OppFi Inc (OPFI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, OppFi Inc (OPFI) has a cash flow conversion efficiency ratio of 0.379x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($105.12 Million) by net assets ($277.25 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
OppFi Inc - Cash Flow Conversion Efficiency Trend (2019–2024)
This chart illustrates how OppFi Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read how much debt does OppFi Inc carry for a breakdown of total debt and financial obligations.
OppFi Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OppFi Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
R&B FOOD SUPPLY
BK:RBF-R
|
N/A |
|
Eveready Industries India Limited
NSE:EVEREADY
|
0.087x |
|
Roche Bobois
PA:RBO
|
0.311x |
|
Suprema Inc
KQ:236200
|
0.066x |
|
Zippy Technology Corp
TW:2420
|
0.059x |
|
Afrimat
JSE:AFT
|
0.117x |
|
Good Will Instrument Co Ltd
TW:2423
|
-0.008x |
|
Shandong Jining Ruyi Woolen Textile Co Ltd
SHE:002193
|
-0.005x |
Annual Cash Flow Conversion Efficiency for OppFi Inc (2019–2024)
The table below shows the annual cash flow conversion efficiency of OppFi Inc from 2019 to 2024. For the full company profile with market capitalisation and key ratios, see OPFI market cap.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $234.21 Million | $323.81 Million | 1.383x | -9.42% |
| 2023-12-31 | $194.03 Million | $296.15 Million | 1.526x | -0.16% |
| 2022-12-31 | $159.15 Million | $243.30 Million | 1.529x | +44.22% |
| 2021-12-31 | $157.88 Million | $167.35 Million | 1.060x | -45.19% |
| 2020-12-31 | $99.33 Million | $192.11 Million | 1.934x | -51.37% |
| 2019-12-31 | $37.45 Million | $148.92 Million | 3.977x | -- |
About OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.