OppFi Inc (OPFI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, OppFi Inc (OPFI) has a cash flow conversion efficiency ratio of 0.265x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($90.78 Million) by net assets ($342.98 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See OppFi Inc (OPFI) net asset quality to measure how much of total assets are equity-financed.
OppFi Inc - Cash Flow Conversion Efficiency Trend (2019–2025)
This chart illustrates how OppFi Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is OppFi Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
OppFi Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OppFi Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Cromwell Property Group
AU:CMW
|
0.023x |
|
Lingda Group Co Ltd
SHE:300125
|
-0.021x |
|
Array Technologies Inc
NASDAQ:ARRY
|
0.068x |
|
Jiangxi Huangshanghuang Group Food Co Ltd
SHE:002695
|
0.026x |
|
Shenzhen Jinjia Color Printing Group Co Ltd
SHE:002191
|
0.046x |
|
Taihan Fiber Optics Co. Ltd
KQ:010170
|
0.027x |
|
Jiangxi Hungpai New Material Co Ltd
SHG:605366
|
0.014x |
|
Beijing Philisense Tech
SHE:300287
|
-0.024x |
Annual Cash Flow Conversion Efficiency for OppFi Inc (2019–2025)
The table below shows the annual cash flow conversion efficiency of OppFi Inc from 2019 to 2025. For the full company profile with market capitalisation and key ratios, see market value of OppFi Inc.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $308.88 Million | $401.31 Million | 1.299x | -6.02% |
| 2024-12-31 | $234.21 Million | $323.81 Million | 1.383x | -9.42% |
| 2023-12-31 | $194.03 Million | $296.15 Million | 1.526x | -0.16% |
| 2022-12-31 | $159.15 Million | $243.30 Million | 1.529x | +44.22% |
| 2021-12-31 | $157.88 Million | $167.35 Million | 1.060x | -45.19% |
| 2020-12-31 | $99.33 Million | $192.11 Million | 1.934x | -51.37% |
| 2019-12-31 | $37.45 Million | $148.92 Million | 3.977x | -- |
About OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.