Saga plc (SAGA) - Net Assets
Based on the latest financial reports, Saga plc (SAGA) has net assets worth GBX58.80 Million GBX (≈ $7.15K USD) as of July 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX1.28 Billion ≈ $155.17K USD) and total liabilities (GBX1.22 Billion ≈ $148.01K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Saga plc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX58.80 Million |
| % of Total Assets | 4.61% |
| Annual Growth Rate | -19.29% |
| 5-Year Change | -91.52% |
| 10-Year Change | -94.7% |
| Growth Volatility | 26.8 |
Saga plc - Net Assets Trend (2012–2025)
This chart illustrates how Saga plc's net assets have evolved over time, based on quarterly financial data. Also explore SAGA total assets for the complete picture of this company's asset base.
Annual Net Assets for Saga plc (2012–2025)
The table below shows the annual net assets of Saga plc from 2012 to 2025. For live valuation and market cap data, see market value of Saga plc.
| Year | Net Assets | Change |
|---|---|---|
| 2025-01-31 | GBX57.70 Million ≈ $7.02K |
-74.18% |
| 2024-01-31 | GBX223.50 Million ≈ $27.19K |
-39.51% |
| 2023-01-31 | GBX369.50 Million ≈ $44.96K |
-43.41% |
| 2022-01-31 | GBX652.90 Million ≈ $79.44K |
-4.08% |
| 2021-01-31 | GBX680.70 Million ≈ $82.82K |
+15.73% |
| 2020-01-31 | GBX588.20 Million ≈ $71.57K |
-38.79% |
| 2019-01-31 | GBX960.90 Million ≈ $116.91K |
-21.59% |
| 2018-01-31 | GBX1.23 Billion ≈ $149.11K |
+2.54% |
| 2017-01-31 | GBX1.20 Billion ≈ $145.42K |
+9.83% |
| 2016-01-31 | GBX1.09 Billion ≈ $132.40K |
+10.58% |
| 2015-01-31 | GBX984.10 Million ≈ $119.74K |
-12.12% |
| 2014-01-31 | GBX1.12 Billion ≈ $136.25K |
+7.14% |
| 2013-01-31 | GBX1.05 Billion ≈ $127.17K |
+11.57% |
| 2012-01-31 | GBX936.80 Million ≈ $113.98K |
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Equity Component Analysis
This analysis shows how different components contribute to Saga plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 166.4% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (January 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | GBX21.50 Million | 37.26% |
| Other Components | GBX656.40 Million | 1137.61% |
| Total Equity | GBX57.70 Million | 100.00% |
Saga plc Competitors by Market Cap
The table below lists competitors of Saga plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Garibaldi Resources Corp.
V:GGI
|
$10.45 Million |
|
Pertama Digital Berhad
KLSE:8532
|
$10.45 Million |
|
Scottish American Investment Co
LSE:SAIN
|
$10.45 Million |
|
Standard Industries Limited
NSE:SIL
|
$10.46 Million |
|
Centrex Ltd
AU:CXM
|
$10.44 Million |
|
Origin Agritech Limited
STU:39O1
|
$10.43 Million |
|
Kaili Resources Ltd
AU:KLR
|
$10.43 Million |
|
mVISE AG
XETRA:C1V
|
$10.43 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Saga plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 223,500,000 to 57,700,000, a change of -165,800,000 (-74.2%).
- Net loss of 164,900,000 reduced equity.
- Other comprehensive income decreased equity by 7,600,000.
- Other factors increased equity by 6,700,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX-164.90 Million | -285.79% |
| Other Comprehensive Income | GBX-7.60 Million | -13.17% |
| Other Changes | GBX6.70 Million | +11.61% |
| Total Change | GBX- | -74.18% |
Book Value vs Market Value Analysis
This analysis compares Saga plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1451.27x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 49.71x to 1451.27x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-01-31 | GBX11.99 | GBX596.00 | x |
| 2013-01-31 | GBX13.38 | GBX596.00 | x |
| 2014-01-31 | GBX13.77 | GBX596.00 | x |
| 2015-01-31 | GBX13.23 | GBX596.00 | x |
| 2016-01-31 | GBX14.57 | GBX596.00 | x |
| 2017-01-31 | GBX15.97 | GBX596.00 | x |
| 2018-01-31 | GBX16.36 | GBX596.00 | x |
| 2019-01-31 | GBX12.88 | GBX596.00 | x |
| 2020-01-31 | GBX7.18 | GBX596.00 | x |
| 2021-01-31 | GBX6.73 | GBX596.00 | x |
| 2022-01-31 | GBX4.68 | GBX596.00 | x |
| 2023-01-31 | GBX2.65 | GBX596.00 | x |
| 2024-01-31 | GBX1.60 | GBX596.00 | x |
| 2025-01-31 | GBX0.41 | GBX596.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Saga plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -285.79%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -28.03%
- • Asset Turnover: 0.37x
- • Equity Multiplier: 27.53x
- Recent ROE (-285.79%) is below the historical average (-31.08%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 11.54% | 9.20% | 0.25x | 4.95x | GBX14.42 Million |
| 2013 | 10.82% | 8.63% | 0.26x | 4.81x | GBX8.58 Million |
| 2014 | 9.69% | 8.63% | 0.32x | 3.51x | GBX-3.48 Million |
| 2015 | -13.64% | -14.90% | 0.32x | 2.85x | GBX-232.57 Million |
| 2016 | 12.95% | 14.46% | 0.35x | 2.53x | GBX32.08 Million |
| 2017 | 13.16% | 17.72% | 0.33x | 2.26x | GBX37.78 Million |
| 2018 | 11.22% | 15.82% | 0.33x | 2.16x | GBX14.95 Million |
| 2019 | -16.88% | -19.24% | 0.36x | 2.42x | GBX-258.29 Million |
| 2020 | -53.18% | -39.23% | 0.38x | 3.56x | GBX-371.62 Million |
| 2021 | -9.96% | -20.08% | 0.15x | 3.25x | GBX-135.87 Million |
| 2022 | -4.29% | -7.42% | 0.16x | 3.53x | GBX-93.29 Million |
| 2023 | -70.15% | -44.61% | 0.29x | 5.35x | GBX-296.15 Million |
| 2024 | -50.56% | -20.01% | 0.30x | 8.42x | GBX-135.35 Million |
| 2025 | -285.79% | -28.03% | 0.37x | 27.53x | GBX-170.67 Million |
Industry Comparison
This section compares Saga plc's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $57,709,050,500
- Average return on equity (ROE) among peers: 6.07%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Saga plc (SAGA) | GBX58.80 Million | 11.54% | 20.69x | $10.44 Million |
| Aviva PLC (AV) | $115.28 Billion | 0.45% | 0.01x | $232.01 Million |
| Helios Underwriting PLC (HUW) | $140.10 Million | 11.69% | 4.40x | $1.85 Million |
About Saga plc
Saga plc, together with its subsidiaries, provides package and cruise holidays, general insurance, and personal finance products and services in the United Kingdom. It operates through three segments: Travel, Insurance, and Other Businesses and Central Costs. The company offers travel, motor, home, private medical, and other insurance products. It also operates and delivers ocean and river cruise… Read more