OppFi Inc Cash Flow Conversion Efficiency
OppFi Inc cash flow conversion efficiency. Based on the latest financial reports, OppFi Inc (OPFI) has a cash flow conversion efficiency ratio of 0.265x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($90.78 Million) by net assets ($342.98 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of OppFi Inc (2019–2025)
Cash flow conversion efficiency of OppFi Inc from 2019 to 2025. This chart illustrates how OppFi Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View OppFi Inc (OPFI) stock price for real-time trading data and today's change.
OppFi Inc Cash Flow Conversion Ratio Explained
OppFi Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
OppFi Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OppFi Inc ranked by their cash flow conversion efficiency. Also see how much is OppFi Inc worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
SAPPI LTD ADR/1 RC 1
F:SPIA
|
0.023x |
|
Gan Yuan Foods Co Ltd
SHE:002991
|
0.067x |
|
Ethan Allen Interiors Inc
NYSE:ETD
|
0.048x |
|
Hankuk Carbon
KO:017960
|
0.064x |
|
Beijing Bohui Innovation Technology Co Ltd
SHE:300318
|
-0.027x |
|
Gilat Satellite Networks Ltd
NASDAQ:GILT
|
-0.004x |
|
Jinneng Science&Tech Co Ltd
SHG:603113
|
-0.049x |
|
Wuxi Commercial Mansion Grand Orient Co Ltd
SHG:600327
|
0.036x |
Annual Cash Flow Conversion Efficiency for OppFi Inc (2019–2025)
The table below shows the annual cash flow conversion efficiency of OppFi Inc from 2019 to 2025. Review free cash flow generation of OppFi Inc to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $308.88 Million | $401.31 Million | 1.299x | -6.02% |
| 2024-12-31 | $234.21 Million | $323.81 Million | 1.383x | -9.42% |
| 2023-12-31 | $194.03 Million | $296.15 Million | 1.526x | -0.16% |
| 2022-12-31 | $159.15 Million | $243.30 Million | 1.529x | +44.22% |
| 2021-12-31 | $157.88 Million | $167.35 Million | 1.060x | -45.19% |
| 2020-12-31 | $99.33 Million | $192.11 Million | 1.934x | -51.37% |
| 2019-12-31 | $37.45 Million | $148.92 Million | 3.977x | -- |
About OppFi Inc
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.