Bank Cimb Niaga Tbk
PT Bank CIMB Niaga Tbk, together with its subsidiaries, provides various banking products and services in Indonesia and internationally. The company offers saving, current, and time and term deposit products; Sharia and payroll savings products; credit and debit cards; mortgages and loans; distributes and supplies financing services; treasury products, such as foreign exchange, strike currency, b… Read more
Bank Cimb Niaga Tbk - Asset Resilience Ratio
Bank Cimb Niaga Tbk (BNGA) has an Asset Resilience Ratio of -3.95% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how Bank Cimb Niaga Tbk's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank Cimb Niaga Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-13.22 Trillion | -3.95% |
| Total Liquid Assets | Rp-13.22 Trillion | -3.95% |
Asset Resilience Insights
- Limited Liquidity: Bank Cimb Niaga Tbk maintains only -3.95% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Cimb Niaga Tbk Industry Peers by Asset Resilience Ratio
Compare Bank Cimb Niaga Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bank Cimb Niaga Tbk (2000–2023)
The table below shows the annual Asset Resilience Ratio data for Bank Cimb Niaga Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -3.95% | Rp-13.22 Trillion | Rp334.37 Trillion | -4.14pp |
| 2019-12-31 | 0.19% | Rp522.86 Billion | Rp274.47 Trillion | -0.03pp |
| 2018-12-31 | 0.22% | Rp593.59 Billion | Rp266.78 Trillion | -4.10pp |
| 2017-12-31 | 4.33% | Rp11.52 Trillion | Rp266.31 Trillion | +4.10pp |
| 2016-12-31 | 0.22% | Rp542.96 Billion | Rp241.57 Trillion | +0.29pp |
| 2015-12-31 | -0.06% | Rp-144.70 Billion | Rp238.85 Trillion | +0.02pp |
| 2014-12-31 | -0.08% | Rp-190.36 Billion | Rp233.16 Trillion | -8.68pp |
| 2013-12-31 | 8.60% | Rp18.83 Trillion | Rp218.87 Trillion | +8.70pp |
| 2012-12-31 | -0.10% | Rp-200.78 Billion | Rp197.41 Trillion | -9.08pp |
| 2011-12-31 | 8.97% | Rp14.97 Trillion | Rp166.80 Trillion | +2.91pp |
| 2010-12-31 | 6.07% | Rp8.71 Trillion | Rp143.65 Trillion | +0.50pp |
| 2009-12-31 | 5.56% | Rp5.96 Trillion | Rp107.10 Trillion | +3.70pp |
| 2008-12-31 | 1.86% | Rp1.92 Trillion | Rp103.20 Trillion | -4.72pp |
| 2007-12-31 | 6.58% | Rp6.17 Trillion | Rp93.80 Trillion | +6.34pp |
| 2001-12-31 | 0.23% | Rp53.80 Billion | Rp22.98 Trillion | -3.97pp |
| 2000-12-31 | 4.20% | Rp785.56 Billion | Rp18.70 Trillion | -- |