International Personal Finance PLC (IPF) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.018x

Based on the latest financial reports, International Personal Finance PLC (IPF) has a cash flow conversion efficiency ratio of -0.018x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (GBX-9.60 Million ≈ $-1.17K USD) by net assets (GBX546.00 Million ≈ $66.43K USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See IPF net asset quality score to measure how much of total assets are equity-financed.

International Personal Finance PLC - Cash Flow Conversion Efficiency Trend (2006–2025)

This chart illustrates how International Personal Finance PLC's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check IPF cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

International Personal Finance PLC Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of International Personal Finance PLC ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Novavis Group SA WAR:NVG	-2.375x
Vivien Corp KO:002070	-0.003x
Sentra Food Indonesia Tbk PT JK:FOOD	-0.117x
Prime Dividend Corp TO:PDV	0.094x
Petro-Victory Energy Corp V:VRY	0.095x
Stenocare AS CO:STENO	0.010x
Indal Aluminium Industry Tbk JK:INAI	0.399x
Avenir Telecom S.A PA:AVT	-3.784x

Annual Cash Flow Conversion Efficiency for International Personal Finance PLC (2006–2025)

The table below shows the annual cash flow conversion efficiency of International Personal Finance PLC from 2006 to 2025. For the full company profile with market capitalisation and key ratios, see International Personal Finance PLC market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	GBX546.00 Million ≈ $66.43K	GBX-4.50 Million ≈ $-547.52	-0.008x	-115.50%
2024-12-31	GBX466.30 Million ≈ $56.74K	GBX24.80 Million ≈ $3.02K	0.053x	-68.89%
2023-12-31	GBX501.90 Million ≈ $61.07K	GBX85.80 Million ≈ $10.44K	0.171x	+8556.35%
2022-12-31	GBX445.20 Million ≈ $54.17K	GBX-900.00K ≈ $-109.50	-0.002x	+97.01%
2021-12-31	GBX367.10 Million ≈ $44.67K	GBX-24.80 Million ≈ $-3.02K	-0.068x	-108.83%
2020-12-31	GBX370.50 Million ≈ $45.08K	GBX283.60 Million ≈ $34.51K	0.765x	+420.32%
2019-12-31	GBX436.40 Million ≈ $53.10K	GBX64.20 Million ≈ $7.81K	0.147x	+5.81%
2018-12-31	GBX433.00 Million ≈ $52.68K	GBX60.20 Million ≈ $7.32K	0.139x	+985.69%
2017-12-31	GBX496.90 Million ≈ $60.46K	GBX-7.80 Million ≈ $-949.03	-0.016x	-130.93%
2016-12-31	GBX429.50 Million ≈ $52.26K	GBX21.80 Million ≈ $2.65K	0.051x	-25.86%
2015-12-31	GBX327.20 Million ≈ $39.81K	GBX22.40 Million ≈ $2.73K	0.068x	-26.98%
2014-12-31	GBX361.60 Million ≈ $44.00K	GBX33.90 Million ≈ $4.12K	0.094x	+2940.63%
2013-12-31	GBX393.90 Million ≈ $47.93K	GBX-1.30 Million ≈ $-158.17	-0.003x	-104.25%
2012-12-31	GBX375.80 Million ≈ $45.72K	GBX29.20 Million ≈ $3.55K	0.078x	+113.97%
2011-12-31	GBX327.70 Million ≈ $39.87K	GBX11.90 Million ≈ $1.45K	0.036x	-71.23%
2010-12-31	GBX309.00 Million ≈ $37.60K	GBX39.00 Million ≈ $4.75K	0.126x	-51.28%
2009-12-31	GBX259.80 Million ≈ $31.61K	GBX67.30 Million ≈ $8.19K	0.259x	+352.98%
2008-12-31	GBX258.80 Million ≈ $31.49K	GBX14.80 Million ≈ $1.80K	0.057x	+266.33%
2007-12-31	GBX203.60 Million ≈ $24.77K	GBX-7.00 Million ≈ $-851.70	-0.034x	-112.46%
2006-12-31	GBX81.90 Million ≈ $9.96K	GBX22.60 Million ≈ $2.75K	0.276x	--

About International Personal Finance PLC

LSE:IPF UK Credit Services

Market Cap

$6.69 Million

GBX55.01 Billion GBX

Market Cap Rank

#27965 Global

#423 in UK

Share Price

GBX250.00

Change (1 day)

+0.20%

52-Week Range

GBX198.20 - GBX255.00

All Time High

GBX255.00