Bendigo and Adelaide Bank Ltd
Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments. The company offers transaction and savings account; term deposit; managed funds; share trading; margin lending; and private banking services. It als… Read more
Bendigo and Adelaide Bank Ltd - Asset Resilience Ratio
Bendigo and Adelaide Bank Ltd (BEN) has an Asset Resilience Ratio of -3.55% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1991–2024)
This chart shows how Bendigo and Adelaide Bank Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bendigo and Adelaide Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$-3.48 Billion | -3.55% |
| Total Liquid Assets | AU$-3.48 Billion | -3.55% |
Asset Resilience Insights
- Limited Liquidity: Bendigo and Adelaide Bank Ltd maintains only -3.55% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bendigo and Adelaide Bank Ltd Industry Peers by Asset Resilience Ratio
Compare Bendigo and Adelaide Bank Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bendigo and Adelaide Bank Ltd (1991–2024)
The table below shows the annual Asset Resilience Ratio data for Bendigo and Adelaide Bank Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-06-30 | -3.55% | AU$-3.48 Billion | AU$98.19 Billion | -1.70pp |
| 2023-06-30 | -1.85% | AU$-1.82 Billion | AU$98.48 Billion | -1.84pp |
| 2022-06-30 | -0.01% | AU$-7.20 Million | AU$95.24 Billion | +0.00pp |
| 2021-06-30 | -0.01% | AU$-7.00 Million | AU$86.58 Billion | -3.01pp |
| 2020-06-30 | 3.01% | AU$2.29 Billion | AU$76.01 Billion | +1.51pp |
| 2019-06-30 | 1.50% | AU$1.08 Billion | AU$72.44 Billion | -0.11pp |
| 2018-06-30 | 1.61% | AU$1.15 Billion | AU$71.44 Billion | +0.14pp |
| 2017-06-30 | 1.46% | AU$1.04 Billion | AU$71.42 Billion | +0.07pp |
| 2016-06-30 | 1.39% | AU$956.20 Million | AU$68.57 Billion | +0.21pp |
| 2015-06-30 | 1.19% | AU$782.70 Million | AU$66.03 Billion | +0.12pp |
| 2014-06-30 | 1.06% | AU$691.50 Million | AU$65.06 Billion | -0.05pp |
| 2013-06-30 | 1.12% | AU$672.20 Million | AU$60.28 Billion | -0.09pp |
| 2012-06-30 | 1.20% | AU$687.30 Million | AU$57.24 Billion | +0.03pp |
| 2011-06-30 | 1.17% | AU$643.30 Million | AU$54.93 Billion | -0.06pp |
| 2010-06-30 | 1.23% | AU$641.70 Million | AU$52.12 Billion | +0.99pp |
| 2009-06-30 | 0.25% | AU$115.60 Million | AU$47.11 Billion | +0.08pp |
| 2008-06-30 | 0.17% | AU$80.40 Million | AU$48.11 Billion | -0.07pp |
| 2007-06-30 | 0.24% | AU$40.10 Million | AU$17.00 Billion | -0.31pp |
| 2006-06-30 | 0.55% | AU$83.70 Million | AU$15.20 Billion | +0.57pp |
| 2005-06-30 | -0.02% | AU$-3.00 Million | AU$13.26 Billion | +0.03pp |
| 2004-06-30 | -0.05% | AU$-6.00 Million | AU$11.28 Billion | -0.30pp |
| 2003-06-30 | 0.25% | AU$23.31 Million | AU$9.26 Billion | -0.65pp |
| 2002-06-30 | 0.90% | AU$71.94 Million | AU$7.97 Billion | +0.02pp |
| 2001-06-30 | 0.88% | AU$61.40 Million | AU$6.98 Billion | +0.83pp |
| 2000-06-30 | 0.05% | AU$2.50 Million | AU$4.91 Billion | -12.55pp |
| 1999-06-30 | 12.60% | AU$529.72 Million | AU$4.20 Billion | -2.32pp |
| 1998-06-30 | 14.92% | AU$473.24 Million | AU$3.17 Billion | +6.28pp |
| 1997-06-30 | 8.65% | AU$227.34 Million | AU$2.63 Billion | +8.51pp |
| 1996-06-30 | 0.14% | AU$2.56 Million | AU$1.89 Billion | -7.37pp |
| 1995-06-30 | 7.51% | AU$116.63 Million | AU$1.55 Billion | +3.98pp |
| 1994-06-30 | 3.53% | AU$48.35 Million | AU$1.37 Billion | -1.08pp |
| 1993-06-30 | 4.61% | AU$58.52 Million | AU$1.27 Billion | -4.76pp |
| 1992-06-30 | 9.37% | AU$87.22 Million | AU$930.43 Million | -2.73pp |
| 1991-06-30 | 12.10% | AU$80.22 Million | AU$662.95 Million | -- |