ASR Nederland NV - Asset Resilience Ratio
ASR Nederland NV (ASRNL) has an Asset Resilience Ratio of 1.86% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read ASR Nederland NV balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how ASR Nederland NV's Asset Resilience Ratio has changed over time. See ASR Nederland NV shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down ASR Nederland NV's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ASRNL market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €2.64 Billion | 1.86% |
| Total Liquid Assets | €2.64 Billion | 1.86% |
Asset Resilience Insights
- Limited Liquidity: ASR Nederland NV maintains only 1.86% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
ASR Nederland NV Industry Peers by Asset Resilience Ratio
Compare ASR Nederland NV's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Sampo Oyj A
HE:SAMPO |
Insurance - Diversified | 5.84% |
|
Alm. Brand
CO:ALMB |
Insurance - Diversified | 0.24% |
|
Union Insurance Co Ltd
TW:2816 |
Insurance - Diversified | 14.03% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.85% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
Annual Asset Resilience Ratio for ASR Nederland NV (2006–2025)
The table below shows the annual Asset Resilience Ratio data for ASR Nederland NV.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.86% | €2.64 Billion ≈ $3.08 Billion |
€142.15 Billion ≈ $166.19 Billion |
-0.19pp |
| 2024-12-31 | 2.05% | €2.84 Billion ≈ $3.32 Billion |
€138.59 Billion ≈ $162.03 Billion |
-0.15pp |
| 2023-12-31 | 2.20% | €3.31 Billion ≈ $3.87 Billion |
€150.77 Billion ≈ $176.26 Billion |
-1.11pp |
| 2022-12-31 | 3.31% | €2.05 Billion ≈ $2.39 Billion |
€61.90 Billion ≈ $72.37 Billion |
-37.67pp |
| 2021-12-31 | 40.97% | €30.33 Billion ≈ $35.46 Billion |
€74.03 Billion ≈ $86.55 Billion |
-2.80pp |
| 2020-12-31 | 43.78% | €33.77 Billion ≈ $39.49 Billion |
€77.15 Billion ≈ $90.20 Billion |
-1.97pp |
| 2019-12-31 | 45.74% | €31.89 Billion ≈ $37.29 Billion |
€69.72 Billion ≈ $81.51 Billion |
+2.82pp |
| 2018-12-31 | 42.92% | €25.33 Billion ≈ $29.61 Billion |
€59.01 Billion ≈ $68.99 Billion |
-0.35pp |
| 2017-12-31 | 43.27% | €23.98 Billion ≈ $28.03 Billion |
€55.41 Billion ≈ $64.77 Billion |
-1.22pp |
| 2016-12-31 | 44.49% | €25.34 Billion ≈ $29.63 Billion |
€56.95 Billion ≈ $66.58 Billion |
-2.25pp |
| 2015-12-31 | 46.74% | €24.93 Billion ≈ $29.15 Billion |
€53.34 Billion ≈ $62.36 Billion |
+2.50pp |
| 2014-12-31 | 44.23% | €22.85 Billion ≈ $26.71 Billion |
€51.65 Billion ≈ $60.39 Billion |
-1.22pp |
| 2013-12-31 | 45.46% | €19.57 Billion ≈ $22.88 Billion |
€43.05 Billion ≈ $50.33 Billion |
+41.06pp |
| 2012-12-31 | 4.40% | €1.96 Billion ≈ $2.29 Billion |
€44.48 Billion ≈ $52.01 Billion |
+0.16pp |
| 2011-12-31 | 4.23% | €1.78 Billion ≈ $2.08 Billion |
€42.08 Billion ≈ $49.19 Billion |
+4.14pp |
| 2010-12-31 | 0.09% | €37.00 Million ≈ $43.26 Million |
€40.62 Billion ≈ $47.48 Billion |
-0.07pp |
| 2009-12-31 | 0.16% | €62.00 Million ≈ $72.48 Million |
€39.29 Billion ≈ $45.94 Billion |
+0.15pp |
| 2008-12-31 | 0.01% | €2.00 Million ≈ $2.34 Million |
€36.71 Billion ≈ $42.92 Billion |
-0.12pp |
| 2007-12-31 | 0.13% | €49.00 Million ≈ $57.29 Million |
€38.93 Billion ≈ $45.51 Billion |
-0.12pp |
| 2006-12-31 | 0.25% | €99.00 Million ≈ $115.74 Million |
€40.02 Billion ≈ $46.79 Billion |
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About ASR Nederland NV
ASR Nederland N.V. provides insurance, pensions, and mortgages products and services for consumers, businesses, and employers in the Netherlands. The company operates through five segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. It offers individual and group disability, as well as sickness leave; property and casualty, including motor, fire, liability… Read more