International Personal Finance PLC Total Assets
International Personal Finance PLC total assets. Based on the latest financial reports, International Personal Finance PLC (IPF) holds total assets worth GBX1.34 Billion GBX (≈ $162.71K USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see IPF stock market capitalisation for the company's overall valuation and market capitalisation.
Total Assets of International Personal Finance PLC (2004–2025)
Total assets of International Personal Finance PLC from 2004 to 2025. This chart illustrates how International Personal Finance PLC's total assets have evolved over time, based on quarterly financial data. See IPF stock price and chart for real-time trading data and today's change.
International Personal Finance PLC - Asset Composition Analysis
International Personal Finance PLC Total Assets Breakdown (December 2025)
International Personal Finance PLC total assets breakdown as of December 2025. International Personal Finance PLC's total assets of GBX1.34 Billion consist of 83.0% current assets and 17.0% non-current assets.
| Asset Category | Amount (GBX) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 2.3% |
| Accounts Receivable | GBX2.90 Million | 0.2% |
| Inventory | GBX0.00 | 0.0% |
| Property, Plant & Equipment | GBX0.00 | 0.0% |
| Intangible Assets | GBX52.70 Million | 3.9% |
| Goodwill | GBX23.80 Million | 1.8% |
Asset Composition Trend (2004–2025)
This chart illustrates how International Personal Finance PLC's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore IPF working capital ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: International Personal Finance PLC's current assets represent 83.0% of total assets in 2025, an increase from 0.0% in 2004.
- Cash Position: Cash and equivalents constituted 2.3% of total assets in 2025, down from 10.4% in 2004.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, an increase from 0.0% in 2004.
- Asset Diversification: The largest asset category is intangible assets at 3.9% of total assets.
International Personal Finance PLC Competitors by Total Assets
Key competitors of International Personal Finance PLC based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Hoist Finance AB
ST:HOFI
|
Sweden | Skr59.43 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
FinVolution Group
F:PP3
|
Germany | €25.41 Billion |
|
Solvar Ltd
AU:SVR
|
Australia | AU$965.83 Million |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
Axactor SE
OL:ACR
|
Norway | Nkr1.28 Billion |
International Personal Finance PLC - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 16.49 | 1.92 | 15.38 |
| Quick Ratio | 16.49 | 1.92 | 15.38 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | GBX1.04 Billion | GBX13.20 Million | GBX110.70 Million |
International Personal Finance PLC - Advanced Valuation Insights
This section examines the relationship between International Personal Finance PLC's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.00 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 17.1% |
| Total Assets | GBX1.34 Billion |
| Market Capitalization | $6.69 Million USD |
Valuation Analysis
Below Book Valuation: The market values International Personal Finance PLC's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: International Personal Finance PLC's assets grew by 17.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for International Personal Finance PLC (2004–2025)
The table below shows the annual total assets of International Personal Finance PLC from 2004 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | GBX1.34 Billion ≈ $162.71K |
+17.13% |
| 2024-12-31 | GBX1.14 Billion ≈ $138.91K |
-3.98% |
| 2023-12-31 | GBX1.19 Billion ≈ $144.67K |
+1.53% |
| 2022-12-31 | GBX1.17 Billion ≈ $142.49K |
+17.19% |
| 2021-12-31 | GBX999.30 Million ≈ $121.59K |
-2.40% |
| 2020-12-31 | GBX1.02 Billion ≈ $124.58K |
-22.59% |
| 2019-12-31 | GBX1.32 Billion ≈ $160.93K |
+0.02% |
| 2018-12-31 | GBX1.32 Billion ≈ $160.91K |
-1.50% |
| 2017-12-31 | GBX1.34 Billion ≈ $163.36K |
-99.81% |
| 2017-10-31 | GBX710.01 Billion ≈ $86.39 Million |
+58389.91% |
| 2016-12-31 | GBX1.21 Billion ≈ $147.70K |
-99.82% |
| 2016-10-31 | GBX668.73 Billion ≈ $81.37 Million |
+65327.06% |
| 2015-12-31 | GBX1.02 Billion ≈ $124.36K |
-99.84% |
| 2015-10-31 | GBX654.64 Billion ≈ $79.65 Million |
+67893.25% |
| 2014-12-31 | GBX962.80 Million ≈ $117.14K |
+3.82% |
| 2013-12-31 | GBX927.40 Million ≈ $112.84K |
+18.82% |
| 2012-12-31 | GBX780.50 Million ≈ $94.96K |
+12.84% |
| 2011-12-31 | GBX691.70 Million ≈ $84.16K |
-1.57% |
| 2010-12-31 | GBX702.70 Million ≈ $85.50K |
+4.80% |
| 2009-12-31 | GBX670.50 Million ≈ $81.58K |
-12.34% |
| 2008-12-31 | GBX764.90 Million ≈ $93.07K |
+21.28% |
| 2007-12-31 | GBX630.70 Million ≈ $76.74K |
+21.10% |
| 2006-12-31 | GBX520.80 Million ≈ $63.37K |
-5.15% |
| 2005-12-31 | GBX549.10 Million ≈ $66.81K |
+21.75% |
| 2004-12-31 | GBX451.00 Million ≈ $54.87K |
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About International Personal Finance PLC
International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provid… Read more