AMERISAFE Inc (AMSF) — Defensive Interval Ratio
AMERISAFE Inc (AMSF) has a Defensive Interval Ratio of 181 days as of March 2026. Defensive assets of $377.97 Million (cash $-, short-term investments $89.56 Million, receivables $288.40 Million) cover 181 days of daily cash needs of $2.09 Million/day. Check AMERISAFE Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
AMERISAFE Inc Defensive Interval Ratio (2003–2025)
This chart shows how AMERISAFE Inc's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of March 2026, the ratio stands at 181 days, meaning defensive assets of $377.97 Million can fund 181 days of operations without new revenue. Also explore AMSF shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for AMERISAFE Inc (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for AMERISAFE Inc from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of AMERISAFE Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 191 days | $366.53 Million | $1.92 Million/day | $- | $87.44 Million | ▲ +0 days |
| 2024 | 191 days | $355.69 Million | $1.87 Million/day | $- | $86.51 Million | ▼ -4 days |
| 2023 | 195 days | $367.63 Million | $1.88 Million/day | $- | $94.75 Million | ▼ -94 days |
| 2022 | 289 days | $592.51 Million | $2.05 Million/day | $- | $335.24 Million | ▲ +46 days |
| 2021 | 243 days | $534.30 Million | $2.20 Million/day | $- | $399.20 Million | ▼ -15747 days |
| 2020 | 15991 days | $616.94 Million | $38.58K/day | $- | $460.18 Million | ▲ +4448 days |
| 2019 | 11543 days | $655.65 Million | $56.80K/day | $- | $497.69 Million | ▲ +5346 days |
| 2018 | 6196 days | $655.44 Million | $105.78K/day | $- | $492.96 Million | ▼ -131762 days |
| 2017 | 137958 days | $665.60 Million | $4.82K/day | $- | $491.36 Million | ▲ +75109 days |
| 2016 | 62849 days | $691.68 Million | $11.01K/day | $- | $508.68 Million | ▼ -203261 days |
| 2015 | 266110 days | $664.18 Million | $2.50K/day | $- | $387.74 Million | ▲ +82651 days |
| 2014 | 183459 days | $543.84 Million | $2.96K/day | $- | $364.93 Million | ▲ +176915 days |
| 2013 | 6544 days | $493.88 Million | $75.47K/day | $- | $322.30 Million | ▲ +1510 days |
| 2012 | 5034 days | $360.01 Million | $71.52K/day | $- | $218.06 Million | ▼ -8169 days |
| 2011 | 13203 days | $927.20 Million | $70.23K/day | $- | $805.97 Million | ▲ +8144 days |
| 2010 | 5058 days | $888.15 Million | $175.58K/day | $- | $765.54 Million | ▲ +3419 days |
| 2009 | 1639 days | $287.76 Million | $175.58K/day | $- | $54.31 Million | ▼ -1770 days |
| 2008 | 3409 days | $285.16 Million | $83.65K/day | $- | $60.83 Million | ▼ -160 days |
| 2007 | 3569 days | $283.04 Million | $79.30K/day | $- | $53.98 Million | ▲ +513 days |
| 2006 | 3056 days | $255.08 Million | $83.48K/day | $- | $1.09 Million | ▼ -50963 days |
| 2005 | 54019 days | $248.19 Million | $4.59K/day | $- | $1.70 Million | ▲ +47598 days |
| 2004 | 6421 days | $329.38 Million | $51.30K/day | $- | $11.85 Million | ▲ +36 days |
| 2003 | 6384 days | $330.62 Million | $51.79K/day | $- | $- | — |