International Personal Finance PLC Cash Flow Conversion Efficiency

Latest as of December 2025: -0.018x

International Personal Finance PLC cash flow conversion efficiency. Based on the latest financial reports, International Personal Finance PLC (IPF) has a cash flow conversion efficiency ratio of -0.018x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (GBX-9.60 Million ≈ $-1.17K USD) by net assets (GBX546.00 Million ≈ $66.43K USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of International Personal Finance PLC (2006–2025)

Cash flow conversion efficiency of International Personal Finance PLC from 2006 to 2025. This chart illustrates how International Personal Finance PLC's cash flow conversion efficiency has evolved over time, based on yearly financial data. View International Personal Finance PLC stock quote for real-time trading data and today's change.

International Personal Finance PLC Cash Flow Conversion Ratio Explained

International Personal Finance PLC cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

International Personal Finance PLC Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of International Personal Finance PLC ranked by their cash flow conversion efficiency. Also see International Personal Finance PLC market capitalisation for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Eddy Smart Home Solutions Ltd V:EDY	-0.021x
Enquest Plc LSE:ENQ	0.453x
Hunting PLC LSE:HTG	0.046x
WF Holding Limited Ordinary Shares NASDAQ:WFF	N/A
Pembangunan Graha Lestari Tbk JK:PGLI	0.016x
ABAS Protect AB ST:ABAS	N/A
Buff Technologies Ltd TA:BUFT	1.599x
Roolife Group Ltd AU:RLG	-0.550x

Annual Cash Flow Conversion Efficiency for International Personal Finance PLC (2006–2025)

The table below shows the annual cash flow conversion efficiency of International Personal Finance PLC from 2006 to 2025. Review International Personal Finance PLC free cash flow efficiency to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	GBX546.00 Million ≈ $66.43K	GBX-4.50 Million ≈ $-547.52	-0.008x	-115.50%
2024-12-31	GBX466.30 Million ≈ $56.74K	GBX24.80 Million ≈ $3.02K	0.053x	-68.89%
2023-12-31	GBX501.90 Million ≈ $61.07K	GBX85.80 Million ≈ $10.44K	0.171x	+8556.35%
2022-12-31	GBX445.20 Million ≈ $54.17K	GBX-900.00K ≈ $-109.50	-0.002x	+97.01%
2021-12-31	GBX367.10 Million ≈ $44.67K	GBX-24.80 Million ≈ $-3.02K	-0.068x	-108.83%
2020-12-31	GBX370.50 Million ≈ $45.08K	GBX283.60 Million ≈ $34.51K	0.765x	+420.32%
2019-12-31	GBX436.40 Million ≈ $53.10K	GBX64.20 Million ≈ $7.81K	0.147x	+5.81%
2018-12-31	GBX433.00 Million ≈ $52.68K	GBX60.20 Million ≈ $7.32K	0.139x	+985.69%
2017-12-31	GBX496.90 Million ≈ $60.46K	GBX-7.80 Million ≈ $-949.03	-0.016x	-130.93%
2016-12-31	GBX429.50 Million ≈ $52.26K	GBX21.80 Million ≈ $2.65K	0.051x	-25.86%
2015-12-31	GBX327.20 Million ≈ $39.81K	GBX22.40 Million ≈ $2.73K	0.068x	-26.98%
2014-12-31	GBX361.60 Million ≈ $44.00K	GBX33.90 Million ≈ $4.12K	0.094x	+2940.63%
2013-12-31	GBX393.90 Million ≈ $47.93K	GBX-1.30 Million ≈ $-158.17	-0.003x	-104.25%
2012-12-31	GBX375.80 Million ≈ $45.72K	GBX29.20 Million ≈ $3.55K	0.078x	+113.97%
2011-12-31	GBX327.70 Million ≈ $39.87K	GBX11.90 Million ≈ $1.45K	0.036x	-71.23%
2010-12-31	GBX309.00 Million ≈ $37.60K	GBX39.00 Million ≈ $4.75K	0.126x	-51.28%
2009-12-31	GBX259.80 Million ≈ $31.61K	GBX67.30 Million ≈ $8.19K	0.259x	+352.98%
2008-12-31	GBX258.80 Million ≈ $31.49K	GBX14.80 Million ≈ $1.80K	0.057x	+266.33%
2007-12-31	GBX203.60 Million ≈ $24.77K	GBX-7.00 Million ≈ $-851.70	-0.034x	-112.46%
2006-12-31	GBX81.90 Million ≈ $9.96K	GBX22.60 Million ≈ $2.75K	0.276x	--

About International Personal Finance PLC

LSE:IPF UK Credit Services

Market Cap

$6.69 Million

GBX55.01 Billion GBX

Market Cap Rank

#27889 Global

#424 in UK

Share Price

GBX250.00

Change (1 day)

+0.00%

52-Week Range

GBX200.00 - GBX255.00

All Time High

GBX255.00