Asuransi Ramayana Tbk (ASRM) — Financial Flexibility Index

Latest as of September 2025: -0.01x

Asuransi Ramayana Tbk (ASRM) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rp-8.81 Billion (operating CF Rp-8.82 Billion minus capex Rp13.16 Million) represents 0% of total liabilities (Rp1.24 Trillion). Check Asuransi Ramayana Tbk cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp-8.81 Billion
Operating CF − Capex

Total Liabilities

Rp1.24 Trillion
IDR

Capital Expenditures

Rp13.16 Million
IDR

Asuransi Ramayana Tbk Financial Flexibility Index (2010–2024)

Historical Financial Flexibility Index trend for Asuransi Ramayana Tbk across 15 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Asuransi Ramayana Tbk.

Annual Financial Flexibility Index for Asuransi Ramayana Tbk (2010–2024)

Year-by-year free cash flow to debt coverage for Asuransi Ramayana Tbk. Explore Asuransi Ramayana Tbk (ASRM) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 -0.20x Rp-209.84 Billion Rp-218.17 Billion Rp1.06 Trillion ▼ -413.6%
2023 -0.04x Rp-45.18 Billion Rp-49.98 Billion Rp1.17 Trillion ▼ -136.8%
2022 0.10x Rp106.23 Billion Rp98.88 Billion Rp1.01 Trillion ▲ +349.9%
2021 -0.04x Rp-36.18 Billion Rp-68.03 Billion Rp862.11 Billion ▼ -326.9%
2020 0.02x Rp18.75 Billion Rp14.75 Billion Rp1.01 Trillion ▲ +779.1%
2019 0.00x Rp-3.01 Billion Rp-15.88 Billion Rp1.10 Trillion ▼ -103.2%
2018 0.09x Rp91.63 Billion Rp85.84 Billion Rp1.07 Trillion ▲ +23.3%
2017 0.07x Rp73.64 Billion Rp70.26 Billion Rp1.06 Trillion ▲ +98.8%
2016 0.03x Rp39.20 Billion Rp34.79 Billion Rp1.12 Trillion ▼ -17.6%
2015 0.04x Rp48.58 Billion Rp37.13 Billion Rp1.15 Trillion ▲ +3686.6%
2014 0.00x Rp1.29 Billion Rp-3.29 Billion Rp1.15 Trillion ▼ -96.9%
2013 0.04x Rp35.89 Billion Rp31.61 Billion Rp984.53 Billion ▼ -18.5%
2012 0.04x Rp40.74 Billion Rp25.37 Billion Rp910.41 Billion ▼ -64.4%
2011 0.13x Rp55.36 Billion Rp42.36 Billion Rp440.87 Billion ▼ -52.8%
2010 0.27x Rp160.89 Billion Rp155.86 Billion Rp605.34 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities