Community West Bancshares Net Assets
Community West Bancshares net assets. Based on the latest financial reports, Community West Bancshares (CWBC) has net assets worth $607.82 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($5.03 Billion) and total liabilities ($4.43 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore how fast is Community West Bancshares growing its equity to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $607.82 Million |
| % of Total Assets | 12.07% |
| Annual Growth Rate | 13.62% |
| 5-Year Change | -61.61% |
| 10-Year Change | 526.89% |
| Growth Volatility | 190.59 |
Net Assets of Community West Bancshares (1996–2025)
Net assets of Community West Bancshares from 1996 to 2025. This chart illustrates how Community West Bancshares's net assets have evolved over time, based on quarterly financial data. See CWBC equity financing ratio to measure how much of total assets are equity-financed.
Annual Net Assets for Community West Bancshares (1996–2025)
The table below shows the annual net assets of Community West Bancshares from 1996 to 2025. For live market cap and overall valuation, see CWBC market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $409.59 Million | +12.93% |
| 2024-12-31 | $362.69 Million | +75.16% |
| 2023-12-31 | $207.06 Million | +18.55% |
| 2022-12-31 | $174.66 Million | -83.63% |
| 2021-12-31 | $1.07 Billion | +22.59% |
| 2020-12-31 | $870.43 Million | +2.54% |
| 2019-12-31 | $848.87 Million | +1014.72% |
| 2018-12-31 | $76.15 Million | -63.66% |
| 2017-12-31 | $209.56 Million | +220.74% |
| 2016-12-31 | $65.34 Million | -53.10% |
| 2015-12-31 | $139.32 Million | +6.32% |
| 2014-12-31 | $131.04 Million | +9.17% |
| 2013-12-31 | $120.04 Million | +2.02% |
| 2012-12-31 | $117.67 Million | +132.42% |
| 2011-12-31 | $50.63 Million | -48.02% |
| 2010-12-31 | $97.39 Million | +6.76% |
| 2009-12-31 | $91.22 Million | +21.03% |
| 2008-12-31 | $75.38 Million | +39.08% |
| 2007-12-31 | $54.19 Million | +8.87% |
| 2006-12-31 | $49.78 Million | +19.88% |
| 2005-12-31 | $41.52 Million | +55.74% |
| 2004-12-31 | $26.66 Million | -0.22% |
| 2003-12-31 | $26.72 Million | +10.88% |
| 2002-12-31 | $24.10 Million | +15.71% |
| 2001-12-31 | $20.83 Million | +11.55% |
| 2000-12-31 | $18.67 Million | +18.05% |
| 1999-12-31 | $15.82 Million | -35.71% |
| 1998-12-31 | $24.60 Million | +103.31% |
| 1997-12-31 | $12.10 Million | +19.80% |
| 1996-12-31 | $10.10 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Community West Bancshares's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 11849.5% over the analyzed period, indicating profitable operations and earnings retention.
Community West Bancshares Net Assets Breakdown (December 2025)
Community West Bancshares net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $238.99 Million | 58.35% |
| Common Stock | $210.22 Million | 51.33% |
| Other Comprehensive Income | $-39.62 Million | -9.67% |
| Total Equity | $409.59 Million | 100.00% |
Community West Bancshares Competitors by Market Cap
The table below lists competitors of Community West Bancshares ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Linewell Software Co Ltd
SHG:603636
|
$710.82 Million |
|
Gerresheimer AG
F:GXI
|
$710.83 Million |
|
Vercom SA
WAR:VRC
|
$710.93 Million |
|
Shanghai Chuangli Group Co Ltd
SHG:603012
|
$711.42 Million |
|
GIGAVIS LTD (PROPOSED)
KQ:420770
|
$710.41 Million |
|
Tong Oil Tools
SHE:300164
|
$710.41 Million |
|
BAE Systems plc
LSE:BA
|
$710.25 Million |
|
XOMA Royalty Corporation
NASDAQ:XOMA
|
$710.16 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Community West Bancshares's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 362,685,000 to 409,588,000, a change of 46,903,000 (12.9%).
- Net income of 38,168,000 contributed positively to equity growth.
- Dividend payments of 9,162,000 reduced retained earnings.
- Share repurchases of 151,000 reduced equity.
- Other comprehensive income increased equity by 15,491,001.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $38.17 Million | +9.32% |
| Dividends Paid | $9.16 Million | -2.24% |
| Share Repurchases | $151.00K | -0.04% |
| Other Comprehensive Income | $15.49 Million | +3.78% |
| Other Changes | $2.56 Million | +0.62% |
| Total Change | $- | 12.93% |
Book Value vs Market Value Analysis
This analysis compares Community West Bancshares's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.24x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 7.80x to 1.24x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-12-31 | $3.43 | $26.74 | x |
| 1997-12-31 | $3.93 | $26.74 | x |
| 1998-12-31 | $6.70 | $26.74 | x |
| 1999-12-31 | $3.03 | $26.74 | x |
| 2000-12-31 | $3.55 | $26.74 | x |
| 2001-12-31 | $3.88 | $26.74 | x |
| 2002-12-31 | $4.41 | $26.74 | x |
| 2003-12-31 | $4.71 | $26.74 | x |
| 2004-12-31 | $5.05 | $26.74 | x |
| 2005-12-31 | $6.47 | $26.74 | x |
| 2006-12-31 | $7.68 | $26.74 | x |
| 2007-12-31 | $8.51 | $26.74 | x |
| 2008-12-31 | $11.65 | $26.74 | x |
| 2009-12-31 | $11.69 | $26.74 | x |
| 2010-12-31 | $10.48 | $26.74 | x |
| 2011-12-31 | $8.47 | $26.74 | x |
| 2012-12-31 | $12.24 | $26.74 | x |
| 2013-12-31 | $11.65 | $26.74 | x |
| 2014-12-31 | $11.91 | $26.74 | x |
| 2015-12-31 | $12.65 | $26.74 | x |
| 2016-12-31 | $7.75 | $26.74 | x |
| 2017-12-31 | $16.47 | $26.74 | x |
| 2018-12-31 | $9.04 | $26.74 | x |
| 2019-12-31 | $99.90 | $26.74 | x |
| 2020-12-31 | $102.72 | $26.74 | x |
| 2021-12-31 | $125.36 | $26.74 | x |
| 2022-12-31 | $14.88 | $26.74 | x |
| 2023-12-31 | $17.62 | $26.74 | x |
| 2024-12-31 | $21.11 | $26.74 | x |
| 2025-12-31 | $21.48 | $26.74 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Community West Bancshares utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.32%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.61%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.01x
- Recent ROE (9.32%) is below the historical average (9.78%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 10.89% | 10.00% | 0.14x | 8.01x | $90.00K |
| 1997 | 13.22% | 11.03% | 0.15x | 7.88x | $390.00K |
| 1998 | 11.79% | 11.46% | 0.10x | 10.24x | $440.00K |
| 1999 | 4.54% | 9.43% | 0.05x | 10.56x | $-863.56K |
| 2000 | 9.36% | 10.23% | 0.08x | 10.83x | $-119.56K |
| 2001 | 11.42% | 12.34% | 0.09x | 10.52x | $295.32K |
| 2002 | 11.55% | 14.85% | 0.07x | 11.74x | $374.04K |
| 2003 | 12.62% | 17.28% | 0.06x | 12.27x | $700.00K |
| 2004 | 12.48% | 17.69% | 0.06x | 12.34x | $734.40K |
| 2005 | 14.56% | 20.09% | 0.06x | 11.65x | $1.89 Million |
| 2006 | 13.88% | 19.14% | 0.07x | 10.05x | $1.93 Million |
| 2007 | 11.59% | 16.93% | 0.08x | 8.93x | $860.60K |
| 2008 | 6.82% | 13.88% | 0.05x | 9.99x | $-2.40 Million |
| 2009 | 2.84% | 5.56% | 0.06x | 8.39x | $-6.53 Million |
| 2010 | 3.37% | 8.33% | 0.05x | 7.98x | $-6.46 Million |
| 2011 | 12.79% | 16.11% | 0.06x | 12.51x | $1.41 Million |
| 2012 | 6.39% | 19.57% | 0.04x | 7.57x | $-4.25 Million |
| 2013 | 6.87% | 19.76% | 0.04x | 9.54x | $-3.75 Million |
| 2014 | 4.04% | 11.04% | 0.04x | 9.10x | $-7.81 Million |
| 2015 | 7.87% | 22.02% | 0.04x | 9.16x | $-2.97 Million |
| 2016 | 23.24% | 27.74% | 0.08x | 10.88x | $8.65 Million |
| 2017 | 6.69% | 21.13% | 0.04x | 7.93x | $-6.93 Million |
| 2018 | 27.96% | 29.23% | 0.08x | 11.52x | $13.67 Million |
| 2019 | 2.53% | 27.59% | 0.09x | 1.08x | $-63.44 Million |
| 2020 | 2.34% | 26.07% | 0.08x | 1.12x | $-66.70 Million |
| 2021 | 2.66% | 34.87% | 0.07x | 1.08x | $-78.30 Million |
| 2022 | 15.26% | 30.75% | 0.04x | 13.87x | $9.18 Million |
| 2023 | 12.33% | 23.62% | 0.04x | 11.75x | $4.83 Million |
| 2024 | 2.11% | 4.67% | 0.05x | 9.71x | $-28.60 Million |
| 2025 | 9.32% | 19.61% | 0.05x | 9.01x | $-2.79 Million |
Industry Comparison
This section compares Community West Bancshares's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $627,551,500
- Average return on equity (ROE) among peers: 7.01%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Community West Bancshares (CWBC) | $607.82 Million | 10.89% | 7.28x | $710.56 Million |
| Ameris Bancorp (ABCB) | $239.36 Million | -1.64% | 9.06x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.65 Billion |
| ACNB Corporation (ACNB) | $110.02 Million | 9.35% | 8.91x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $359.40 Million | 14.66% | 8.44x | $829.34 Million |
| Amalgamated Bank (AMAL) | $344.07 Million | 1.78% | 10.75x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $753.45 Million | 5.71% | 10.20x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $166.38 Million | 13.18% | 10.80x | $724.09 Million |
| Associated Banc-Corp (ASB) | $4.09 Billion | 7.50% | 7.17x | $5.91 Billion |
| AmeriServ Financial Inc (ASRV) | $98.61 Million | 6.11% | 10.88x | $78.95 Million |
About Community West Bancshares
Community West Bancshares operates as the bank holding company for Community West Bank, a California state-chartered commercial bank that provides a range of banking products and services to businesses, agribusiness customers, professionals, and individuals throughout Central California. The company accepts checking, savings, money market, and time deposit accounts, including certificates of depo… Read more