OppFi Inc Total Liabilities
OppFi Inc total liabilities. Based on the latest financial reports, OppFi Inc (OPFI) has total liabilities worth $377.00 Million USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check asset resilience ratio of OppFi Inc to evaluate the company's liquid asset resilience ratio.
Total Liabilities of OppFi Inc (2019–2025)
Total liabilities of OppFi Inc from 2019 to 2025. This chart illustrates how OppFi Inc's total liabilities have evolved over time, based on quarterly financial data. Explore OppFi Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
OppFi Inc Competitors by Total Liabilities
The table below lists competitors of OppFi Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Hankuk Carbon
KO:017960
|
Korea | ₩463.75 Billion |
|
Ethan Allen Interiors Inc
NYSE:ETD
|
USA | $248.21 Million |
|
Gan Yuan Foods Co Ltd
SHE:002991
|
China | CN¥384.61 Million |
|
SAPPI LTD ADR/1 RC 1
F:SPIA
|
Germany | €3.65 Billion |
|
Beijing Bohui Innovation Technology Co Ltd
SHE:300318
|
China | CN¥2.04 Billion |
|
Gilat Satellite Networks Ltd
NASDAQ:GILT
|
USA | $216.56 Million |
|
Jinneng Science&Tech Co Ltd
SHG:603113
|
China | CN¥12.42 Billion |
|
Wuxi Commercial Mansion Grand Orient Co Ltd
SHG:600327
|
China | CN¥1.57 Billion |
Liability Composition Analysis (2019–2025)
This chart breaks down OppFi Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see total assets of OppFi Inc.
Liquidity & Leverage Metrics
OppFi Inc Total Liabilities Ratios Explained
OppFi Inc total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 1.14 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 4.98 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.52 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how OppFi Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for OppFi Inc (2019–2025)
The table below shows the annual total liabilities of OppFi Inc from 2019 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $445.21 Million | +9.40% |
| 2024-12-31 | $406.96 Million | -0.14% |
| 2023-12-31 | $407.51 Million | -3.13% |
| 2022-12-31 | $420.69 Million | +22.21% |
| 2021-12-31 | $344.23 Million | +84.56% |
| 2020-12-31 | $186.51 Million | -25.15% |
| 2019-12-31 | $249.18 Million | -- |
About OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.