Atlantic American Corporation - Asset Resilience Ratio
Atlantic American Corporation (AAME) has an Asset Resilience Ratio of 10.39% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Atlantic American Corporation for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Atlantic American Corporation's Asset Resilience Ratio has changed over time. See what is Atlantic American Corporation's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Atlantic American Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Atlantic American Corporation worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $44.77 Million | 10.39% |
| Total Liquid Assets | $44.77 Million | 10.39% |
Asset Resilience Insights
- Moderate Liquidity: Atlantic American Corporation has 10.39% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Atlantic American Corporation Industry Peers by Asset Resilience Ratio
Compare Atlantic American Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
E-L Financial Corp Ltd
TO:ELF |
Insurance - Life | 1.41% |
|
Pacific Strategic Financial
JK:APIC |
Insurance - Life | 0.35% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 15.08% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.67% |
|
Manulife Financial Corp
TO:MFC |
Insurance - Life | 3.54% |
|
Great-West Lifeco Inc.
TO:GWO |
Insurance - Life | 3.37% |
Annual Asset Resilience Ratio for Atlantic American Corporation (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Atlantic American Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 9.37% | $36.87 Million | $393.43 Million | -0.42pp |
| 2023-12-31 | 9.79% | $37.34 Million | $381.26 Million | -47.07pp |
| 2022-12-31 | 56.86% | $208.73 Million | $367.06 Million | -8.01pp |
| 2021-12-31 | 64.88% | $260.99 Million | $402.29 Million | +2.16pp |
| 2020-12-31 | 62.71% | $254.11 Million | $405.19 Million | +1.15pp |
| 2019-12-31 | 61.56% | $232.47 Million | $377.63 Million | +0.45pp |
| 2018-12-31 | 61.11% | $210.39 Million | $344.27 Million | +58.83pp |
| 2017-12-31 | 2.28% | $7.81 Million | $343.24 Million | -1.49pp |
| 2016-12-31 | 3.77% | $12.01 Million | $318.60 Million | +1.01pp |
| 2015-12-31 | 2.76% | $8.69 Million | $314.60 Million | +1.11pp |
| 2014-12-31 | 1.65% | $5.24 Million | $317.01 Million | -10.13pp |
| 2013-12-31 | 11.78% | $37.63 Million | $319.38 Million | +10.86pp |
| 2012-12-31 | 0.92% | $2.94 Million | $320.18 Million | +0.50pp |
| 2011-12-31 | 0.42% | $1.26 Million | $302.12 Million | -1.39pp |
| 2010-12-31 | 1.80% | $5.01 Million | $277.57 Million | +1.09pp |
| 2009-12-31 | 0.71% | $1.86 Million | $262.09 Million | -0.08pp |
| 2008-12-31 | 0.79% | $2.11 Million | $266.61 Million | -3.49pp |
| 2007-12-31 | 4.29% | $19.64 Million | $458.25 Million | -4.04pp |
| 2006-12-31 | 8.32% | $38.18 Million | $458.63 Million | -0.86pp |
| 2005-12-31 | 9.18% | $42.27 Million | $460.42 Million | +3.74pp |
| 2004-12-31 | 5.44% | $25.61 Million | $470.51 Million | -1.46pp |
| 2003-12-31 | 6.91% | $30.64 Million | $443.55 Million | -0.55pp |
| 2002-12-31 | 7.45% | $31.56 Million | $423.49 Million | -6.63pp |
| 2001-12-31 | 14.09% | $58.03 Million | $412.02 Million | +7.65pp |
| 2000-12-31 | 6.44% | $24.18 Million | $375.78 Million | -- |
About Atlantic American Corporation
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools a… Read more