N1 Holdings Ltd - Asset Resilience Ratio

Latest as of December 2025: 20.92%

N1 Holdings Ltd (N1H) has an Asset Resilience Ratio of 20.92% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read N1 Holdings Ltd debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

AU$35.48 Million
≈ $25.11 Million USD Cash + Short-term Investments

Total Assets

AU$169.64 Million
≈ $120.03 Million USD All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2016–2025)

This chart shows how N1 Holdings Ltd's Asset Resilience Ratio has changed over time. See what is N1 Holdings Ltd's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down N1 Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see N1 Holdings Ltd (N1H) market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$35.48 Million 20.91%
Short-term Investments AU$4.88K 0.0%
Total Liquid Assets AU$35.48 Million 20.92%

Asset Resilience Insights

  • Good Liquidity Position: N1 Holdings Ltd maintains a healthy 20.92% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

N1 Holdings Ltd Industry Peers by Asset Resilience Ratio

Compare N1 Holdings Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bajaj Housing Finance
NSE:BAJAJHFL
Mortgage Finance 0.00%
Timbercreek Financial Corp
TO:TF
Mortgage Finance 0.38%
Investeringsselskabet Luxor A/S
CO:LUXOR-B
Mortgage Finance -3.26%
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Resimac Group Ltd
AU:RMC
Mortgage Finance 0.05%
First National Financial Corp
TO:FN
Mortgage Finance 6.41%
MCAN Mortgage Corporation
TO:MKP
Mortgage Finance 0.84%
ECN Capital Corp
TO:ECN
Mortgage Finance 5.22%

Annual Asset Resilience Ratio for N1 Holdings Ltd (2016–2025)

The table below shows the annual Asset Resilience Ratio data for N1 Holdings Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-06-30 8.94% AU$11.66 Million
≈ $8.25 Million
AU$130.41 Million
≈ $92.27 Million
-3.08pp
2024-06-30 12.03% AU$13.78 Million
≈ $9.75 Million
AU$114.62 Million
≈ $81.10 Million
+3.91pp
2023-06-30 8.11% AU$7.32 Million
≈ $5.18 Million
AU$90.22 Million
≈ $63.83 Million
-10.00pp
2022-06-30 18.11% AU$14.47 Million
≈ $10.24 Million
AU$79.91 Million
≈ $56.54 Million
-6.03pp
2021-06-30 24.14% AU$3.75 Million
≈ $2.65 Million
AU$15.54 Million
≈ $10.99 Million
-0.89pp
2020-06-30 25.03% AU$3.38 Million
≈ $2.39 Million
AU$13.48 Million
≈ $9.54 Million
+11.61pp
2019-06-30 13.42% AU$1.34 Million
≈ $948.87K
AU$9.99 Million
≈ $7.07 Million
+2.34pp
2018-06-30 11.09% AU$1.01 Million
≈ $713.84K
AU$9.10 Million
≈ $6.44 Million
-0.77pp
2017-06-30 11.86% AU$912.47K
≈ $645.63K
AU$7.70 Million
≈ $5.44 Million
+10.47pp
2016-06-30 1.38% AU$94.66K
≈ $66.98K
AU$6.84 Million
≈ $4.84 Million
--
pp = percentage points

About N1 Holdings Ltd

AU:N1H Australia Mortgage Finance
Market Cap
$6.23 Million
AU$8.81 Million AUD
Market Cap Rank
#27929 Global
#1497 in Australia
Share Price
AU$0.10
Change (1 day)
+0.00%
52-Week Range
AU$0.10 - AU$0.17
All Time High
AU$0.31
About

N1 Holdings Limited operates as a property-backed lender in Australia. It operates through four segments: Financial Services, Real Estate Services, Migration Services, and Other. The company offers direct lending and private credit for the purpose of bridging finance, purchase and urgent settlement, renovation of business premises, working capital, business expansion, equipment acquisition and/or… Read more