Bank Sinarmas Tbk
PT Bank Sinarmas Tbk provides various banking products and services in Indonesia. The company operates through Marketing and Credit, Treasury, and Trade Finance segments. It offers savings, time and on-call deposits, and current accounts; mutual funds; bancassurance products; and mutual funds investment and guarantees services. The company also provides unsecured, car ownership, multipurpose, wor… Read more
Bank Sinarmas Tbk - Asset Resilience Ratio
Bank Sinarmas Tbk (BSIM) has an Asset Resilience Ratio of -53.00% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2023)
This chart shows how Bank Sinarmas Tbk's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank Sinarmas Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-27.89 Trillion | -53.0% |
| Total Liquid Assets | Rp-27.89 Trillion | -53.00% |
Asset Resilience Insights
- Limited Liquidity: Bank Sinarmas Tbk maintains only -53.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Sinarmas Tbk Industry Peers by Asset Resilience Ratio
Compare Bank Sinarmas Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
Annual Asset Resilience Ratio for Bank Sinarmas Tbk (2003–2023)
The table below shows the annual Asset Resilience Ratio data for Bank Sinarmas Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -53.00% | Rp-27.89 Trillion | Rp52.63 Trillion | -54.81pp |
| 2018-12-31 | 1.82% | Rp558.09 Billion | Rp30.75 Trillion | +0.77pp |
| 2017-12-31 | 1.04% | Rp317.40 Billion | Rp30.40 Trillion | +0.91pp |
| 2016-12-31 | 0.14% | Rp43.26 Billion | Rp31.19 Trillion | -0.33pp |
| 2015-12-31 | 0.47% | Rp131.19 Billion | Rp27.87 Trillion | -6.75pp |
| 2014-12-31 | 7.22% | Rp1.53 Trillion | Rp21.26 Trillion | -1.96pp |
| 2013-12-31 | 9.17% | Rp1.60 Trillion | Rp17.45 Trillion | -0.34pp |
| 2012-12-31 | 9.51% | Rp1.44 Trillion | Rp15.15 Trillion | +1.44pp |
| 2011-12-31 | 8.07% | Rp1.34 Trillion | Rp16.66 Trillion | -2.10pp |
| 2010-12-31 | 10.17% | Rp1.14 Trillion | Rp11.23 Trillion | +1.41pp |
| 2009-12-31 | 8.77% | Rp704.41 Billion | Rp8.04 Trillion | +3.52pp |
| 2008-12-31 | 5.24% | Rp317.93 Billion | Rp6.06 Trillion | -4.37pp |
| 2007-12-31 | 9.61% | Rp525.55 Billion | Rp5.47 Trillion | -12.43pp |
| 2006-12-31 | 22.04% | Rp451.94 Billion | Rp2.05 Trillion | -31.31pp |
| 2005-12-31 | 53.35% | Rp394.40 Billion | Rp739.30 Billion | +43.86pp |
| 2004-12-31 | 9.49% | Rp43.76 Billion | Rp461.33 Billion | -7.62pp |
| 2003-12-31 | 17.10% | Rp75.78 Billion | Rp443.16 Billion | -- |