Community West Bancshares - Asset Resilience Ratio
Community West Bancshares (CWBC) has an Asset Resilience Ratio of 11.32% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Community West Bancshares (CWBC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Community West Bancshares's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CWBC current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Community West Bancshares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CWBC long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $570.09 Million | 11.32% |
| Total Liquid Assets | $570.09 Million | 11.32% |
Asset Resilience Insights
- Moderate Liquidity: Community West Bancshares has 11.32% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Community West Bancshares Industry Peers by Asset Resilience Ratio
Compare Community West Bancshares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Community West Bancshares (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Community West Bancshares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.97% | $293.94 Million | $3.69 Billion | -0.65pp |
| 2024-12-31 | 8.62% | $303.42 Million | $3.52 Billion | -8.15pp |
| 2023-12-31 | 16.77% | $408.02 Million | $2.43 Billion | -10.02pp |
| 2022-12-31 | 26.78% | $648.83 Million | $2.42 Billion | +25.08pp |
| 2021-12-31 | 1.70% | $19.71 Million | $1.16 Billion | -0.07pp |
| 2020-12-31 | 1.77% | $17.31 Million | $975.43 Million | -0.33pp |
| 2019-12-31 | 2.11% | $19.26 Million | $913.87 Million | -0.73pp |
| 2018-12-31 | 2.84% | $24.93 Million | $877.29 Million | -29.37pp |
| 2017-12-31 | 32.21% | $535.28 Million | $1.66 Billion | +29.02pp |
| 2016-12-31 | 3.19% | $22.68 Million | $710.57 Million | -34.21pp |
| 2015-12-31 | 37.40% | $477.55 Million | $1.28 Billion | +1.12pp |
| 2014-12-31 | 36.28% | $432.54 Million | $1.19 Billion | -2.41pp |
| 2013-12-31 | 38.69% | $443.22 Million | $1.15 Billion | -5.57pp |
| 2012-12-31 | 44.25% | $393.96 Million | $890.23 Million | +40.49pp |
| 2011-12-31 | 3.77% | $23.86 Million | $633.35 Million | +0.76pp |
| 2010-12-31 | 3.00% | $23.34 Million | $777.59 Million | +0.69pp |
| 2009-12-31 | 2.31% | $17.67 Million | $765.49 Million | +1.41pp |
| 2008-12-31 | 0.90% | $6.78 Million | $752.71 Million | -1.72pp |
| 2007-12-31 | 2.62% | $12.66 Million | $483.69 Million | +1.08pp |
| 2006-12-31 | 1.54% | $7.69 Million | $500.06 Million | -0.41pp |
| 2005-12-31 | 1.95% | $9.43 Million | $483.68 Million | -4.10pp |
| 2004-12-31 | 6.05% | $22.08 Million | $365.20 Million | +0.84pp |
| 2003-12-31 | 5.21% | $17.09 Million | $327.93 Million | -2.79pp |
| 2002-12-31 | 8.01% | $22.66 Million | $283.01 Million | -3.65pp |
| 2001-12-31 | 11.66% | $25.54 Million | $219.07 Million | +0.23pp |
| 2000-12-31 | 11.43% | $23.11 Million | $202.17 Million | -- |
About Community West Bancshares
Community West Bancshares operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It al… Read more