Better Home & Finance Holding Company - Asset Resilience Ratio
Better Home & Finance Holding Company (BETR) has an Asset Resilience Ratio of 6.88% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BETR strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2022–2025)
This chart shows how Better Home & Finance Holding Company's Asset Resilience Ratio has changed over time. See Better Home & Finance Holding Company net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Better Home & Finance Holding Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Better Home & Finance Holding Company stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $103.61 Million | 6.88% |
| Total Liquid Assets | $103.61 Million | 6.88% |
Asset Resilience Insights
- Limited Liquidity: Better Home & Finance Holding Company maintains only 6.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Better Home & Finance Holding Company Industry Peers by Asset Resilience Ratio
Compare Better Home & Finance Holding Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 2.40% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 2.07% |
Annual Asset Resilience Ratio for Better Home & Finance Holding Company (2022–2025)
The table below shows the annual Asset Resilience Ratio data for Better Home & Finance Holding Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.88% | $103.61 Million | $1.51 Billion | +0.99pp |
| 2024-12-31 | 5.89% | $53.77 Million | $913.06 Million | +3.06pp |
| 2023-12-31 | 2.83% | $25.60 Million | $905.55 Million | -- |
| 2022-12-31 | 0.00% | $0.00 | $1.08 Billion | -- |
About Better Home & Finance Holding Company
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans, Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It offers real est… Read more