilities Trend (2019–2025)
This chart illustrates how OppFi Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see balance sheet size of OppFi Inc.
OppFi Inc Competitors by Total Liabilities
The table below lists competitors of OppFi Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Shanghai GuAo Electronic Technology Co Ltd
SHE:300551
|
China | CN¥115.69 Million |
|
Jiangsu Yueda Investment Co Ltd
SHG:600805
|
China | CN¥5.17 Billion |
|
Nantong Xingqiu Graphite Co. Ltd. A
SHG:688633
|
China | CN¥1.35 Billion |
|
Ningbo Bohui Chemical Technology
SHE:300839
|
China | CN¥1.31 Billion |
|
Jiangsu Jiangnan High Polymer Fiber Co Ltd
SHG:600527
|
China | CN¥93.96 Million |
|
Lao Feng Xiang Co Ltd B
SHG:900905
|
China | $8.31 Billion |
|
Sinoma Energy Conservation Ltd
SHG:603126
|
China | CN¥3.08 Billion |
|
ALLIANZ TECHNO.TR.LS-025
F:28X
|
Germany | €127.25K |
Liability Composition Analysis (2019–2025)
This chart breaks down OppFi Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See OppFi Inc balance sheet quality to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 1.14 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 4.98 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.52 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how OppFi Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for OppFi Inc (2019–2025)
The table below shows the annual total liabilities of OppFi Inc from 2019 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $445.21 Million | +9.40% |
| 2024-12-31 | $406.96 Million | -0.14% |
| 2023-12-31 | $407.51 Million | -3.13% |
| 2022-12-31 | $420.69 Million | +22.21% |
| 2021-12-31 | $344.23 Million | +84.56% |
| 2020-12-31 | $186.51 Million | -25.15% |
| 2019-12-31 | $249.18 Million | -- |
About OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.