Bank Tabungan Pensiunan Nasional Syariah PT
PT Bank BTPN Syariah Tbk, together with its subsidiaries, provides various banking products and services in Indonesia. The company offers savings, deposits, agent savings, and business savings accounts. It also provides group sharia financing, financing sharia capital business to financing company, and individual sharia financing products; and mobile and internet banking services. In addition, th… Read more
Bank Tabungan Pensiunan Nasional Syariah PT - Asset Resilience Ratio
Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has an Asset Resilience Ratio of 44.92% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2019)
This chart shows how Bank Tabungan Pensiunan Nasional Syariah PT's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank Tabungan Pensiunan Nasional Syariah PT's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp9.44 Trillion | 44.92% |
| Total Liquid Assets | Rp9.44 Trillion | 44.92% |
Asset Resilience Insights
- Very High Liquidity: Bank Tabungan Pensiunan Nasional Syariah PT maintains exceptional liquid asset reserves at 44.92% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Bank Tabungan Pensiunan Nasional Syariah PT Industry Peers by Asset Resilience Ratio
Compare Bank Tabungan Pensiunan Nasional Syariah PT's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
Annual Asset Resilience Ratio for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2019)
The table below shows the annual Asset Resilience Ratio data for Bank Tabungan Pensiunan Nasional Syariah PT.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 20.45% | Rp3.15 Trillion | Rp15.38 Trillion | +17.14pp |
| 2018-12-31 | 3.31% | Rp398.55 Billion | Rp12.04 Trillion | -7.45pp |
| 2017-12-31 | 10.76% | Rp984.88 Billion | Rp9.16 Trillion | +6.99pp |
| 2016-12-31 | 3.77% | Rp275.78 Billion | Rp7.32 Trillion | -16.91pp |
| 2015-12-31 | 20.67% | Rp1.07 Trillion | Rp5.20 Trillion | +16.73pp |
| 2014-12-31 | 3.95% | Rp146.37 Billion | Rp3.71 Trillion | 0.00pp |
| 2013-12-31 | 3.95% | Rp11.85 Billion | Rp300.44 Billion | -- |