Commercial Bancgroup, Inc. Common Stock (CBK) — Defensive Interval Ratio
Commercial Bancgroup, Inc. Common Stock (CBK) has a Defensive Interval Ratio of 294 days as of June 2026. Defensive assets of $82.63 Million (cash $-, short-term investments $75.50 Million, receivables $7.13 Million) cover 294 days of daily cash needs of $281.01K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Commercial Bancgroup, Inc. Common Stock Defensive Interval Ratio (2023–2025)
This chart shows how Commercial Bancgroup, Inc. Common Stock's Defensive Interval Ratio has evolved across 3 annual periods from 2023 to 2025. As of June 2026, the ratio stands at 294 days, meaning defensive assets of $82.63 Million can fund 294 days of operations without new revenue. For the complete balance sheet picture, see CBK asset base.
Annual Defensive Interval Ratio for Commercial Bancgroup, Inc. Common Stock (2023–2025)
The table below presents the year-by-year Defensive Interval Ratio for Commercial Bancgroup, Inc. Common Stock from 2023 to 2025, covering 3 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Commercial Bancgroup, Inc. Common Stock working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 18 days | $50.59 Million | $2.75 Million/day | $- | $43.14 Million | ▼ -2 days |
| 2024 | 20 days | $107.01 Million | $5.33 Million/day | $- | $99.82 Million | ▲ +8 days |
| 2023 | 12 days | $60.28 Million | $5.01 Million/day | $- | $52.04 Million | — |