Saga plc - Asset Resilience Ratio

Latest as of July 2025: 0.97%

Saga plc (SAGA) has an Asset Resilience Ratio of 0.97% as of July 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Saga plc debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

GBX12.40 Million

≈ $1.51K USD Cash + Short-term Investments

Total Assets

GBX1.28 Billion

≈ $155.17K USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how Saga plc's Asset Resilience Ratio has changed over time. See what is Saga plc's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Saga plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Saga plc.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	GBX0.00	0%
Short-term Investments	GBX12.40 Million	0.97%
Total Liquid Assets	GBX12.40 Million	0.97%

Asset Resilience Insights

Limited Liquidity: Saga plc maintains only 0.97% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Saga plc Industry Peers by Asset Resilience Ratio

Compare Saga plc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ageas SA/NV BR:AGS	Insurance - Diversified	57.24%
Alm. Brand CO:ALMB	Insurance - Diversified	0.24%
FG Financial Group NASDAQ:FGF	Insurance - Diversified	4.71%
Vienna Insurance Group AG VI:VIG	Insurance - Diversified	48.85%
UNIQA Insurance Group AG VI:UQA	Insurance - Diversified	45.14%
BB Seguridade Participacoes SA SA:BBSE3	Insurance - Diversified	43.47%
Porto Seguro S.A SA:PSSA3	Insurance - Diversified	2.90%
Sun Life Financial Inc. TO:SLF	Insurance - Diversified	6.77%

Annual Asset Resilience Ratio for Saga plc (2012–2025)

The table below shows the annual Asset Resilience Ratio data for Saga plc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-01-31	0.78%	GBX12.40 Million ≈ $1.51K	GBX1.59 Billion ≈ $193.25K	-3.15pp
2024-01-31	3.94%	GBX74.10 Million ≈ $9.02K	GBX1.88 Billion ≈ $229.08K	+0.76pp
2023-01-31	3.18%	GBX62.80 Million ≈ $7.64K	GBX1.98 Billion ≈ $240.63K	-1.60pp
2022-01-31	4.78%	GBX110.00 Million ≈ $13.38K	GBX2.30 Billion ≈ $280.14K	+0.02pp
2021-01-31	4.75%	GBX105.20 Million ≈ $12.80K	GBX2.21 Billion ≈ $269.22K	-1.28pp
2020-01-31	6.03%	GBX126.40 Million ≈ $15.38K	GBX2.09 Billion ≈ $254.88K	+1.24pp
2019-01-31	4.80%	GBX111.40 Million ≈ $13.55K	GBX2.32 Billion ≈ $282.67K	-5.75pp
2018-01-31	10.54%	GBX279.20 Million ≈ $33.97K	GBX2.65 Billion ≈ $322.17K	-2.93pp
2017-01-31	13.48%	GBX363.70 Million ≈ $44.25K	GBX2.70 Billion ≈ $328.37K	+2.98pp
2016-01-31	10.49%	GBX288.80 Million ≈ $35.14K	GBX2.75 Billion ≈ $334.85K	+2.13pp
2015-01-31	8.37%	GBX234.40 Million ≈ $28.52K	GBX2.80 Billion ≈ $340.92K	+6.66pp
2014-01-31	1.70%	GBX66.80 Million ≈ $8.13K	GBX3.93 Billion ≈ $477.84K	+0.70pp
2013-01-31	1.00%	GBX50.30 Million ≈ $6.12K	GBX5.03 Billion ≈ $611.81K	-0.34pp
2012-01-31	1.34%	GBX61.90 Million ≈ $7.53K	GBX4.63 Billion ≈ $563.80K	--

pp = percentage points

About Saga plc

LSE:SAGA UK Insurance - Diversified

Market Cap

$10.44 Million

GBX85.80 Billion GBX

Market Cap Rank

#26783 Global

#346 in UK

Share Price

GBX596.00

Change (1 day)

+1.19%

52-Week Range

GBX133.60 - GBX633.00

All Time High

GBX2596.76