Latitude Group Holdings Ltd
Latitude Group Holdings Limited engages in sales finance and consumer lending business in Australia, New Zealand, and internationally. The company operates through Australian and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. It provides various lending products comprising latitude loans, personal loans, motor loans, and credit cards. The company offers debt … Read more
Latitude Group Holdings Ltd - Asset Resilience Ratio
Latitude Group Holdings Ltd (LFS) has an Asset Resilience Ratio of 3.60% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how Latitude Group Holdings Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Latitude Group Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$285.60 Million | 3.6% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$285.60 Million | 3.60% |
Asset Resilience Insights
- Limited Liquidity: Latitude Group Holdings Ltd maintains only 3.60% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Latitude Group Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Latitude Group Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Latitude Group Holdings Ltd (2017–2024)
The table below shows the annual Asset Resilience Ratio data for Latitude Group Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 5.16% | AU$406.90 Million | AU$7.88 Billion | +1.82pp |
| 2023-12-31 | 3.35% | AU$245.80 Million | AU$7.35 Billion | -1.18pp |
| 2022-12-31 | 4.52% | AU$358.30 Million | AU$7.92 Billion | -3.77pp |
| 2021-12-31 | 8.29% | AU$664.50 Million | AU$8.02 Billion | +3.60pp |
| 2020-12-31 | 4.69% | AU$363.00 Million | AU$7.74 Billion | +2.15pp |
| 2019-12-31 | 2.54% | AU$224.31 Million | AU$8.81 Billion | -1.04pp |
| 2018-12-31 | 3.58% | AU$311.44 Million | AU$8.70 Billion | +0.66pp |
| 2017-12-31 | 2.92% | AU$237.84 Million | AU$8.14 Billion | -- |