Fanhua Inc. (AIFU) — Defensive Interval Ratio

Latest as of March 2026: 395 days

Fanhua Inc. (AIFU) has a Defensive Interval Ratio of 395 days as of March 2026. Defensive assets of $554.77 Million (cash $-, short-term investments $5.20 Million, receivables $549.58 Million) cover 395 days of daily cash needs of $1.40 Million/day. Check AIFU intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

395 days
Days of operational coverage

Defensive Assets

$554.77 Million
Cash + ST Investments + Receivables

Daily Cash Need

$1.40 Million
Current Liabilities ÷ 365

Current Liabilities

$512.16 Million
USD

Fanhua Inc. Defensive Interval Ratio (2005–2025)

This chart shows how Fanhua Inc.'s Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of March 2026, the ratio stands at 395 days, meaning defensive assets of $554.77 Million can fund 395 days of operations without new revenue. Also explore net asset momentum of Fanhua Inc. to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Fanhua Inc. (2005–2025)

The table below presents the year-by-year Defensive Interval Ratio for Fanhua Inc. from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see AIFU stock market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 395 days $554.77 Million $1.40 Million/day $- $5.20 Million ▼ -395 days
2024 790 days $1.77 Billion $2.24 Million/day $- $629.22 Million ▲ +176 days
2023 615 days $1.72 Billion $2.80 Million/day $- $1.02 Billion ▲ +137 days
2022 478 days $1.25 Billion $2.61 Million/day $- $347.75 Million ▼ -136 days
2021 614 days $1.53 Billion $2.49 Million/day $- $870.68 Million ▼ -131 days
2020 745 days $1.90 Billion $2.55 Million/day $- $1.31 Billion ▼ -148 days
2019 893 days $2.32 Billion $2.60 Million/day $- $1.61 Billion ▲ +38 days
2018 855 days $2.12 Billion $2.48 Million/day $- $1.55 Billion ▼ -642 days
2017 1497 days $2.71 Billion $1.81 Million/day $- $2.50 Billion ▼ -146 days
2016 1643 days $3.36 Billion $2.05 Million/day $- $2.80 Billion ▼ -108 days
2015 1751 days $2.34 Billion $1.34 Million/day $- $2.03 Billion ▲ +490 days
2014 1261 days $1.16 Billion $919.01K/day $- $688.90 Million ▲ +363 days
2013 898 days $834.89 Million $929.93K/day $- $253.90 Million ▲ +419 days
2012 478 days $417.57 Million $872.71K/day $- $600.00K ▼ -217 days
2011 695 days $625.35 Million $899.48K/day $- $31.23 Million ▲ +252 days
2010 443 days $350.30 Million $790.03K/day $- $- ▲ +163 days
2009 280 days $259.04 Million $925.06K/day $- $- ▼ -341 days
2008 621 days $323.56 Million $521.16K/day $- $- ▲ +283 days
2007 338 days $49.46 Million $146.32K/day $- $- ▲ +123 days
2006 215 days $45.64 Million $211.96K/day $- $- ▼ -62 days
2005 278 days $32.76 Million $117.98K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)