Asuransi Ramayana Tbk - Asset Resilience Ratio
Asuransi Ramayana Tbk (ASRM) has an Asset Resilience Ratio of 8.64% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Asuransi Ramayana Tbk for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2024)
This chart shows how Asuransi Ramayana Tbk's Asset Resilience Ratio has changed over time. See shareholders equity of Asuransi Ramayana Tbk for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Asuransi Ramayana Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Asuransi Ramayana Tbk market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp153.30 Billion | 8.64% |
| Total Liquid Assets | Rp153.30 Billion | 8.64% |
Asset Resilience Insights
- Limited Liquidity: Asuransi Ramayana Tbk maintains only 8.64% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Asuransi Ramayana Tbk Industry Peers by Asset Resilience Ratio
Compare Asuransi Ramayana Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 29.18% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.29% |
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.01% |
Annual Asset Resilience Ratio for Asuransi Ramayana Tbk (2009–2024)
The table below shows the annual Asset Resilience Ratio data for Asuransi Ramayana Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 8.76% | Rp153.21 Billion ≈ $8.98 Million |
Rp1.75 Trillion ≈ $102.47 Million |
+0.33pp |
| 2023-12-31 | 8.43% | Rp156.00 Billion ≈ $9.14 Million |
Rp1.85 Trillion ≈ $108.45 Million |
-1.20pp |
| 2022-12-31 | 9.63% | Rp156.62 Billion ≈ $9.18 Million |
Rp1.63 Trillion ≈ $95.35 Million |
-4.60pp |
| 2021-12-31 | 14.22% | Rp200.70 Billion ≈ $11.76 Million |
Rp1.41 Trillion ≈ $82.69 Million |
-0.16pp |
| 2020-12-31 | 14.39% | Rp218.16 Billion ≈ $12.78 Million |
Rp1.52 Trillion ≈ $88.86 Million |
+3.40pp |
| 2019-12-31 | 10.98% | Rp169.98 Billion ≈ $9.96 Million |
Rp1.55 Trillion ≈ $90.71 Million |
-1.14pp |
| 2018-12-31 | 12.12% | Rp179.13 Billion ≈ $10.50 Million |
Rp1.48 Trillion ≈ $86.61 Million |
-0.71pp |
| 2017-12-31 | 12.83% | Rp181.95 Billion ≈ $10.66 Million |
Rp1.42 Trillion ≈ $83.12 Million |
+9.59pp |
| 2016-12-31 | 3.23% | Rp46.37 Billion ≈ $2.72 Million |
Rp1.43 Trillion ≈ $84.07 Million |
+2.86pp |
| 2015-12-31 | 0.37% | Rp5.33 Billion ≈ $312.04K |
Rp1.42 Trillion ≈ $83.33 Million |
+0.10pp |
| 2014-12-31 | 0.28% | Rp3.81 Billion ≈ $223.37K |
Rp1.39 Trillion ≈ $81.21 Million |
+0.07pp |
| 2013-12-31 | 0.21% | Rp2.40 Billion ≈ $140.90K |
Rp1.17 Trillion ≈ $68.43 Million |
-6.60pp |
| 2012-12-31 | 6.80% | Rp72.88 Billion ≈ $4.27 Million |
Rp1.07 Trillion ≈ $62.75 Million |
-2.70pp |
| 2011-12-31 | 9.51% | Rp57.94 Billion ≈ $3.40 Million |
Rp609.50 Billion ≈ $35.71 Million |
+6.39pp |
| 2010-12-31 | 3.11% | Rp22.63 Billion ≈ $1.33 Million |
Rp726.59 Billion ≈ $42.58 Million |
+2.26pp |
| 2009-12-31 | 0.85% | Rp3.10 Billion ≈ $181.65K |
Rp364.01 Billion ≈ $21.33 Million |
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About Asuransi Ramayana Tbk
PT Asuransi Ramayana Tbk operates as a general insurance company in Indonesia. It operates in two segments, General Insurance and Rental of Office Buildings. The company offers property, vehicle, personal accident, heavy equipment, health, ship frame, surety and customs bond, and money insurance products; land, sea, and air freight insurance products; and construction and erection all risk, contr… Read more