Spenda Ltd - Asset Resilience Ratio
Spenda Ltd (SPX) has an Asset Resilience Ratio of 0.40% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Spenda Ltd to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2022)
This chart shows how Spenda Ltd's Asset Resilience Ratio has changed over time. See Spenda Ltd balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Spenda Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SPX market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$97.77K | 0.4% |
| Total Liquid Assets | AU$97.77K | 0.40% |
Asset Resilience Insights
- Limited Liquidity: Spenda Ltd maintains only 0.40% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Spenda Ltd Industry Peers by Asset Resilience Ratio
Compare Spenda Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shanghai Precise Packaging Co Ltd
SHE:300442 |
Software - Infrastructure | 0.36% |
|
kakaopay Corp.
KO:377300 |
Software - Infrastructure | 47.13% |
|
Inesa Intelligent Tech Inc A
SHG:600602 |
Software - Infrastructure | 1.50% |
|
Wiscom System Co Ltd
SHE:002090 |
Software - Infrastructure | 15.11% |
|
Razor Labs Ltd
TA:RZR |
Software - Infrastructure | 32.79% |
|
RAIZ Invest Ltd
AU:RZI |
Software - Infrastructure | 1.21% |
|
Orion Digital Corp.
TO:ORIO |
Software - Infrastructure | 18.60% |
|
IXUP Ltd
AU:IXU |
Software - Infrastructure | 0.74% |
Annual Asset Resilience Ratio for Spenda Ltd (2007–2022)
The table below shows the annual Asset Resilience Ratio data for Spenda Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-06-30 | 22.31% | AU$12.12 Million ≈ $8.58 Million |
AU$54.33 Million ≈ $38.44 Million |
+22.25pp |
| 2018-06-30 | 0.07% | AU$3.49K ≈ $2.47K |
AU$5.19 Million ≈ $3.67 Million |
-35.37pp |
| 2008-06-30 | 35.43% | AU$980.42K ≈ $693.71K |
AU$2.77 Million ≈ $1.96 Million |
+11.47pp |
| 2007-06-30 | 23.96% | AU$2.20 Million ≈ $1.56 Million |
AU$9.18 Million ≈ $6.50 Million |
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About Spenda Ltd
Spenda Limited develops and commercializes technology assets that enable the modernization of business IT systems through conversion, migration, and management of server-based legacy data and systems to the cloud in Australia. It operates through SaaS and Payments, and Lending segments. The company offers business-to-business payment services; merchant services; solutions for integrating payments… Read more