OppFi Inc (OPFI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, OppFi Inc (OPFI) has a cash flow conversion efficiency ratio of 0.265x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($90.78 Million) by net assets ($342.98 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See OppFi Inc (OPFI) liquidity interval to measure how many days the company can operate on defensive assets alone.
OppFi Inc - Cash Flow Conversion Efficiency Trend (2019–2025)
This chart illustrates how OppFi Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
OppFi Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OppFi Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Nanjing Hicin Pharmaceutical Co Ltd
SHE:300584
|
-0.006x |
|
Shandong Mining Machinery Group Co Ltd
SHE:002526
|
0.049x |
|
National Grid PLC
LSE:NG
|
0.076x |
|
Gokul Agro Resources Limited
NSE:GOKULAGRO
|
0.069x |
|
Qingdao Tianneng Heavy Industries Co Ltd
SHE:300569
|
0.054x |
|
WhiteFiber, Inc. Ordinary Shares
NASDAQ:WYFI
|
-0.035x |
|
Doctorglasses Chain Co Ltd
SHE:300622
|
0.160x |
|
Hunan Huakai Cultural and Creative Co Ltd
SHE:300592
|
0.048x |
Annual Cash Flow Conversion Efficiency for OppFi Inc (2019–2025)
The table below shows the annual cash flow conversion efficiency of OppFi Inc from 2019 to 2025. For the full company profile with market capitalisation and key ratios, see OPFI market cap.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $308.88 Million | $401.31 Million | 1.299x | -6.02% |
| 2024-12-31 | $234.21 Million | $323.81 Million | 1.383x | -9.42% |
| 2023-12-31 | $194.03 Million | $296.15 Million | 1.526x | -0.16% |
| 2022-12-31 | $159.15 Million | $243.30 Million | 1.529x | +44.22% |
| 2021-12-31 | $157.88 Million | $167.35 Million | 1.060x | -45.19% |
| 2020-12-31 | $99.33 Million | $192.11 Million | 1.934x | -51.37% |
| 2019-12-31 | $37.45 Million | $148.92 Million | 3.977x | -- |
About OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.