N1 Holdings Ltd - Asset Resilience Ratio
N1 Holdings Ltd (N1H) has an Asset Resilience Ratio of 20.92% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read N1 Holdings Ltd debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how N1 Holdings Ltd's Asset Resilience Ratio has changed over time. See what is N1 Holdings Ltd's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down N1 Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see N1 Holdings Ltd (N1H) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$35.48 Million | 20.91% |
| Short-term Investments | AU$4.88K | 0.0% |
| Total Liquid Assets | AU$35.48 Million | 20.92% |
Asset Resilience Insights
- Good Liquidity Position: N1 Holdings Ltd maintains a healthy 20.92% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
N1 Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare N1 Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.05% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.84% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
Annual Asset Resilience Ratio for N1 Holdings Ltd (2016–2025)
The table below shows the annual Asset Resilience Ratio data for N1 Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 8.94% | AU$11.66 Million ≈ $8.25 Million |
AU$130.41 Million ≈ $92.27 Million |
-3.08pp |
| 2024-06-30 | 12.03% | AU$13.78 Million ≈ $9.75 Million |
AU$114.62 Million ≈ $81.10 Million |
+3.91pp |
| 2023-06-30 | 8.11% | AU$7.32 Million ≈ $5.18 Million |
AU$90.22 Million ≈ $63.83 Million |
-10.00pp |
| 2022-06-30 | 18.11% | AU$14.47 Million ≈ $10.24 Million |
AU$79.91 Million ≈ $56.54 Million |
-6.03pp |
| 2021-06-30 | 24.14% | AU$3.75 Million ≈ $2.65 Million |
AU$15.54 Million ≈ $10.99 Million |
-0.89pp |
| 2020-06-30 | 25.03% | AU$3.38 Million ≈ $2.39 Million |
AU$13.48 Million ≈ $9.54 Million |
+11.61pp |
| 2019-06-30 | 13.42% | AU$1.34 Million ≈ $948.87K |
AU$9.99 Million ≈ $7.07 Million |
+2.34pp |
| 2018-06-30 | 11.09% | AU$1.01 Million ≈ $713.84K |
AU$9.10 Million ≈ $6.44 Million |
-0.77pp |
| 2017-06-30 | 11.86% | AU$912.47K ≈ $645.63K |
AU$7.70 Million ≈ $5.44 Million |
+10.47pp |
| 2016-06-30 | 1.38% | AU$94.66K ≈ $66.98K |
AU$6.84 Million ≈ $4.84 Million |
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About N1 Holdings Ltd
N1 Holdings Limited operates as a property-backed lender in Australia. It operates through four segments: Financial Services, Real Estate Services, Migration Services, and Other. The company offers direct lending and private credit for the purpose of bridging finance, purchase and urgent settlement, renovation of business premises, working capital, business expansion, equipment acquisition and/or… Read more