Xref Ltd (XF1) — Cash Flow-to-Debt Ratio
Latest as of June 2026:
0.06x
Xref Ltd (XF1) has a Cash Flow-to-Debt Ratio of 0.06x as of June 2026, meaning its operating cash flow of AU$1.22 Million could theoretically repay 0% of its total liabilities (AU$21.01 Million) in one year. See XF1 FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
0.06x
Operating CF / Total Liabilities
Operating Cash Flow
AU$1.22 Million
AUD
Total Liabilities
AU$21.01 Million
AUD
Data as of
Jun 2026
Most recent filing
Xref Ltd Cash Flow-to-Debt Ratio (2008–2026)
Historical debt coverage capacity for Xref Ltd across 20 annual periods. For the full cash flow conversion analysis, see XF1 cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for Xref Ltd (2008–2026)
Year-by-year debt coverage analysis for Xref Ltd. Check XF1 cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.03x | AU$569.87K | AU$21.01 Million | ▼ -53.1% |
| 2025 | 0.06x | AU$1.36 Million | AU$23.55 Million | ▲ +323.1% |
| 2024 | -0.03x | AU$-678.80K | AU$26.21 Million | ▼ -231.7% |
| 2023 | 0.02x | AU$454.40K | AU$23.10 Million | ▼ -41.4% |
| 2022 | 0.03x | AU$627.48K | AU$18.70 Million | ▼ -76.9% |
| 2021 | 0.15x | AU$2.32 Million | AU$16.01 Million | ▲ +121.4% |
| 2020 | -0.68x | AU$-7.38 Million | AU$10.88 Million | ▼ -18.0% |
| 2019 | -0.58x | AU$-5.03 Million | AU$8.74 Million | ▲ +42.7% |
| 2018 | -1.00x | AU$-6.47 Million | AU$6.44 Million | ▲ +27.6% |
| 2017 | -1.39x | AU$-5.57 Million | AU$4.02 Million | ▼ -44.3% |
| 2016 | -0.96x | AU$-1.88 Million | AU$1.95 Million | ▼ -1.2% |
| 2015 | -0.95x | AU$-321.42K | AU$338.31K | ▲ +13.6% |
| 2014 | -1.10x | AU$-297.84K | AU$271.02K | ▼ -11.4% |
| 2014 | -0.99x | AU$-297.84K | AU$301.81K | ▲ +60.2% |
| 2013 | -2.48x | AU$-814.93K | AU$328.45K | ▼ -491.2% |
| 2012 | -0.42x | AU$-465.29K | AU$1.11 Million | ▲ +89.7% |
| 2011 | -4.06x | AU$-634.41K | AU$156.38K | ▼ -10.1% |
| 2010 | -3.68x | AU$-408.02K | AU$110.78K | ▲ +28.9% |
| 2009 | -5.18x | AU$-694.49K | AU$134.08K | ▼ -111.0% |
| 2008 | -2.45x | AU$-572.98K | AU$233.43K | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.