International Personal Finance PLC - Asset Resilience Ratio

Latest as of December 2016: 0.02%

International Personal Finance PLC (IPF) has an Asset Resilience Ratio of 0.02% as of December 2016. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See IPF working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

GBX300.00K
≈ $36.50 USD Cash + Short-term Investments

Total Assets

GBX1.21 Billion
≈ $147.70K USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2016–2016)

This chart shows how International Personal Finance PLC's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see International Personal Finance PLC assets under control.

Liquid Assets Composition Over Time

This chart breaks down International Personal Finance PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore International Personal Finance PLC long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents GBX0.00 0%
Short-term Investments GBX300.00K 0.02%
Total Liquid Assets GBX300.00K 0.02%

Asset Resilience Insights

  • Limited Liquidity: International Personal Finance PLC maintains only 0.02% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

International Personal Finance PLC Industry Peers by Asset Resilience Ratio

Compare International Personal Finance PLC's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Direct Finance TA
TA:DIFI
Credit Services 0.01%
Upstart Holdings Inc
NASDAQ:UPST
Credit Services 1.39%
Latitude Group Holdings Ltd
AU:LFS
Credit Services 3.67%
OppFi Inc
NYSE:OPFI
Credit Services 6.56%
Starteck Finance Limited
NSE:STARTECK
Credit Services 0.02%
Mint Corp
V:MIT
Credit Services 0.00%
Williamson Magor & Company Limited
NSE:WILLAMAGOR
Credit Services 0.06%
Butn Ltd
AU:BTN
Credit Services 3.72%

Annual Asset Resilience Ratio for International Personal Finance PLC (2016–2016)

The table below shows the annual Asset Resilience Ratio data for International Personal Finance PLC.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2016-12-31 0.02% GBX300.00K
≈ $36.50
GBX1.21 Billion
≈ $147.70K
--
pp = percentage points

About International Personal Finance PLC

LSE:IPF UK Credit Services
Market Cap
$6.69 Million
GBX55.01 Billion GBX
Market Cap Rank
#28072 Global
#416 in UK
Share Price
GBX250.00
Change (1 day)
+0.00%
52-Week Range
GBX199.00 - GBX255.00
All Time High
GBX255.00
About

International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provid… Read more