Community West Bancshares Asset Resilience Ratio
Community West Bancshares asset resilience ratio. Community West Bancshares (CWBC) has an Asset Resilience Ratio of 11.32% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CWBC days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Community West Bancshares (2000–2025)
Asset resilience ratio of Community West Bancshares from 2000 to 2025. This chart shows how Community West Bancshares's Asset Resilience Ratio has changed over time. Read CWBC liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Community West Bancshares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Community West Bancshares assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $570.09 Million | 11.32% |
| Total Liquid Assets | $570.09 Million | 11.32% |
Asset Resilience Insights
- Moderate Liquidity: Community West Bancshares has 11.32% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Community West Bancshares Industry Peers by Asset Resilience Ratio
Compare Community West Bancshares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Community West Bancshares Asset Resilience Ratio by Year (2000–2025)
Community West Bancshares asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Community West Bancshares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.97% | $293.94 Million | $3.69 Billion | -0.65pp |
| 2024-12-31 | 8.62% | $303.42 Million | $3.52 Billion | -8.15pp |
| 2023-12-31 | 16.77% | $408.02 Million | $2.43 Billion | -10.02pp |
| 2022-12-31 | 26.78% | $648.83 Million | $2.42 Billion | +25.08pp |
| 2021-12-31 | 1.70% | $19.71 Million | $1.16 Billion | -0.07pp |
| 2020-12-31 | 1.77% | $17.31 Million | $975.43 Million | -0.33pp |
| 2019-12-31 | 2.11% | $19.26 Million | $913.87 Million | -0.73pp |
| 2018-12-31 | 2.84% | $24.93 Million | $877.29 Million | -29.37pp |
| 2017-12-31 | 32.21% | $535.28 Million | $1.66 Billion | +29.02pp |
| 2016-12-31 | 3.19% | $22.68 Million | $710.57 Million | -34.21pp |
| 2015-12-31 | 37.40% | $477.55 Million | $1.28 Billion | +1.12pp |
| 2014-12-31 | 36.28% | $432.54 Million | $1.19 Billion | -2.41pp |
| 2013-12-31 | 38.69% | $443.22 Million | $1.15 Billion | -5.57pp |
| 2012-12-31 | 44.25% | $393.96 Million | $890.23 Million | +40.49pp |
| 2011-12-31 | 3.77% | $23.86 Million | $633.35 Million | +0.76pp |
| 2010-12-31 | 3.00% | $23.34 Million | $777.59 Million | +0.69pp |
| 2009-12-31 | 2.31% | $17.67 Million | $765.49 Million | +1.41pp |
| 2008-12-31 | 0.90% | $6.78 Million | $752.71 Million | -1.72pp |
| 2007-12-31 | 2.62% | $12.66 Million | $483.69 Million | +1.08pp |
| 2006-12-31 | 1.54% | $7.69 Million | $500.06 Million | -0.41pp |
| 2005-12-31 | 1.95% | $9.43 Million | $483.68 Million | -4.10pp |
| 2004-12-31 | 6.05% | $22.08 Million | $365.20 Million | +0.84pp |
| 2003-12-31 | 5.21% | $17.09 Million | $327.93 Million | -2.79pp |
| 2002-12-31 | 8.01% | $22.66 Million | $283.01 Million | -3.65pp |
| 2001-12-31 | 11.66% | $25.54 Million | $219.07 Million | +0.23pp |
| 2000-12-31 | 11.43% | $23.11 Million | $202.17 Million | -- |
About Community West Bancshares
Community West Bancshares operates as the bank holding company for Community West Bank, a California state-chartered commercial bank that provides a range of banking products and services to businesses, agribusiness customers, professionals, and individuals throughout Central California. The company accepts checking, savings, money market, and time deposit accounts, including certificates of depo… Read more