Encore Capital Group Inc
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involv… Read more
Encore Capital Group Inc - Asset Resilience Ratio
Encore Capital Group Inc (ECPG) has an Asset Resilience Ratio of 0.07% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how Encore Capital Group Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Encore Capital Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.56 Million | 0.07% |
| Total Liquid Assets | $3.56 Million | 0.07% |
Asset Resilience Insights
- Limited Liquidity: Encore Capital Group Inc maintains only 0.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Encore Capital Group Inc Industry Peers by Asset Resilience Ratio
Compare Encore Capital Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Encore Capital Group Inc (2000–2023)
The table below shows the annual Asset Resilience Ratio data for Encore Capital Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.37% | $17.31 Million | $4.63 Billion | -0.44pp |
| 2022-12-31 | 0.82% | $36.81 Million | $4.51 Billion | +0.74pp |
| 2021-12-31 | 0.08% | $3.54 Million | $4.61 Billion | +0.06pp |
| 2020-12-31 | 0.01% | $659.00K | $4.86 Billion | -0.04pp |
| 2019-12-31 | 0.05% | $2.46 Million | $4.91 Billion | +0.01pp |
| 2018-12-31 | 0.04% | $2.02 Million | $4.63 Billion | -0.58pp |
| 2017-12-31 | 0.63% | $28.20 Million | $4.49 Billion | +0.60pp |
| 2016-12-31 | 0.03% | $1.12 Million | $3.67 Billion | -- |
| 2015-12-31 | 0.00% | $0.00 | $4.22 Billion | -- |
| 2014-12-31 | 0.45% | $16.89 Million | $3.75 Billion | +0.44pp |
| 2013-12-31 | 0.01% | $202.00K | $2.69 Billion | -- |
| 2012-12-31 | 0.00% | $0.00 | $1.17 Billion | -- |
| 2011-12-31 | 0.00% | $0.00 | $812.48 Million | -- |
| 2009-12-31 | 88.53% | $526.88 Million | $595.16 Million | +4.54pp |
| 2008-12-31 | 83.99% | $461.35 Million | $549.30 Million | +2.87pp |
| 2007-12-31 | 81.12% | $392.21 Million | $483.50 Million | +5.15pp |
| 2006-12-31 | 75.97% | $300.35 Million | $395.34 Million | +5.01pp |
| 2005-12-31 | 70.97% | $256.33 Million | $361.20 Million | +2.38pp |
| 2004-12-31 | 68.59% | $137.96 Million | $201.14 Million | +4.13pp |
| 2003-12-31 | 64.46% | $89.14 Million | $138.28 Million | -6.86pp |
| 2002-12-31 | 71.32% | $64.17 Million | $89.97 Million | +10.84pp |
| 2001-12-31 | 60.48% | $47.00 Million | $77.71 Million | +23.96pp |
| 2000-12-31 | 36.52% | $25.97 Million | $71.10 Million | -- |