OppFi Inc (OPFI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, OppFi Inc (OPFI) has a cash flow conversion efficiency ratio of 0.265x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($90.78 Million) by net assets ($342.98 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see how much is OppFi Inc worth for the company's overall valuation and market capitalisation.
OppFi Inc - Cash Flow Conversion Efficiency Trend (2019–2025)
This chart illustrates how OppFi Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
OppFi Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OppFi Inc ranked by their cash flow conversion efficiency. Explore OppFi Inc cash flow quality index to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Ningbo Bohui Chemical Technology
SHE:300839
|
-0.134x |
|
Nantong Xingqiu Graphite Co. Ltd. A
SHG:688633
|
0.022x |
|
Jiangsu Yueda Investment Co Ltd
SHG:600805
|
0.002x |
|
Shanghai GuAo Electronic Technology Co Ltd
SHE:300551
|
-0.038x |
|
Jiangsu Jiangnan High Polymer Fiber Co Ltd
SHG:600527
|
0.001x |
|
Lao Feng Xiang Co Ltd B
SHG:900905
|
0.148x |
|
Sinoma Energy Conservation Ltd
SHG:603126
|
-0.039x |
|
ALLIANZ TECHNO.TR.LS-025
F:28X
|
-0.360x |
Annual Cash Flow Conversion Efficiency for OppFi Inc (2019–2025)
The table below shows the annual cash flow conversion efficiency of OppFi Inc from 2019 to 2025. View OPFI stock price and chart for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $308.88 Million | $401.31 Million | 1.299x | -6.02% |
| 2024-12-31 | $234.21 Million | $323.81 Million | 1.383x | -9.42% |
| 2023-12-31 | $194.03 Million | $296.15 Million | 1.526x | -0.16% |
| 2022-12-31 | $159.15 Million | $243.30 Million | 1.529x | +44.22% |
| 2021-12-31 | $157.88 Million | $167.35 Million | 1.060x | -45.19% |
| 2020-12-31 | $99.33 Million | $192.11 Million | 1.934x | -51.37% |
| 2019-12-31 | $37.45 Million | $148.92 Million | 3.977x | -- |
About OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.