International Personal Finance PLC (IPF) - Total Liabilities
Based on the latest financial reports, International Personal Finance PLC (IPF) has total liabilities worth GBX791.30 Million GBX (≈ $96.28K USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore IPF long-term investments to assets to see how much of total assets are deployed in long-term investments.
International Personal Finance PLC - Total Liabilities Trend (2004–2025)
This chart illustrates how International Personal Finance PLC's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see International Personal Finance PLC assets under control.
International Personal Finance PLC Competitors by Total Liabilities
The table below lists competitors of International Personal Finance PLC ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Raj Oil Mills Limited
NSE:ROML
|
India | Rs422.09 Million |
|
Rocky Mountain Chocolate Factory
NASDAQ:RMCF
|
USA | $14.72 Million |
|
Gaxos.ai Inc
NASDAQ:GXAI
|
USA | $569.31K |
|
Sentra Food Indonesia Tbk PT
JK:FOOD
|
Indonesia | Rp65.76 Billion |
|
INNEOVA Holdings Limited
NASDAQ:INEO
|
USA | $36.45 Million |
|
ABAS Protect AB
ST:ABAS
|
Sweden | Skr44.16 Million |
|
Taoping Inc
NASDAQ:TAOP
|
USA | $19.91 Million |
|
Amesite Operating Co
NASDAQ:AMST
|
USA | $189.98K |
Liability Composition Analysis (2004–2025)
This chart breaks down International Personal Finance PLC's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See International Personal Finance PLC (IPF) balance sheet quality index to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 16.49 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 1.45 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.59 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how International Personal Finance PLC's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for International Personal Finance PLC (2004–2025)
The table below shows the annual total liabilities of International Personal Finance PLC from 2004 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | GBX791.30 Million ≈ $96.28K |
+17.16% |
| 2024-12-31 | GBX675.40 Million ≈ $82.18K |
-1.70% |
| 2023-12-31 | GBX687.10 Million ≈ $83.60K |
-5.35% |
| 2022-12-31 | GBX725.90 Million ≈ $88.32K |
+14.82% |
| 2021-12-31 | GBX632.20 Million ≈ $76.92K |
-3.24% |
| 2020-12-31 | GBX653.40 Million ≈ $79.50K |
-26.28% |
| 2019-12-31 | GBX886.30 Million ≈ $107.84K |
-0.36% |
| 2018-12-31 | GBX889.50 Million ≈ $108.23K |
+5.18% |
| 2017-12-31 | GBX845.70 Million ≈ $102.90K |
-99.87% |
| 2017-10-31 | GBX663.44 Billion ≈ $80.72 Million |
+84479.30% |
| 2016-12-31 | GBX784.40 Million ≈ $95.44K |
-99.87% |
| 2016-10-31 | GBX626.76 Billion ≈ $76.26 Million |
+90094.27% |
| 2015-12-31 | GBX694.90 Million ≈ $84.55K |
-99.89% |
| 2015-10-31 | GBX614.88 Billion ≈ $74.81 Million |
+102175.45% |
| 2014-12-31 | GBX601.20 Million ≈ $73.15K |
+12.69% |
| 2013-12-31 | GBX533.50 Million ≈ $64.91K |
+31.83% |
| 2012-12-31 | GBX404.70 Million ≈ $49.24K |
+11.18% |
| 2011-12-31 | GBX364.00 Million ≈ $44.29K |
-7.54% |
| 2010-12-31 | GBX393.70 Million ≈ $47.90K |
-4.14% |
| 2009-12-31 | GBX410.70 Million ≈ $49.97K |
-18.85% |
| 2008-12-31 | GBX506.10 Million ≈ $61.58K |
+18.50% |
| 2007-12-31 | GBX427.10 Million ≈ $51.97K |
-2.69% |
| 2006-12-31 | GBX438.90 Million ≈ $53.40K |
-10.96% |
| 2005-12-31 | GBX492.90 Million ≈ $59.97K |
+14.90% |
| 2004-12-31 | GBX429.00 Million ≈ $52.20K |
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About International Personal Finance PLC
International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provid… Read more