International Personal Finance PLC (IPF) - Total Assets

Latest as of December 2025: GBX1.34 Billion GBX ≈ $162.71K USD

Based on the latest financial reports, International Personal Finance PLC (IPF) holds total assets worth GBX1.34 Billion GBX (≈ $162.71K USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See shareholders equity of International Personal Finance PLC for net asset value and shareholders' equity analysis.

International Personal Finance PLC - Total Assets Trend (2004–2025)

This chart illustrates how International Personal Finance PLC's total assets have evolved over time, based on quarterly financial data.

International Personal Finance PLC - Asset Composition Analysis

Current Asset Composition (December 2025)

International Personal Finance PLC's total assets of GBX1.34 Billion consist of 83.0% current assets and 17.0% non-current assets.

Asset Category	Amount (GBX)	% of Total Assets
Cash & Equivalents	GBX0.00	2.3%
Accounts Receivable	GBX2.90 Million	0.2%
Inventory	GBX0.00	0.0%
Property, Plant & Equipment	GBX0.00	0.0%
Intangible Assets	GBX52.70 Million	3.9%
Goodwill	GBX23.80 Million	1.8%

Asset Composition Trend (2004–2025)

This chart illustrates how International Personal Finance PLC's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see IPF market cap.

Show as percentage

Key Asset Composition Facts

Current vs. Non-Current Assets: International Personal Finance PLC's current assets represent 83.0% of total assets in 2025, an increase from 0.0% in 2004.
Cash Position: Cash and equivalents constituted 2.3% of total assets in 2025, down from 10.4% in 2004.
Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, an increase from 0.0% in 2004.
Asset Diversification: The largest asset category is intangible assets at 3.9% of total assets.

International Personal Finance PLC Competitors by Total Assets

Key competitors of International Personal Finance PLC based on total assets are shown below.

Company	Country	Total Assets
Upstart Holdings Inc NASDAQ:UPST	USA	$2.97 Billion
Beijing Cuiwei Tower Co Ltd SHG:603123	China	CN¥6.48 Billion
Peninsula Group Ltd TA:PEN	Israel	ILA1.78 Billion
Pioneer Credit Ltd AU:PNC	Australia	AU$396.51 Million
Wisr Ltd AU:WZR	Australia	AU$1.02 Billion
Blender Financial Technologies Ltd TA:BLND	Israel	ILA170.07 Million
Intan Baruprana Finance Tbk JK:IBFN	Indonesia	Rp500.61 Billion
Fast Finance SA WAR:FFI	Poland	zł1.67 Million

International Personal Finance PLC - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric	Current	1 Year Ago	5 Years Ago
Current Ratio	16.49	1.92	15.38
Quick Ratio	16.49	1.92	15.38
Cash Ratio	0.00	0.00	0.00
Working Capital	GBX1.04 Billion	GBX13.20 Million	GBX110.70 Million

International Personal Finance PLC - Advanced Valuation Insights

This section examines the relationship between International Personal Finance PLC's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio	0.99
Latest Market Cap to Assets Ratio	0.00
Asset Growth Rate (YoY)	17.1%
Total Assets	GBX1.34 Billion
Market Capitalization	$6.61 Million USD

Valuation Analysis

Below Book Valuation: The market values International Personal Finance PLC's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: International Personal Finance PLC's assets grew by 17.1% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for International Personal Finance PLC (2004–2025)

The table below shows the annual total assets of International Personal Finance PLC from 2004 to 2025.

Year	Total Assets	Change
2025-12-31	GBX1.34 Billion ≈ $162.71K	+17.13%
2024-12-31	GBX1.14 Billion ≈ $138.91K	-3.98%
2023-12-31	GBX1.19 Billion ≈ $144.67K	+1.53%
2022-12-31	GBX1.17 Billion ≈ $142.49K	+17.19%
2021-12-31	GBX999.30 Million ≈ $121.59K	-2.40%
2020-12-31	GBX1.02 Billion ≈ $124.58K	-22.59%
2019-12-31	GBX1.32 Billion ≈ $160.93K	+0.02%
2018-12-31	GBX1.32 Billion ≈ $160.91K	-1.50%
2017-12-31	GBX1.34 Billion ≈ $163.36K	-99.81%
2017-10-31	GBX710.01 Billion ≈ $86.39 Million	+58389.91%
2016-12-31	GBX1.21 Billion ≈ $147.70K	-99.82%
2016-10-31	GBX668.73 Billion ≈ $81.37 Million	+65327.06%
2015-12-31	GBX1.02 Billion ≈ $124.36K	-99.84%
2015-10-31	GBX654.64 Billion ≈ $79.65 Million	+67893.25%
2014-12-31	GBX962.80 Million ≈ $117.14K	+3.82%
2013-12-31	GBX927.40 Million ≈ $112.84K	+18.82%
2012-12-31	GBX780.50 Million ≈ $94.96K	+12.84%
2011-12-31	GBX691.70 Million ≈ $84.16K	-1.57%
2010-12-31	GBX702.70 Million ≈ $85.50K	+4.80%
2009-12-31	GBX670.50 Million ≈ $81.58K	-12.34%
2008-12-31	GBX764.90 Million ≈ $93.07K	+21.28%
2007-12-31	GBX630.70 Million ≈ $76.74K	+21.10%
2006-12-31	GBX520.80 Million ≈ $63.37K	-5.15%
2005-12-31	GBX549.10 Million ≈ $66.81K	+21.75%
2004-12-31	GBX451.00 Million ≈ $54.87K	--

About International Personal Finance PLC

LSE:IPF UK Credit Services

Market Cap

$6.61 Million

GBX54.33 Billion GBX

Market Cap Rank

#27807 Global

#413 in UK

Share Price

GBX247.50

Change (1 day)

+0.00%

52-Week Range

GBX147.20 - GBX255.00

All Time High

GBX255.00