Encore Capital Group Inc Asset Resilience Ratio
Encore Capital Group Inc asset resilience ratio. Encore Capital Group Inc (ECPG) has an Asset Resilience Ratio of 0.07% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Encore Capital Group Inc defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Encore Capital Group Inc (2000–2023)
Asset resilience ratio of Encore Capital Group Inc from 2000 to 2023. This chart shows how Encore Capital Group Inc's Asset Resilience Ratio has changed over time. Read Encore Capital Group Inc (ECPG) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Encore Capital Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Encore Capital Group Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.56 Million | 0.07% |
| Total Liquid Assets | $3.56 Million | 0.07% |
Asset Resilience Insights
- Limited Liquidity: Encore Capital Group Inc maintains only 0.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Encore Capital Group Inc Industry Peers by Asset Resilience Ratio
Compare Encore Capital Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Encore Capital Group Inc Asset Resilience Ratio by Year (2000–2023)
Encore Capital Group Inc asset resilience ratio by year from 2000 to 2023. The table below shows the annual Asset Resilience Ratio data for Encore Capital Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.37% | $17.31 Million | $4.63 Billion | -0.44pp |
| 2022-12-31 | 0.82% | $36.81 Million | $4.51 Billion | +0.74pp |
| 2021-12-31 | 0.08% | $3.54 Million | $4.61 Billion | +0.06pp |
| 2020-12-31 | 0.01% | $659.00K | $4.86 Billion | -0.04pp |
| 2019-12-31 | 0.05% | $2.46 Million | $4.91 Billion | +0.01pp |
| 2018-12-31 | 0.04% | $2.02 Million | $4.63 Billion | -0.58pp |
| 2017-12-31 | 0.63% | $28.20 Million | $4.49 Billion | +0.60pp |
| 2016-12-31 | 0.03% | $1.12 Million | $3.67 Billion | -- |
| 2015-12-31 | 0.00% | $0.00 | $4.22 Billion | -- |
| 2014-12-31 | 0.45% | $16.89 Million | $3.75 Billion | +0.44pp |
| 2013-12-31 | 0.01% | $202.00K | $2.69 Billion | -- |
| 2012-12-31 | 0.00% | $0.00 | $1.17 Billion | -- |
| 2011-12-31 | 0.00% | $0.00 | $812.48 Million | -- |
| 2009-12-31 | 88.53% | $526.88 Million | $595.16 Million | +4.54pp |
| 2008-12-31 | 83.99% | $461.35 Million | $549.30 Million | +2.87pp |
| 2007-12-31 | 81.12% | $392.21 Million | $483.50 Million | +5.15pp |
| 2006-12-31 | 75.97% | $300.35 Million | $395.34 Million | +5.01pp |
| 2005-12-31 | 70.97% | $256.33 Million | $361.20 Million | +2.38pp |
| 2004-12-31 | 68.59% | $137.96 Million | $201.14 Million | +4.13pp |
| 2003-12-31 | 64.46% | $89.14 Million | $138.28 Million | -6.86pp |
| 2002-12-31 | 71.32% | $64.17 Million | $89.97 Million | +10.84pp |
| 2001-12-31 | 60.48% | $47.00 Million | $77.71 Million | +23.96pp |
| 2000-12-31 | 36.52% | $25.97 Million | $71.10 Million | -- |
About Encore Capital Group Inc
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involv… Read more