Bank Sinarmas Tbk Asset Resilience Ratio

Latest as of December 2023: -53.00%

Bank Sinarmas Tbk asset resilience ratio. Bank Sinarmas Tbk (BSIM) has an Asset Resilience Ratio of -53.00% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Bank Sinarmas Tbk (BSIM) defensive interval to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Rp-27.89 Trillion

≈ $-1.63 Billion USD Cash + Short-term Investments

Total Assets

Rp52.63 Trillion

≈ $3.08 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Bank Sinarmas Tbk (2003–2023)

Asset resilience ratio of Bank Sinarmas Tbk from 2003 to 2023. This chart shows how Bank Sinarmas Tbk's Asset Resilience Ratio has changed over time. Read BSIM liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Bank Sinarmas Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BSIM total asset value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp0.00	0%
Short-term Investments	Rp-27.89 Trillion	-53.0%
Total Liquid Assets	Rp-27.89 Trillion	-53.00%

Asset Resilience Insights

Limited Liquidity: Bank Sinarmas Tbk maintains only -53.00% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Bank Sinarmas Tbk Industry Peers by Asset Resilience Ratio

Compare Bank Sinarmas Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
China Merchants Bank Co Ltd SHG:600036	Banks - Regional	2.14%
Industrial Bank Co Ltd SHG:601166	Banks - Regional	8.39%
Happen, Inc. Common Stock NASDAQ:HAPN	Banks - Regional	32.25%
Zuger Kantonalbank SW:ZUGER	Banks - Regional	-31.80%
EnTie Commercial Bank Ltd TW:2849	Banks - Regional	-2.50%
Greene County Bancorp Inc NASDAQ:GCBC	Banks - Regional	11.74%
Banco do Estado do Rio Grande do Sul S.A SA:BRSR3	Banks - Regional	0.00%
VersaBank TO:VBNK	Banks - Regional	1.95%

Bank Sinarmas Tbk Asset Resilience Ratio by Year (2003–2023)

Bank Sinarmas Tbk asset resilience ratio by year from 2003 to 2023. The table below shows the annual Asset Resilience Ratio data for Bank Sinarmas Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	-53.00%	Rp-27.89 Trillion ≈ $-1.63 Billion	Rp52.63 Trillion ≈ $3.08 Billion	-54.81pp
2018-12-31	1.82%	Rp558.09 Billion ≈ $32.70 Million	Rp30.75 Trillion ≈ $1.80 Billion	+0.77pp
2017-12-31	1.04%	Rp317.40 Billion ≈ $18.60 Million	Rp30.40 Trillion ≈ $1.78 Billion	+0.91pp
2016-12-31	0.14%	Rp43.26 Billion ≈ $2.53 Million	Rp31.19 Trillion ≈ $1.83 Billion	-0.33pp
2015-12-31	0.47%	Rp131.19 Billion ≈ $7.69 Million	Rp27.87 Trillion ≈ $1.63 Billion	-6.75pp
2014-12-31	7.22%	Rp1.53 Trillion ≈ $89.90 Million	Rp21.26 Trillion ≈ $1.25 Billion	-1.96pp
2013-12-31	9.17%	Rp1.60 Trillion ≈ $93.79 Million	Rp17.45 Trillion ≈ $1.02 Billion	-0.34pp
2012-12-31	9.51%	Rp1.44 Trillion ≈ $84.47 Million	Rp15.15 Trillion ≈ $887.84 Million	+1.44pp
2011-12-31	8.07%	Rp1.34 Trillion ≈ $78.79 Million	Rp16.66 Trillion ≈ $976.13 Million	-2.10pp
2010-12-31	10.17%	Rp1.14 Trillion ≈ $66.97 Million	Rp11.23 Trillion ≈ $658.16 Million	+1.41pp
2009-12-31	8.77%	Rp704.41 Billion ≈ $41.28 Million	Rp8.04 Trillion ≈ $470.88 Million	+3.52pp
2008-12-31	5.24%	Rp317.93 Billion ≈ $18.63 Million	Rp6.06 Trillion ≈ $355.36 Million	-4.37pp
2007-12-31	9.61%	Rp525.55 Billion ≈ $30.80 Million	Rp5.47 Trillion ≈ $320.43 Million	-12.43pp
2006-12-31	22.04%	Rp451.94 Billion ≈ $26.48 Million	Rp2.05 Trillion ≈ $120.18 Million	-31.31pp
2005-12-31	53.35%	Rp394.40 Billion ≈ $23.11 Million	Rp739.30 Billion ≈ $43.32 Million	+43.86pp
2004-12-31	9.49%	Rp43.76 Billion ≈ $2.56 Million	Rp461.33 Billion ≈ $27.03 Million	-7.62pp
2003-12-31	17.10%	Rp75.78 Billion ≈ $4.44 Million	Rp443.16 Billion ≈ $25.97 Million	--

pp = percentage points

About Bank Sinarmas Tbk

JK:BSIM Indonesia Banks - Regional

Market Cap

$883.80 Million

Rp15.08 Trillion IDR

Market Cap Rank

#9060 Global

#89 in Indonesia

Share Price

Rp765.00

Change (1 day)

-0.65%

52-Week Range

Rp680.00 - Rp1710.00

All Time High

Rp1710.00