Better Home & Finance Holding Company (BETR) — Cash Flow-to-Debt Ratio

Latest as of June 2026: -0.08x

Better Home & Finance Holding Company (BETR) has a Cash Flow-to-Debt Ratio of -0.08x as of June 2026, meaning its operating cash flow of $-120.98 Million could theoretically repay 0% of its total liabilities ($1.48 Billion) in one year. See financial flexibility index of Better Home & Finance Holding Company to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

-0.08x
Operating CF / Total Liabilities

Operating Cash Flow

$-120.98 Million
USD

Total Liabilities

$1.48 Billion
USD

Data as of

Jun 2026
Most recent filing

Better Home & Finance Holding Company Cash Flow-to-Debt Ratio (2015–2025)

Historical debt coverage capacity for Better Home & Finance Holding Company across 7 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Better Home & Finance Holding Company.

Annual Cash Flow-to-Debt Ratio for Better Home & Finance Holding Company (2015–2025)

Year-by-year debt coverage analysis for Better Home & Finance Holding Company. Check BETR cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 -0.16x $-232.15 Million $1.47 Billion ▲ +59.6%
2024 -0.39x $-379.97 Million $971.23 Million ▼ -91.8%
2023 -0.20x $-159.72 Million $782.95 Million ▼ -127.2%
2022 0.75x $938.22 Million $1.25 Billion ▲ +444.6%
2021 0.14x $361.21 Million $2.62 Billion ▲ +13586.8%
2016 0.00x $-803.00K $786.51 Million ▼ -100.8%
2015 0.14x $47.00 Million $345.37 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.