Westpac Banking Corporation (WBC) — Cash Flow-to-Debt Ratio
Westpac Banking Corporation (WBC) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of AU$11.15 Billion could theoretically repay 0% of its total liabilities (AU$1.10 Trillion) in one year. See WBC FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Westpac Banking Corporation Cash Flow-to-Debt Ratio (1990–2025)
Historical debt coverage capacity for Westpac Banking Corporation across 42 annual periods. Also explore Westpac Banking Corporation equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Westpac Banking Corporation (1990–2025)
Year-by-year debt coverage analysis for Westpac Banking Corporation. For market capitalisation and broader financial context, see Westpac Banking Corporation (WBC) total market value.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | AU$13.93 Billion | AU$1.05 Trillion | ▲ +1524.8% |
| 2024 | 0.00x | AU$-933.00 Million | AU$1.01 Trillion | ▲ +97.5% |
| 2023 | -0.04x | AU$-35.49 Billion | AU$957.24 Billion | ▼ -93.3% |
| 2022 | -0.02x | AU$-18.10 Billion | AU$943.69 Billion | ▼ -199.4% |
| 2021 | 0.02x | AU$16.67 Billion | AU$863.78 Billion | ▼ -45.2% |
| 2020 | 0.04x | AU$29.74 Billion | AU$843.87 Billion | ▲ +394.8% |
| 2019 | 0.01x | AU$5.99 Billion | AU$841.12 Billion | ▲ +239.6% |
| 2018 | -0.01x | AU$-4.16 Billion | AU$815.02 Billion | ▲ +12.3% |
| 2017 | -0.01x | AU$-4.50 Billion | AU$774.34 Billion | ▼ -117.6% |
| 2017 | 0.03x | AU$29.27 Billion | AU$883.58 Billion | ▲ +229.5% |
| 2017 | -0.03x | AU$-20.23 Billion | AU$790.53 Billion | ▼ -451.2% |
| 2016 | 0.01x | AU$5.38 Billion | AU$738.90 Billion | ▼ -69.9% |
| 2016 | 0.02x | AU$20.04 Billion | AU$827.64 Billion | ▲ +156.8% |
| 2016 | -0.04x | AU$-33.27 Billion | AU$781.02 Billion | ▼ -579.9% |
| 2015 | -0.01x | AU$-4.46 Billion | AU$712.28 Billion | ▼ -126.3% |
| 2015 | 0.02x | AU$18.46 Billion | AU$773.54 Billion | ▲ +299.5% |
| 2015 | -0.01x | AU$-9.07 Billion | AU$758.24 Billion | ▼ -904.5% |
| 2014 | 0.00x | AU$1.09 Billion | AU$730.61 Billion | ▲ +118.3% |
| 2014 | -0.01x | AU$-5.86 Billion | AU$721.50 Billion | ▼ -254.9% |
| 2013 | 0.01x | AU$3.42 Billion | AU$653.56 Billion | ▲ +129.5% |
| 2012 | -0.02x | AU$-10.84 Billion | AU$609.06 Billion | ▲ +7.2% |
| 2011 | -0.02x | AU$-12.01 Billion | AU$626.42 Billion | ▼ -2469.3% |
| 2010 | 0.00x | AU$468.00 Million | AU$578.16 Billion | ▼ -97.8% |
| 2009 | 0.04x | AU$20.76 Billion | AU$553.02 Billion | ▲ +246.9% |
| 2008 | -0.03x | AU$-10.73 Billion | AU$419.78 Billion | ▼ -615.5% |
| 2007 | 0.00x | AU$-1.27 Billion | AU$356.99 Billion | ▲ +1.5% |
| 2006 | 0.00x | AU$-1.03 Billion | AU$283.48 Billion | ▼ -119.3% |
| 2005 | 0.02x | AU$4.57 Billion | AU$242.91 Billion | ▼ -21.7% |
| 2004 | 0.02x | AU$5.49 Billion | AU$228.68 Billion | ▼ -18.3% |
| 2003 | 0.03x | AU$6.09 Billion | AU$207.37 Billion | ▲ +40.9% |
| 2002 | 0.02x | AU$3.77 Billion | AU$180.59 Billion | ▲ +2.9% |
| 2001 | 0.02x | AU$3.65 Billion | AU$180.18 Billion | ▲ +47.9% |
| 2000 | 0.01x | AU$2.17 Billion | AU$158.36 Billion | ▲ +258.8% |
| 1999 | 0.00x | AU$501.19 Million | AU$131.25 Billion | ▼ -75.3% |
| 1998 | 0.02x | AU$1.99 Billion | AU$128.82 Billion | ▲ +34352.7% |
| 1997 | 0.00x | AU$4.96 Million | AU$110.65 Billion | ▼ -99.5% |
| 1996 | 0.01x | AU$1.13 Billion | AU$113.92 Billion | ▼ -71.8% |
| 1994 | 0.04x | AU$3.05 Billion | AU$86.55 Billion | ▲ +218.3% |
| 1993 | 0.01x | AU$1.08 Billion | AU$97.87 Billion | ▼ -51.8% |
| 1992 | 0.02x | AU$2.39 Billion | AU$103.81 Billion | ▲ +377.1% |
| 1991 | 0.00x | AU$476.71 Million | AU$98.85 Billion | ▼ -86.0% |
| 1990 | 0.03x | AU$3.46 Billion | AU$100.28 Billion | — |