Hana Financial
Hana Financial Group Inc., through its subsidiaries, provides financial services in South Korea. The company provides deposits, household loans, business loans, trusts, credit cards, international foreign-exchange services, and bancassurance; securities trading, brokerage services, underwriting, and inducement activities; issues credit/debit cards and settlement, card loans, mobile payment, and M… Read more
Hana Financial - Asset Resilience Ratio
Hana Financial (086790) has an Asset Resilience Ratio of 3.29% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2019)
This chart shows how Hana Financial's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Hana Financial's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩13.87 Trillion | 3.29% |
| Total Liquid Assets | ₩13.87 Trillion | 3.29% |
Asset Resilience Insights
- Limited Liquidity: Hana Financial maintains only 3.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hana Financial Industry Peers by Asset Resilience Ratio
Compare Hana Financial's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Hana Financial (2007–2019)
The table below shows the annual Asset Resilience Ratio data for Hana Financial.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 3.29% | ₩13.87 Trillion | ₩421.51 Trillion | +0.47pp |
| 2018-12-31 | 2.82% | ₩10.84 Trillion | ₩385.01 Trillion | +1.19pp |
| 2017-12-31 | 1.63% | ₩5.86 Trillion | ₩360.09 Trillion | +1.26pp |
| 2016-12-31 | 0.37% | ₩1.29 Trillion | ₩348.18 Trillion | -0.04pp |
| 2015-12-31 | 0.41% | ₩1.33 Trillion | ₩326.91 Trillion | -4.84pp |
| 2014-12-31 | 5.25% | ₩16.57 Trillion | ₩315.55 Trillion | +2.85pp |
| 2013-12-31 | 2.40% | ₩7.09 Trillion | ₩295.19 Trillion | +0.05pp |
| 2012-12-31 | 2.35% | ₩6.67 Trillion | ₩283.72 Trillion | +1.08pp |
| 2011-12-31 | 1.28% | ₩2.27 Trillion | ₩178.23 Trillion | +0.57pp |
| 2010-12-31 | 0.70% | ₩1.12 Trillion | ₩158.50 Trillion | +0.16pp |
| 2009-12-31 | 0.55% | ₩820.77 Billion | ₩150.32 Trillion | -0.25pp |
| 2008-12-31 | 0.80% | ₩1.26 Trillion | ₩157.84 Trillion | +0.79pp |
| 2007-12-31 | 0.01% | ₩10.00 Billion | ₩126.25 Trillion | -- |