Alkami Technology Inc - Asset Resilience Ratio
Alkami Technology Inc (ALKT) has an Asset Resilience Ratio of 4.49% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Alkami Technology Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how Alkami Technology Inc's Asset Resilience Ratio has changed over time. See Alkami Technology Inc balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Alkami Technology Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ALKT market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $37.23 Million | 4.49% |
| Total Liquid Assets | $37.23 Million | 4.49% |
Asset Resilience Insights
- Limited Liquidity: Alkami Technology Inc maintains only 4.49% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Alkami Technology Inc Industry Peers by Asset Resilience Ratio
Compare Alkami Technology Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shenzhen Intellifusion Technologies Co. Ltd. A
SHG:688343 |
Software - Application | 21.19% |
|
Navan, Inc. Class A Common Stock
NASDAQ:NAVN |
Software - Application | 9.19% |
|
Fujian Newland Computer Co Ltd
SHE:000997 |
Software - Application | 12.89% |
|
Navinfo Co Ltd
SHE:002405 |
Software - Application | 1.84% |
|
Anhui Wantong Technology Co Ltd
SHE:002331 |
Software - Application | 3.70% |
|
Shandong Shanda Oumasoft CO.LTD.
SHE:301185 |
Software - Application | 17.79% |
|
Hunan Copote Science Technology Co Ltd
SHG:600476 |
Software - Application | 3.55% |
|
Streamwide
PA:ALSTW |
Software - Application | 19.05% |
Annual Asset Resilience Ratio for Alkami Technology Inc (2021–2025)
The table below shows the annual Asset Resilience Ratio data for Alkami Technology Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.21% | $35.63 Million | $847.23 Million | -0.68pp |
| 2024-12-31 | 4.89% | $21.38 Million | $437.28 Million | -7.92pp |
| 2023-12-31 | 12.80% | $51.20 Million | $399.82 Million | -5.12pp |
| 2022-12-31 | 17.93% | $87.64 Million | $488.88 Million | -- |
| 2021-12-31 | 0.00% | $0.00 | $436.51 Million | -- |
About Alkami Technology Inc
Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate reve… Read more