Encore Capital Group Inc - Asset Resilience Ratio
Encore Capital Group Inc (ECPG) has an Asset Resilience Ratio of 0.07% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Encore Capital Group Inc to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2023)
This chart shows how Encore Capital Group Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Encore Capital Group Inc total assets.
Liquid Assets Composition Over Time
This chart breaks down Encore Capital Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Encore Capital Group Inc to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.56 Million | 0.07% |
| Total Liquid Assets | $3.56 Million | 0.07% |
Asset Resilience Insights
- Limited Liquidity: Encore Capital Group Inc maintains only 0.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Encore Capital Group Inc Industry Peers by Asset Resilience Ratio
Compare Encore Capital Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
|
Mint Corp
V:MIT |
Credit Services | 0.00% |
|
Williamson Magor & Company Limited
NSE:WILLAMAGOR |
Credit Services | 0.06% |
|
Butn Ltd
AU:BTN |
Credit Services | 3.72% |
Annual Asset Resilience Ratio for Encore Capital Group Inc (2000–2023)
The table below shows the annual Asset Resilience Ratio data for Encore Capital Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.37% | $17.31 Million | $4.63 Billion | -0.44pp |
| 2022-12-31 | 0.82% | $36.81 Million | $4.51 Billion | +0.74pp |
| 2021-12-31 | 0.08% | $3.54 Million | $4.61 Billion | +0.06pp |
| 2020-12-31 | 0.01% | $659.00K | $4.86 Billion | -0.04pp |
| 2019-12-31 | 0.05% | $2.46 Million | $4.91 Billion | +0.01pp |
| 2018-12-31 | 0.04% | $2.02 Million | $4.63 Billion | -0.58pp |
| 2017-12-31 | 0.63% | $28.20 Million | $4.49 Billion | +0.60pp |
| 2016-12-31 | 0.03% | $1.12 Million | $3.67 Billion | -- |
| 2015-12-31 | 0.00% | $0.00 | $4.22 Billion | -- |
| 2014-12-31 | 0.45% | $16.89 Million | $3.75 Billion | +0.44pp |
| 2013-12-31 | 0.01% | $202.00K | $2.69 Billion | -- |
| 2012-12-31 | 0.00% | $0.00 | $1.17 Billion | -- |
| 2011-12-31 | 0.00% | $0.00 | $812.48 Million | -- |
| 2009-12-31 | 88.53% | $526.88 Million | $595.16 Million | +4.54pp |
| 2008-12-31 | 83.99% | $461.35 Million | $549.30 Million | +2.87pp |
| 2007-12-31 | 81.12% | $392.21 Million | $483.50 Million | +5.15pp |
| 2006-12-31 | 75.97% | $300.35 Million | $395.34 Million | +5.01pp |
| 2005-12-31 | 70.97% | $256.33 Million | $361.20 Million | +2.38pp |
| 2004-12-31 | 68.59% | $137.96 Million | $201.14 Million | +4.13pp |
| 2003-12-31 | 64.46% | $89.14 Million | $138.28 Million | -6.86pp |
| 2002-12-31 | 71.32% | $64.17 Million | $89.97 Million | +10.84pp |
| 2001-12-31 | 60.48% | $47.00 Million | $77.71 Million | +23.96pp |
| 2000-12-31 | 36.52% | $25.97 Million | $71.10 Million | -- |
About Encore Capital Group Inc
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involv… Read more