Cincinnati Financial Corporation

NASDAQ:CINF USA Insurance - Property & Casualty
Market Cap
$25.64 Billion
Market Cap Rank
#791 Global
#619 in USA
Share Price
$164.77
Change (1 day)
-1.08%
52-Week Range
$126.60 - $172.65
All Time High
$172.65
About

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensa… Read more

Cincinnati Financial Corporation - Asset Resilience Ratio

Latest as of December 2025: 44.56%

Cincinnati Financial Corporation (CINF) has an Asset Resilience Ratio of 44.56% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
$18.27 Billion
Cash + Short-term Investments
Total Assets
$41.00 Billion
All company assets
Resilience Assessment
Very High
Financial Resilience Level

Asset Resilience Ratio Trend (1993–2025)

This chart shows how Cincinnati Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Cincinnati Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $18.27 Billion 44.56%
Total Liquid Assets $18.27 Billion 44.56%

Asset Resilience Insights

  • Very High Liquidity: Cincinnati Financial Corporation maintains exceptional liquid asset reserves at 44.56% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

Cincinnati Financial Corporation Industry Peers by Asset Resilience Ratio

Compare Cincinnati Financial Corporation's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Hanwha General
KO:000370
Insurance - Property & Casualty 62.53%
Lotte Non-Life
KO:000400
Insurance - Property & Casualty 46.65%
Heungkuk F&M I
KO:000540
Insurance - Property & Casualty 54.79%
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545
Insurance - Property & Casualty 54.79%
Samsung Fire & Marine Insurance
KO:000810
Insurance - Property & Casualty 56.02%
Samsung Fire And Marine Ins Pref
KO:000815
Insurance - Property & Casualty 56.02%
Hyundai Mar&Fi
KO:001450
Insurance - Property & Casualty 50.59%
DB Insurance Co Ltd
KO:005830
Insurance - Property & Casualty 35.49%

Annual Asset Resilience Ratio for Cincinnati Financial Corporation (1993–2025)

The table below shows the annual Asset Resilience Ratio data for Cincinnati Financial Corporation.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 44.56% $18.27 Billion $41.00 Billion -0.59pp
2024-12-31 45.15% $16.48 Billion $36.50 Billion +3.06pp
2023-12-31 42.09% $13.79 Billion $32.77 Billion +1.28pp
2022-12-31 40.80% $12.13 Billion $29.73 Billion -0.68pp
2021-12-31 41.49% $13.02 Billion $31.39 Billion -3.31pp
2020-12-31 44.80% $12.34 Billion $27.54 Billion -1.24pp
2019-12-31 46.04% $11.70 Billion $25.41 Billion +45.48pp
2018-12-31 0.56% $123.00 Million $21.93 Billion +0.09pp
2017-12-31 0.47% $103.00 Million $21.84 Billion +0.07pp
2016-12-31 0.40% $81.00 Million $20.39 Billion +0.04pp
2015-12-31 0.35% $67.00 Million $18.89 Billion -0.01pp
2014-12-31 0.36% $68.00 Million $18.75 Billion -0.02pp
2013-12-31 0.39% $68.00 Million $17.66 Billion -0.03pp
2012-12-31 0.41% $68.00 Million $16.55 Billion -0.01pp
2011-12-31 0.42% $66.00 Million $15.67 Billion -0.14pp
2010-12-31 0.56% $84.00 Million $15.10 Billion +0.51pp
2009-12-31 0.04% $6.00 Million $14.44 Billion -0.59pp
2008-12-31 0.63% $84.00 Million $13.37 Billion +0.02pp
2007-12-31 0.61% $101.00 Million $16.64 Billion +0.06pp
2006-12-31 0.55% $95.00 Million $17.22 Billion +0.08pp
2005-12-31 0.47% $75.00 Million $16.00 Billion +0.03pp
2004-12-31 0.44% $71.00 Million $16.11 Billion -0.06pp
2003-12-31 0.50% $78.00 Million $15.51 Billion +0.02pp
2002-12-31 0.48% $68.00 Million $14.06 Billion +0.01pp
2001-12-31 0.47% $66.00 Million $13.91 Billion -0.04pp
2000-12-31 0.52% $68.56 Million $13.29 Billion -0.04pp
1999-12-31 0.56% $65.91 Million $11.81 Billion +0.04pp
1998-12-31 0.52% $57.90 Million $11.09 Billion +0.03pp
1997-12-31 0.49% $46.56 Million $9.49 Billion -0.26pp
1996-12-31 0.75% $53.00 Million $7.05 Billion +0.10pp
1995-12-31 0.65% $39.80 Million $6.11 Billion -0.17pp
1994-12-31 0.82% $38.82 Million $4.73 Billion -0.01pp
1993-12-31 0.83% $38.36 Million $4.60 Billion --
pp = percentage points