Alkami Technology Inc Net Assets
Alkami Technology Inc net assets. Based on the latest financial reports, Alkami Technology Inc (ALKT) has net assets worth $362.68 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($831.08 Million) and total liabilities ($468.40 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Alkami Technology Inc (ALKT) net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $362.68 Million |
| % of Total Assets | 43.64% |
| Annual Growth Rate | 70.66% |
| 5-Year Change | 5.06% |
| 10-Year Change | N/A |
| Growth Volatility | 414.28 |
Net Assets of Alkami Technology Inc (2019–2025)
Net assets of Alkami Technology Inc from 2019 to 2025. This chart illustrates how Alkami Technology Inc's net assets have evolved over time, based on quarterly financial data. See ALKT equity to assets ratio to measure how much of total assets are equity-financed.
Annual Net Assets for Alkami Technology Inc (2019–2025)
The table below shows the annual net assets of Alkami Technology Inc from 2019 to 2025. For live market cap and overall valuation, see Alkami Technology Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $362.05 Million | +1.41% |
| 2024-12-31 | $357.03 Million | +9.88% |
| 2023-12-31 | $324.94 Million | -2.73% |
| 2022-12-31 | $334.05 Million | -3.07% |
| 2021-12-31 | $344.61 Million | +91.73% |
| 2020-12-31 | $179.74 Million | +1127.48% |
| 2019-12-31 | $14.64 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Alkami Technology Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 32812300000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Alkami Technology Inc Net Assets Breakdown (December 2025)
Alkami Technology Inc net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $106.00K | 0.03% |
| Other Components | $885.80 Million | 244.66% |
| Total Equity | $362.05 Million | 100.00% |
Alkami Technology Inc Competitors by Market Cap
The table below lists competitors of Alkami Technology Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Damora Therapeutics, Inc.
NASDAQ:DMRA
|
$1.33 Billion |
|
Fangda Special Steel Technology Co Ltd
SHG:600507
|
$1.33 Billion |
|
Nektar Therapeutics
NASDAQ:NKTR
|
$1.33 Billion |
|
Digiwin Software Co Ltd
SHE:300378
|
$1.33 Billion |
|
Anhui Guangxin Agrochemical Co Ltd
SHG:603599
|
$1.33 Billion |
|
Staidson Beijing Biopharma
SHE:300204
|
$1.33 Billion |
|
Suzhou Veichi Electric Co. Ltd. A
SHG:688698
|
$1.32 Billion |
|
Aygaz AS
IS:AYGAZ
|
$1.32 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Alkami Technology Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 357,030,000 to 362,049,000, a change of 5,019,000 (1.4%).
- Net loss of 47,652,000 reduced equity.
- Other factors increased equity by 52,671,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-47.65 Million | -13.16% |
| Other Changes | $52.67 Million | +14.55% |
| Total Change | $- | 1.41% |
Book Value vs Market Value Analysis
This analysis compares Alkami Technology Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.56x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 71.16x to 3.56x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $0.17 | $12.40 | x |
| 2020-12-31 | $2.14 | $12.40 | x |
| 2021-12-31 | $3.83 | $12.40 | x |
| 2022-12-31 | $3.67 | $12.40 | x |
| 2023-12-31 | $3.45 | $12.40 | x |
| 2024-12-31 | $3.61 | $12.40 | x |
| 2025-12-31 | $3.48 | $12.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Alkami Technology Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -13.16%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -10.74%
- • Asset Turnover: 0.52x
- • Equity Multiplier: 2.34x
- Recent ROE (-13.16%) is above the historical average (-55.66%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | -285.93% | -56.93% | 1.39x | 3.60x | $-43.33 Million |
| 2020 | -28.57% | -45.79% | 0.45x | 1.39x | $-69.33 Million |
| 2021 | -13.59% | -30.77% | 0.35x | 1.27x | $-81.28 Million |
| 2022 | -17.54% | -28.69% | 0.42x | 1.46x | $-92.00 Million |
| 2023 | -19.36% | -23.76% | 0.66x | 1.23x | $-95.41 Million |
| 2024 | -11.44% | -12.23% | 0.76x | 1.22x | $-76.54 Million |
| 2025 | -13.16% | -10.74% | 0.52x | 2.34x | $-83.86 Million |
Industry Comparison
This section compares Alkami Technology Inc's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $719,612,390
- Average return on equity (ROE) among peers: -70.16%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Alkami Technology Inc (ALKT) | $362.68 Million | -285.93% | 1.29x | $1.33 Billion |
| Adobe Systems Incorporated (ADBE) | $516.37 Million | 20.36% | 0.49x | $99.47 Billion |
| ADEIA CORP (ADEA) | $305.86 Million | 20.06% | 0.05x | $2.36 Billion |
| Automatic Data Processing Inc (ADP) | $6.01 Billion | 25.85% | 3.57x | $107.69 Billion |
| Autodesk Inc (ADSK) | $21.20 Million | 30.66% | 0.17x | $48.93 Billion |
| AudioEye Inc (AEYE) | $696.01K | -805.71% | 6.23x | $71.03 Million |
| Agilysys Inc (AGYS) | $332.45 Million | 5.86% | 1.45x | $2.95 Billion |
| BlockchAIn Digital Infrastructure, Inc (AIB) | $10.70 Million | 0.00% | 0.35x | $43.69 Million |
| Firefly Neuroscience, Inc. (AIFF) | $-2.11 Million | 0.00% | 0.00x | $14.21 Million |
| PowerFleet, Inc. (AIOT) | $15.14 Million | 1.37% | 0.05x | $387.91 Million |
| XIAO-I Corporation American Depositary Shares (AIXI) | $-15.77 Million | 0.00% | 0.00x | $8.14 Million |
About Alkami Technology Inc
Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate reve… Read more