Public Bank Bhd
Public Bank Berhad provides banking products and services. It operates through Hire Purchase, Retail Operations, Corporate Lending, Treasury and Capital Market Operations, Investment Banking, Fund Management, and General Insurance segments. The company's deposit products include savings, current, fixed deposit, foreign currency, and safe deposit box services. Its loan portfolio comprises home, SW… Read more
Public Bank Bhd - Asset Resilience Ratio
Public Bank Bhd (1295) has an Asset Resilience Ratio of -16.68% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2023)
This chart shows how Public Bank Bhd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Public Bank Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 0% |
| Short-term Investments | RM-87.65 Billion | -16.68% |
| Total Liquid Assets | RM-87.65 Billion | -16.68% |
Asset Resilience Insights
- Limited Liquidity: Public Bank Bhd maintains only -16.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Public Bank Bhd Industry Peers by Asset Resilience Ratio
Compare Public Bank Bhd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Public Bank Bhd (2012–2023)
The table below shows the annual Asset Resilience Ratio data for Public Bank Bhd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -17.00% | RM-86.79 Billion | RM510.60 Billion | -18.53pp |
| 2015-12-31 | 1.53% | RM5.57 Billion | RM363.76 Billion | -1.15pp |
| 2014-12-31 | 2.68% | RM9.25 Billion | RM345.72 Billion | -1.06pp |
| 2013-12-31 | 3.74% | RM11.44 Billion | RM305.73 Billion | +0.77pp |
| 2012-12-31 | 2.97% | RM8.16 Billion | RM274.62 Billion | -- |