Bank Sinarmas Tbk - Asset Resilience Ratio
Bank Sinarmas Tbk (BSIM) has an Asset Resilience Ratio of -53.00% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Bank Sinarmas Tbk to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2023)
This chart shows how Bank Sinarmas Tbk's Asset Resilience Ratio has changed over time. See BSIM net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bank Sinarmas Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BSIM company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-27.89 Trillion | -53.0% |
| Total Liquid Assets | Rp-27.89 Trillion | -53.00% |
Asset Resilience Insights
- Limited Liquidity: Bank Sinarmas Tbk maintains only -53.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Sinarmas Tbk Industry Peers by Asset Resilience Ratio
Compare Bank Sinarmas Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Jb Financial
KO:175330 |
Banks - Regional | 0.14% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Turkiye Kalkinma Bankasi AS
IS:KLNMA |
Banks - Regional | 0.93% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
Fynske Bank A/S
CO:FYNBK |
Banks - Regional | 0.07% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for Bank Sinarmas Tbk (2003–2023)
The table below shows the annual Asset Resilience Ratio data for Bank Sinarmas Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -53.00% | Rp-27.89 Trillion ≈ $-1.63 Billion |
Rp52.63 Trillion ≈ $3.08 Billion |
-54.81pp |
| 2018-12-31 | 1.82% | Rp558.09 Billion ≈ $32.70 Million |
Rp30.75 Trillion ≈ $1.80 Billion |
+0.77pp |
| 2017-12-31 | 1.04% | Rp317.40 Billion ≈ $18.60 Million |
Rp30.40 Trillion ≈ $1.78 Billion |
+0.91pp |
| 2016-12-31 | 0.14% | Rp43.26 Billion ≈ $2.53 Million |
Rp31.19 Trillion ≈ $1.83 Billion |
-0.33pp |
| 2015-12-31 | 0.47% | Rp131.19 Billion ≈ $7.69 Million |
Rp27.87 Trillion ≈ $1.63 Billion |
-6.75pp |
| 2014-12-31 | 7.22% | Rp1.53 Trillion ≈ $89.90 Million |
Rp21.26 Trillion ≈ $1.25 Billion |
-1.96pp |
| 2013-12-31 | 9.17% | Rp1.60 Trillion ≈ $93.79 Million |
Rp17.45 Trillion ≈ $1.02 Billion |
-0.34pp |
| 2012-12-31 | 9.51% | Rp1.44 Trillion ≈ $84.47 Million |
Rp15.15 Trillion ≈ $887.84 Million |
+1.44pp |
| 2011-12-31 | 8.07% | Rp1.34 Trillion ≈ $78.79 Million |
Rp16.66 Trillion ≈ $976.13 Million |
-2.10pp |
| 2010-12-31 | 10.17% | Rp1.14 Trillion ≈ $66.97 Million |
Rp11.23 Trillion ≈ $658.16 Million |
+1.41pp |
| 2009-12-31 | 8.77% | Rp704.41 Billion ≈ $41.28 Million |
Rp8.04 Trillion ≈ $470.88 Million |
+3.52pp |
| 2008-12-31 | 5.24% | Rp317.93 Billion ≈ $18.63 Million |
Rp6.06 Trillion ≈ $355.36 Million |
-4.37pp |
| 2007-12-31 | 9.61% | Rp525.55 Billion ≈ $30.80 Million |
Rp5.47 Trillion ≈ $320.43 Million |
-12.43pp |
| 2006-12-31 | 22.04% | Rp451.94 Billion ≈ $26.48 Million |
Rp2.05 Trillion ≈ $120.18 Million |
-31.31pp |
| 2005-12-31 | 53.35% | Rp394.40 Billion ≈ $23.11 Million |
Rp739.30 Billion ≈ $43.32 Million |
+43.86pp |
| 2004-12-31 | 9.49% | Rp43.76 Billion ≈ $2.56 Million |
Rp461.33 Billion ≈ $27.03 Million |
-7.62pp |
| 2003-12-31 | 17.10% | Rp75.78 Billion ≈ $4.44 Million |
Rp443.16 Billion ≈ $25.97 Million |
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About Bank Sinarmas Tbk
PT Bank Sinarmas Tbk provides various banking products and services in Indonesia. The company operates through Marketing and Credit, Treasury, and Trade Finance segments. It offers savings, time and on-call deposits, and current accounts; mutual funds; bancassurance products; and mutual funds investment and guarantees services. The company also provides unsecured, car ownership, multipurpose, wor… Read more