Westpac Banking Corporation - Asset Resilience Ratio

Latest as of September 2024: 9.53%

Westpac Banking Corporation (WBC) has an Asset Resilience Ratio of 9.53% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

AU$102.72 Billion

Cash + Short-term Investments

Total Assets

AU$1.08 Trillion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2024)

This chart shows how Westpac Banking Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Westpac Banking Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$102.72 Billion	9.53%
Total Liquid Assets	AU$102.72 Billion	9.53%

Asset Resilience Insights

Limited Liquidity: Westpac Banking Corporation maintains only 9.53% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Westpac Banking Corporation Industry Peers by Asset Resilience Ratio

Compare Westpac Banking Corporation's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
THE BK N.T.BUTTERF.+S.NEW F:4IK	Banks - Diversified	24.02%
Agricultural Bank of China Ltd Class A SHG:601288	Banks - Diversified	4.60%
Bank of Communications Co SHG:601328	Banks - Diversified	-15.60%
Industrial and Commercial Bank of China Ltd SHG:601398	Banks - Diversified	2.81%
China Construction Bank Co SHG:601939	Banks - Diversified	10.89%
ABN Amro Group NV AS:ABN	Banks - Diversified	0.77%
Alior Bank S.A. WAR:ALR	Banks - Diversified	-0.22%
ANZ Group Holdings Ltd AU:ANZ	Banks - Diversified	-26.51%

Annual Asset Resilience Ratio for Westpac Banking Corporation (2000–2024)

The table below shows the annual Asset Resilience Ratio data for Westpac Banking Corporation.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-09-30	9.53%	AU$102.72 Billion	AU$1.08 Trillion	+2.36pp
2023-09-30	7.18%	AU$73.89 Billion	AU$1.03 Trillion	-0.25pp
2022-09-30	7.42%	AU$75.28 Billion	AU$1.01 Trillion	-1.39pp
2021-09-30	8.81%	AU$82.48 Billion	AU$935.88 Billion	-1.12pp
2020-09-30	9.93%	AU$90.56 Billion	AU$911.95 Billion	+1.92pp
2019-09-30	8.01%	AU$72.58 Billion	AU$906.63 Billion	+1.06pp
2018-09-30	6.95%	AU$61.12 Billion	AU$879.59 Billion	-0.18pp
2017-09-30	7.13%	AU$60.71 Billion	AU$851.88 Billion	-0.10pp
2016-09-30	7.23%	AU$60.66 Billion	AU$839.20 Billion	+0.48pp
2015-09-30	6.75%	AU$54.83 Billion	AU$812.16 Billion	+2.08pp
2014-09-30	4.67%	AU$36.02 Billion	AU$770.84 Billion	+0.39pp
2013-09-30	4.28%	AU$30.01 Billion	AU$701.10 Billion	+0.65pp
2012-09-30	3.63%	AU$24.47 Billion	AU$674.97 Billion	+0.93pp
2011-09-30	2.70%	AU$18.07 Billion	AU$670.23 Billion	+0.74pp
2010-09-30	1.96%	AU$12.12 Billion	AU$618.28 Billion	+1.68pp
2009-09-30	0.28%	AU$1.63 Billion	AU$589.59 Billion	-0.09pp
2008-09-30	0.37%	AU$1.61 Billion	AU$439.55 Billion	-0.30pp
2007-09-30	0.67%	AU$2.51 Billion	AU$374.82 Billion	+0.35pp
2006-09-30	0.32%	AU$969.00 Million	AU$299.58 Billion	-0.65pp
2005-09-30	0.98%	AU$2.54 Billion	AU$260.15 Billion	-0.04pp
2004-09-30	1.01%	AU$2.48 Billion	AU$244.99 Billion	+0.89pp
2003-09-30	0.13%	AU$282.00 Million	AU$221.37 Billion	-0.02pp
2002-09-30	0.15%	AU$285.00 Million	AU$191.05 Billion	+0.00pp
2001-09-30	0.15%	AU$283.00 Million	AU$189.88 Billion	-0.02pp
2000-09-30	0.17%	AU$289.00 Million	AU$167.62 Billion	--

pp = percentage points

About Westpac Banking Corporation

AU:WBC Australia Banks - Diversified

Market Cap

$96.69 Billion

AU$136.65 Billion AUD

Market Cap Rank

#217 Global

#2 in Australia

Share Price

AU$40.02

Change (1 day)

-1.65%

52-Week Range

AU$30.50 - AU$42.95

All Time High

AU$42.95