Sparekassen Sjaelland-Fyn A/S
SJF Bank A/S provides various banking products and services in Denmark. It provides savings, wealth, and other accounts; housing, car, and agriculture loans; insurance and pension products; investment services; leasing and consulting services; and private banking services, as well as online and mobile banking services. The company was formerly known as Sparekassen Sjælland-Fyn A/S and changed its… Read more
Sparekassen Sjaelland-Fyn A/S - Asset Resilience Ratio
Sparekassen Sjaelland-Fyn A/S (SPKSJF) has an Asset Resilience Ratio of 3.30% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2023)
This chart shows how Sparekassen Sjaelland-Fyn A/S's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Sparekassen Sjaelland-Fyn A/S's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Dkr0.00 | 0% |
| Short-term Investments | Dkr1.02 Billion | 3.3% |
| Total Liquid Assets | Dkr1.02 Billion | 3.30% |
Asset Resilience Insights
- Limited Liquidity: Sparekassen Sjaelland-Fyn A/S maintains only 3.30% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Sparekassen Sjaelland-Fyn A/S Industry Peers by Asset Resilience Ratio
Compare Sparekassen Sjaelland-Fyn A/S's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Sparekassen Sjaelland-Fyn A/S (2011–2023)
The table below shows the annual Asset Resilience Ratio data for Sparekassen Sjaelland-Fyn A/S.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -5.78% | Dkr-1.83 Billion | Dkr31.70 Billion | -8.31pp |
| 2013-12-31 | 2.53% | Dkr508.25 Million | Dkr20.10 Billion | +0.55pp |
| 2012-12-31 | 1.98% | Dkr336.48 Million | Dkr16.98 Billion | -0.15pp |
| 2011-12-31 | 2.13% | Dkr388.43 Million | Dkr18.26 Billion | -- |