N1 Holdings Ltd (N1H) - Net Assets

Latest as of December 2025: AU$3.02 Million AUD ≈ $2.14 Million USD

Based on the latest financial reports, N1 Holdings Ltd (N1H) has net assets worth AU$3.02 Million AUD (≈ $2.14 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$169.64 Million ≈ $120.03 Million USD) and total liabilities (AU$166.62 Million ≈ $117.89 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check N1H financial resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$3.02 Million
% of Total Assets 1.78%
Annual Growth Rate N/A
5-Year Change N/A
10-Year Change -57.01%
Growth Volatility 260.8

N1 Holdings Ltd - Net Assets Trend (2012–2025)

This chart illustrates how N1 Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Also explore N1H current and non-current assets for the complete picture of this company's asset base.

Annual Net Assets for N1 Holdings Ltd (2012–2025)

The table below shows the annual net assets of N1 Holdings Ltd from 2012 to 2025. For live valuation and market cap data, see N1 Holdings Ltd (N1H) market capitalisation.

Year Net Assets Change
2025-06-30 AU$2.24 Million
≈ $1.59 Million		 +32.92%
2024-06-30 AU$1.69 Million
≈ $1.19 Million		 +185.11%
2023-06-30 AU$591.66K
≈ $418.64K		 -5.29%
2022-06-30 AU$624.74K
≈ $442.04K		 +142.28%
2021-06-30 AU$-1.48 Million
≈ $-1.05 Million		 +8.63%
2020-06-30 AU$-1.62 Million
≈ $-1.14 Million		 -792.53%
2019-06-30 AU$233.52K
≈ $165.23K		 -89.68%
2018-06-30 AU$2.26 Million
≈ $1.60 Million		 -44.78%
2017-06-30 AU$4.10 Million
≈ $2.90 Million		 -21.45%
2016-06-30 AU$5.22 Million
≈ $3.69 Million		 -8.60%
2015-06-30 AU$5.71 Million
≈ $4.04 Million		 +6794397.62%
2014-06-30 AU$-84.00
≈ $-59.44		 -184.00%
2013-06-30 AU$100.00
≈ $70.76		 +100.53%
2012-06-30 AU$-19.00K
≈ $-13.44K		 --

Equity Component Analysis

This analysis shows how different components contribute to N1 Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 491832400.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Common Stock AU$6.95 Million 310.14%
Other Comprehensive Income AU$206.52K 9.21%
Other Components AU$1.00 0.00%
Total Equity AU$2.24 Million 100.00%

N1 Holdings Ltd Competitors by Market Cap

The table below lists competitors of N1 Holdings Ltd ranked by their market capitalization.

Company Market Cap
Sanginita Chemicals Limited
NSE:SANGINITA
 $6.23 Million
Westbond Enterprises Corp
V:WBE
 $6.23 Million
Can Fite Biopharma Ltd ADR
NYSE MKT:CANF
 $6.23 Million
JPMorgan Global Emerging Markets Investment Trust PLC
LSE:JEMI
 $6.24 Million
HeartCore Enterprises Inc
NASDAQ:HTCR
 $6.23 Million
Dom Maklerski IDM SA
WAR:IDM
 $6.23 Million
Spineway
PA:ALSPW
 $6.22 Million
Spacetalk Ltd
AU:SPA
 $6.22 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in N1 Holdings Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,686,862 to 2,242,261, a change of 555,399 (32.9%).
  • Net income of 855,826 contributed positively to equity growth.
  • Dividend payments of 290,583 reduced retained earnings.
  • Other comprehensive income decreased equity by 9,845.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$855.83K +38.17%
Dividends Paid AU$290.58K -12.96%
Other Comprehensive Income AU$-9.85K -0.44%
Other Changes AU$1.00 +0.0%
Total Change AU$- 32.92%

Book Value vs Market Value Analysis

This analysis compares N1 Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 3.93x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2014-06-30 AU$0.00 AU$0.10 x
2015-06-30 AU$0.21 AU$0.10 x
2016-06-30 AU$0.22 AU$0.10 x
2017-06-30 AU$0.05 AU$0.10 x
2018-06-30 AU$0.03 AU$0.10 x
2019-06-30 AU$0.00 AU$0.10 x
2020-06-30 AU$-0.02 AU$0.10 x
2021-06-30 AU$-0.02 AU$0.10 x
2022-06-30 AU$0.01 AU$0.10 x
2023-06-30 AU$0.01 AU$0.10 x
2024-06-30 AU$0.02 AU$0.10 x
2025-06-30 AU$0.03 AU$0.10 x

Capital Efficiency Dashboard

This dashboard shows how efficiently N1 Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 38.17%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 4.26%
  • • Asset Turnover: 0.15x
  • • Equity Multiplier: 58.16x
  • Recent ROE (38.17%) is below the historical average (2596.33%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2013 34642.00% 4.92% 3.02x 2333.53x AU$34.63K
2014 0.00% -0.01% 2.70x 0.00x AU$-175.60
2015 10.91% 13.92% 0.61x 1.28x AU$46.64K
2016 -25.03% -38.53% 0.50x 1.31x AU$-1.83 Million
2017 -29.23% -27.83% 0.56x 1.88x AU$-1.61 Million
2018 -81.85% -50.61% 0.40x 4.02x AU$-2.08 Million
2019 -1101.12% -62.82% 0.41x 42.78x AU$-2.59 Million
2020 0.00% -43.13% 0.31x 0.00x AU$-1.65 Million
2021 0.00% 2.57% 0.35x 0.00x AU$287.33K
2022 176.45% 10.37% 0.13x 127.90x AU$1.04 Million
2023 57.62% 2.42% 0.16x 152.48x AU$281.78K
2024 64.34% 5.85% 0.16x 67.95x AU$916.67K
2025 38.17% 4.26% 0.15x 58.16x AU$631.60K

Industry Comparison

This section compares N1 Holdings Ltd's net assets metrics with peer companies in the Mortgage Finance industry.

Industry Context

  • Industry: Mortgage Finance
  • Average net assets among peers: $52,945,000
  • Average return on equity (ROE) among peers: 17.91%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
N1 Holdings Ltd (N1H) AU$3.02 Million 34642.00% 55.18x $6.23 Million
Australian Finance Group Ltd (AFG) $72.23 Million 28.21% 22.74x $388.42 Million
Resimac Group Ltd (RMC) $33.66 Million 7.60% 0.16x $250.48 Million

About N1 Holdings Ltd

AU:N1H Australia Mortgage Finance
Market Cap
$6.23 Million
AU$8.81 Million AUD
Market Cap Rank
#27931 Global
#1493 in Australia
Share Price
AU$0.10
Change (1 day)
+0.00%
52-Week Range
AU$0.10 - AU$0.17
All Time High
AU$0.31
Categories
Companies in Australia Mortgage Finance
About

N1 Holdings Limited operates as a property-backed lender in Australia. It operates through four segments: Financial Services, Real Estate Services, Migration Services, and Other. The company offers direct lending and private credit for the purpose of bridging finance, purchase and urgent settlement, renovation of business premises, working capital, business expansion, equipment acquisition and/or… Read more