Community West Bancshares
Community West Bancshares operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It al… Read more
Community West Bancshares - Asset Resilience Ratio
Community West Bancshares (CWBC) has an Asset Resilience Ratio of 8.28% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Community West Bancshares's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Community West Bancshares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $299.23 Million | 8.28% |
| Total Liquid Assets | $299.23 Million | 8.28% |
Asset Resilience Insights
- Limited Liquidity: Community West Bancshares maintains only 8.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Community West Bancshares Industry Peers by Asset Resilience Ratio
Compare Community West Bancshares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Community West Bancshares (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Community West Bancshares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 8.62% | $303.42 Million | $3.52 Billion | -8.15pp |
| 2023-12-31 | 16.77% | $408.02 Million | $2.43 Billion | -10.02pp |
| 2022-12-31 | 26.78% | $648.83 Million | $2.42 Billion | +25.08pp |
| 2021-12-31 | 1.70% | $19.71 Million | $1.16 Billion | -0.07pp |
| 2020-12-31 | 1.77% | $17.31 Million | $975.43 Million | -0.33pp |
| 2019-12-31 | 2.11% | $19.26 Million | $913.87 Million | -0.73pp |
| 2018-12-31 | 2.84% | $24.93 Million | $877.29 Million | -29.37pp |
| 2017-12-31 | 32.21% | $535.28 Million | $1.66 Billion | +29.02pp |
| 2016-12-31 | 3.19% | $22.68 Million | $710.57 Million | -34.21pp |
| 2015-12-31 | 37.40% | $477.55 Million | $1.28 Billion | +1.12pp |
| 2014-12-31 | 36.28% | $432.54 Million | $1.19 Billion | -2.41pp |
| 2013-12-31 | 38.69% | $443.22 Million | $1.15 Billion | -5.57pp |
| 2012-12-31 | 44.25% | $393.96 Million | $890.23 Million | +40.49pp |
| 2011-12-31 | 3.77% | $23.86 Million | $633.35 Million | +0.76pp |
| 2010-12-31 | 3.00% | $23.34 Million | $777.59 Million | +0.69pp |
| 2009-12-31 | 2.31% | $17.67 Million | $765.49 Million | +1.41pp |
| 2008-12-31 | 0.90% | $6.78 Million | $752.71 Million | -1.72pp |
| 2007-12-31 | 2.62% | $12.66 Million | $483.69 Million | +1.08pp |
| 2006-12-31 | 1.54% | $7.69 Million | $500.06 Million | -0.41pp |
| 2005-12-31 | 1.95% | $9.43 Million | $483.68 Million | -4.10pp |
| 2004-12-31 | 6.05% | $22.08 Million | $365.20 Million | +0.84pp |
| 2003-12-31 | 5.21% | $17.09 Million | $327.93 Million | -2.79pp |
| 2002-12-31 | 8.01% | $22.66 Million | $283.01 Million | -3.65pp |
| 2001-12-31 | 11.66% | $25.54 Million | $219.07 Million | +0.23pp |
| 2000-12-31 | 11.43% | $23.11 Million | $202.17 Million | -- |