International Personal Finance PLC - Asset Resilience Ratio
International Personal Finance PLC (IPF) has an Asset Resilience Ratio of 0.02% as of December 2016. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See IPF working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2016)
This chart shows how International Personal Finance PLC's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see International Personal Finance PLC assets under control.
Liquid Assets Composition Over Time
This chart breaks down International Personal Finance PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore International Personal Finance PLC long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX300.00K | 0.02% |
| Total Liquid Assets | GBX300.00K | 0.02% |
Asset Resilience Insights
- Limited Liquidity: International Personal Finance PLC maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
International Personal Finance PLC Industry Peers by Asset Resilience Ratio
Compare International Personal Finance PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
|
Mint Corp
V:MIT |
Credit Services | 0.00% |
|
Williamson Magor & Company Limited
NSE:WILLAMAGOR |
Credit Services | 0.06% |
|
Butn Ltd
AU:BTN |
Credit Services | 3.72% |
Annual Asset Resilience Ratio for International Personal Finance PLC (2016–2016)
The table below shows the annual Asset Resilience Ratio data for International Personal Finance PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2016-12-31 | 0.02% | GBX300.00K ≈ $36.50 |
GBX1.21 Billion ≈ $147.70K |
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About International Personal Finance PLC
International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provid… Read more